# NatWest Tap to Pay

> iPhone app for businesses to accept contactless card and digital wallet payments. (iPhone/iPad app by National Westminster Bank plc.)

- Source: https://appshunter.io/ios/app/natwest-tap-to-pay/id6449740656 (this page in markdown: same URL + `.md`)
- Developer: [National Westminster Bank plc](https://appshunter.io/developer/990584386)
- Category: Finance
- Price: Free
- Rating: 2.83/5 from 48 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0.1 · 41 MB
- Languages: American English
- Released: 2023-07-12
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/natwest-tap-to-pay/id6449740656/reviews.md

## What is NatWest Tap to Pay?

NatWest Tap to Pay on iPhone enables Tyl customers to accept all types of contactless card payments directly on their NFC-enabled (Near field communication) iPhones without the need for any additional physical hardware - no card readers, no dongles or plug-in gizmos. Its easy, secure and private. 

With your iPhone, connected to your Tyl by NatWest account, your business is all set to start taking contactless payments. You can welcome debit and credit cards, Google Pay, Apple Pay and  other digital wallets – just like a regular card machine, but without the expense.

No extra tech to juggle, no card reader hire fees to cough up, just your phone and your customers making happy contactless sales. Chip & PIN sales, too.

You will need a Tyl by NatWest account to use Tap to Pay, but we can get this set up in a few simple steps  after we’ve asked you some eligibility questions about your business. Head to tylbynatwest.com/get-a-quote to join Tyl.

Ready to tap?

Tyl eligibility criteria, terms and conditions and fees apply.

## Key features

- Accept contactless card payments
- Support for digital wallets (Apple Pay, Google Pay)
- No additional hardware required
- Secure and private transactions
- Chip & PIN sales capability
- Integrates with Tyl by NatWest account

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/natwest-tap-to-pay/id6449740656/reviews.md

### 1/5 — Useless

*2026-07-08*

Signed up online, account was created absolutely fine and logs in everytime. I download the app, attempt to sign in and keep receiving the error “Login Credentials not recognised”.  I then try to reset password in app, tells me there’s an error and to contact customer service.  Why bother making us use apps, bank machines etc if you can’t make them work/full-proof.

**Developer response:** Hey we’re sorry to hear your facing issues with our app! Please contact our support team on 0345 901 0001 they will be happy to support and troubleshoot. 
Many thanks

### 1/5 — Time wasters

*2025-12-05*

I wouldn’t bother. They aren’t interested in smaller businesses.

**Developer response:** Hi, we're sorry to hear you feel this way! We will share this feedback with our team.

### 1/5 — Terrible customer service

*2025-10-17*

Been using the app for two years ,not many problems enough to be annoying but suddenly said I’d failed security and locked me out of my banking , couldn’t take any payments , has taken two days endless calls been hung up on and not called back,shocking half hour waits for someone to answer and then loads of security questions like mental maths jumping through hoops and still couldn’t get it sorted out
A shame as when it works it’s good , when it doesn’t say goodbye to hours of your life

**Developer response:** We're really sorry to hear your experiencing issues with the app!  Please do get back in contact with our team to support and troubleshoot. We will share your feedback with our team. Many thanks

### 1/5 — Awful

*2025-06-10*

It jams after each transaction so I have to delete the app and re install. It also keeps the payment over weekends and holidays and overnight.

**Developer response:** Hey, we're sorry to hear this! Please reach out to our  helpdesk on 0345 901 0001 who can support and troubleshoot. Alternatively use the get help button on our app or use webchat via our website: https://www.tylbynatwest.com/help-and-support/contact-us

### 2/5 — Upgrades needed.

*2024-12-14*

Things need to be updated the app is very laggy always logging staff members out of the tap to pay. There needs to be an option to see payments taken from terminal and tap to pay on the one app. Also payment link option.

**Developer response:** Hi, we're sorry to hear this, thanks for sharing your recent feedback. Please contact our team on 0345 901 0001 or select the get help tab via your app. 👍 Our team will be happy to support. 😊

### 4/5 — Could be fantastic

*2024-04-18*

The process and setup is very easy. Also not many things in the app to be confused, so it’s good in the beginning. Appreciate that getting all the payments in the next working day by the 6am unlike other competitors at the eod. 
When it comes to taking the payments, it frustrates a lot. I am using it to take payments for my taxi. When initiating the payment it taking lot of time which frustrates both passenger and me. After taking the payment also, it’s taking lot longer to check whether it succeeded or not. It is really handy to take payments in the mobile only but things like this can easily be fixed by the team. 
Been using this since last 6 months, it’s hard to choose other provider. 
Please fix. 
Thanks.

**Developer response:** Thanks for taking the time to leave a review. We're sorry to hear you have been having some issues with our app, we will pass this onto our team! We'd love to support you further to troubleshoot please reach out to our helpdesk on 0345 901 0001 or use webchat at: https://www.tylbynatwest.com/help-and-support

### 1/5 — usually not working

*2024-04-12*

after skip tips, usually can’t load the tap and pay page, will have different results.
1. keep loading
2. screen flashing and return to set amount page
3. force close

Luckily I have revolut pro to collect card payments, same transaction fee if using card reader.

**Developer response:** We're sorry to hear your app isn't working as expected! So we can look into this further please reach out to our helpdesk on 0345 901 0001 :)

### 2/5 — Disappointed

*2024-03-23*

Used the app since the beginning of August last year but for some reason this year it just seems to be getting slower and slower to the point it just freezes.  I’ve now gone back to sum up .

**Developer response:** We're sorry to hear this! We have a dedicated helpdesk who can support and troubleshoot. They can be contacted by calling 0345 901 0001 or you can search help via the app.

### 1/5 — Most often doesn’t work

*2024-02-05*

So we have to switch back to SumUp machine which is more percentage but never  an issue and worth the extra considering aswell the loading times sometimes with the awkward wait with customers to find out card declined but works on SumUp fine

**Developer response:** We're sorry to hear your having  issues with the app. So we are able to help you please reach out to our helpdesk on 0345 901 0001 who can support and troubleshoot. 
👍

### 1/5 — Did not work for me

*2024-01-18*

The app failed to initialise the card reading session when I wanted to take payment from a client. Very disappointed. Lucky I had a back up ‘square’ which came to my rescue.

Not sure whether I want to trying this app for receiving payments.

**Developer response:** We're sorry to hear you are having issues with your app. So we can look into this further please contact our helpdesk on 0345 901 0001 who will be able to troubleshoot and perform a test payment. 😊

## Frequently asked questions about NatWest Tap to Pay

### What types of payments can NatWest Tap to Pay accept?

NatWest Tap to Pay can accept all types of contactless card payments, including debit and credit cards. It also supports digital wallets like Apple Pay and Google Pay, functioning similarly to a traditional card machine.

### Do I need a separate card reader to use NatWest Tap to Pay?

No, you do not need any additional physical hardware. NatWest Tap to Pay allows you to accept payments directly on your NFC-enabled iPhone, eliminating the need for card readers or dongles.

### Is NatWest Tap to Pay secure for transactions?

Yes, the app is designed to be secure and private for all transactions. It leverages the built-in security features of your iPhone and the Tyl by NatWest platform.

### What are the eligibility requirements for using NatWest Tap to Pay?

To use NatWest Tap to Pay, you will need a Tyl by NatWest account. Eligibility criteria, terms, conditions, and fees apply and can be reviewed on the Tyl by NatWest website.

### What devices are compatible with NatWest Tap to Pay?

NatWest Tap to Pay is currently supported on iPhones with NFC capabilities. It is not available for other devices at this time.

### How often is NatWest Tap to Pay updated?

The latest version of NatWest Tap to Pay is 2.3.1, released on April 30, 2026. While specific update frequency isn't detailed, the app is actively maintained by National Westminster Bank plc.

### What is the user rating for NatWest Tap to Pay?

NatWest Tap to Pay has a user rating of 2.8 stars based on 48 ratings. This suggests a mixed user experience, with some users encountering issues or having specific feedback.

### Does NatWest Tap to Pay have any associated fees?

While the app itself is free to download and use, there may be fees associated with the Tyl by NatWest account and the processing of transactions. These details are outlined in the terms and conditions on the Tyl by NatWest website.

## Version history (last 5 releases)

### 2.3.1 — 2026-04-30

App feature enhancements and general bug fixes.

### 2.3.0 — 2025-12-09

App feature enhancements and general bug fixes.

### 2.2.1 — 2025-06-10

App feature enhancements and general bug fixes.

### 2.1.1 — 2025-02-12

App feature enhancements and general bug fixes.

### 2.0.1 — 2024-07-29

App feature enhancements and general bug fixes.

## More apps by National Westminster Bank plc

- [NatWest Mobile Banking](https://appshunter.io/ios/app/natwest-mobile-banking/id334855322)
- [NatWest ClearSpend](https://appshunter.io/ios/app/natwest-clearspend/id1227471926)
- [NatWest Pitch](https://appshunter.io/ios/app/natwest-pitch/id1295634296)
- [NatWest Premier Black](https://appshunter.io/ios/app/natwest-premier-black/id1441772333)
- [NatWest Bankline Mobile](https://appshunter.io/ios/app/natwest-bankline-mobile/id1441798359)
- [Island Saver](https://appshunter.io/ios/app/island-saver/id1524823445)

All apps by National Westminster Bank plc: https://appshunter.io/developer/990584386

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
