# Nationwide SmartRide®

> Nationwide SmartRide mobile app for safe driving feedback and potential insurance discounts. (iPhone/iPad app by Nationwide Mutual Insurance.)

- Source: https://appshunter.io/ios/app/nationwide-smartride/id1514200819 (this page in markdown: same URL + `.md`)
- Developer: [Nationwide Mutual Insurance](https://appshunter.io/developer/1319471084)
- Category: Navigation, Finance
- Price: Free
- Rating: 4.60/5 from 1,840 App Store ratings · 179 written reviews indexed
- Age rating: 12+
- Requires: iOS 14.0 · 103 MB
- Languages: American English
- Released: 2020-06-04
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nationwide-smartride/id1514200819/reviews.md

## What is Nationwide SmartRide®?

If you're a Nationwide customer and you enrolled in the SmartRide Mobile Program (available in all states except AK, CA, HI, LA, NY and PR), you can continue your participation by downloading and registering the SmartRide Mobile App.

Driving safely is no easy feat. If you’re a driver committed to staying alert and following the rules of the road, we’re going to reward you for it. SmartRide gives you personalized feedback to help you make even safer driving decisions. The safer you drive, the higher the discount you could get.

As part of our ongoing efforts to reduce distracted driving, the SmartRide Mobile App also keeps track of how often you interact with your phone while your vehicle is in motion. Phone distractions don't affect your discount, but knowing your data can help you stay safe.

Features:
* View your driving trends and get personalized feedback on your driving
* View your trips on a map
* View your phone distraction summary and interactive map with trip details 
* View your estimated discount during participation
* View your final discount at the end of the program

## Key features

- Personalized driving feedback
- View driving trends
- Track phone distractions
- View trips on a map
- Estimate discount
- View final discount

## What do users think of Nationwide SmartRide®?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Helpful real-time updates
- 💰 Provides discounts for safe driving
- 🔍 Informative driving data and feedback
- 🧠 Encourages safer driving habits

**Cons**

- 🐛 Inaccurate data collection
- 🤔 Doesn't always recognize passenger vs. driver
- 🤷‍♀️ Overly sensitive hard braking detection
- 📱 Registers phone usage even when not driving
- 🔋 Drains phone battery

**Commonly reported bugs**

- Login issues
- Inconsistent trip recording
- Inaccurate idle time tracking

**Most requested features**

- Allow manual trip editing
- Distinguish between driver and passenger phone usage
- Provide more detailed driving data and analytics
- Add option to temporarily pause tracking
- Improve compatibility with in-car infotainment systems

## Recent user reviews (10 of 179)

All indexed reviews: https://appshunter.io/ios/app/nationwide-smartride/id1514200819/reviews.md

### 5/5 — Testing app

*2026-07-21, version 4.3.1*

I’m in destiny app myself as an agent having a track my miles and it is very easy to use anybody that wants to get the discount and there’s no-brainer you can change your status from driver to passenger or if you’re on a bus really helps eliminate those trips when you’re not driving doesn’t give you tons of alerts so it’s not pain at all

### 5/5 — Easy to use, discounts big

*2026-07-12, version 4.3.1*

The app is a great way to save money but also great reality check on your own driving. Everyone thinks they are a great driver, this clarifies that belief. I really don’t want people on their phones killing others while ordering lunch SO I hope someone looks at this app’s information and realizes they are too often phone distracted while driving

### 5/5 — Great App

*2026-07-04, version 4.3.1*

We love the information given on the drivers in our home.

### 5/5 — Nationwide insurance

*2026-06-25, version 4.3.1*

So far I’m pretty pleased with Nationwide Insurance I’ve been with them for about two months.  They are reasonably priced and their coverage is Good.  I’m thinking that I will stay with them for a while because they have accepted me with deer hits and all. I like the ease of getting their insurance and the friendly service. Thanks Nationwide. John S. Pennsylvania

### 4/5 — Works pretty well and encourages the right habits

*2026-06-15, version 4.3.1*

It sometimes reports a hard break or acceleration a bit to sensitively, and it is a bit inconvenient to turn it off for vacations or college stays, but mostly does a decent job and it reminds you of the good driving habits

### 5/5 — Safeties

*2026-06-14, version 4.3.1*

Great overview of driving data.

### 3/5 — Rating App

*2026-06-13, version 4.3.1*

My percentage of discount has not raised.

### 5/5 — Vero’s 2024 Mini Cooper

*2026-06-10, version 4.3.1*

Great data on daily basis

### 5/5 — Good

*2026-06-10, version 4.3.1*

Like it

### 5/5 — Good reminder

*2026-05-25, version 4.3.1*

This app helps to lower the cost of my insurance. What’s not to love about that. It is also a good reminder to drive safely.

## Frequently asked questions about Nationwide SmartRide®

### What does the Nationwide SmartRide app do?

The Nationwide SmartRide app provides Nationwide customers enrolled in the SmartRide Mobile Program with personalized feedback on their driving habits. It helps users make safer driving decisions by analyzing driving trends and offering insights to improve their performance on the road.

### How does the app help me save money?

The app helps you potentially save money by offering a discount on your Nationwide insurance policy. The safer you drive, and the more you engage with the program, the higher the discount you could receive. You can view your estimated and final discounts within the app.

### Does the app track my phone usage while driving?

Yes, the SmartRide Mobile App tracks how often you interact with your phone while your vehicle is in motion. While phone distractions do not directly affect your discount, the app provides data to help you become more aware and reduce distracted driving for your safety.

### What features are available in the app?

Key features include viewing your driving trends and receiving personalized feedback, seeing your trips on a map, reviewing your phone distraction summary with interactive map details, and tracking your estimated and final discount throughout the program.

### Is the Nationwide SmartRide app available everywhere?

The SmartRide Mobile Program, and therefore the app, is available in all states except Alaska, California, Hawaii, Louisiana, New York, and Puerto Rico. You must be a Nationwide customer and enrolled in the program to use the app.

## Version history (last 5 releases)

### 4.3.1 — 2025-12-22

Bug fixes and enhancements.

### 4.2.0 — 2025-12-09

Bug fixes and enhancements.

### 4.1.1 — 2025-03-18

-App Enhancement
-Bug Fixes

### 4.1.0 — 2025-02-28

- App Enhancements

### 4.0.0 — 2023-11-01

-App Enhancements
-Bug Fixes

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All apps by Nationwide Mutual Insurance: https://appshunter.io/developer/1319471084

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*