# NavFi — Your Financial GPS > Personalized daily financial guidance for spending, bills, and savings. (iPhone/iPad app by Navfi Inc..) - Source: https://appshunter.io/ios/app/navfi/id6758457128 (this page in markdown: same URL + `.md`) - Developer: [Navfi Inc.](https://appshunter.io/developer/1873011864) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 7 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 71 MB - Languages: American English - Released: 2026-08-17 - Data updated: 2026-10-31 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/navfi/id6758457128/reviews.md ## What is NavFi? Connect your accounts and get a personalized day-by-day plan for spending, bills, and saving. See exactly what to do next, every day. NavFi is a personal financial GPS. Connect your accounts, and NavFi builds a clear, day-by-day plan for spending, paying bills, and saving—then guides you through it, one step at a time. Most budgeting apps show you where your money went. NavFi tells you what to do next. HOW IT WORKS 1. Connect your checking, savings, and credit card accounts (or add them manually—no bank connection required). 2. NavFi's planning engine builds an optimized route: what to pay, when, and from which account, so your bills are covered and you're never caught short. 3. Follow your Navigator day by day. If something changes, simply tell NavFi and it automatically reroutes your plan. WHAT YOU GET • Command Center — One screen for your balances, plan status, and anything that needs your attention. • Navigator — A turn-by-turn calendar of every bill, paycheck, and savings move in your plan. • Route Health — A continuous check on whether your plan is still on track, with rerouting recommendations the moment it isn't. • Map — See nearby places to spend and whether they fit this week's budget before you tap to pay. • Smart Credit Card Payments — NavFi times and sizes your card payments to help you avoid interest and stay ahead of due dates. • Goals & Savings — Set a target and let your plan work toward it automatically. • Navi, Your AI Guide — Ask questions about your finances in plain language and receive answers based on your real financial data. • Transactions — Every purchase is automatically matched to your plan, with manual entry available for cash or accounts you'd rather not connect. BUILT ON REAL MATH NavFi's plans aren't based on guesses or rules of thumb. They are generated by real mathematics to create a plan that works—and automatically recalculates whenever something changes. YOUR DATA, PROTECTED Bank connections use Plaid's bank-level encryption. NavFi never sees or stores your online banking credentials. You can also secure the app with Face ID for an additional layer of protection. MEMBERSHIP NavFi requires a membership. Choose a monthly or yearly subscription. NavFi Monthly — full access to NavFi. Length: 1 month. Price: $19.99 per month. NavFi Yearly — full access to NavFi. Length: 1 year. Price: $199.99 per year. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in your App Store account settings. Terms of Use (EULA): https://navfi.money/terms Privacy Policy: https://navfi.money/privacy-policy Questions? Contact us at support@navfi.money. ## Key features - Personalized day-by-day financial plan - Connect bank accounts or add manually - Automated bill payment and savings tracking - Real-time plan rerouting - AI-powered financial guidance - Smart credit card payment optimization ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | NavFi Monthly | $19.99 | per month | | NavFi Yearly | $199.99 | per year | ## Is NavFi safe? Not enough ratings yet to assess NavFi. ## Is NavFi legit? NavFi has limited verification signals. The AppsHunter Legitimacy Score for NavFi is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/navfi/id6758457128/reviews.md ### 5/5 — Awesome app *2026-10-13* Really good UI! ### 5/5 — Excellent Financial App *2026-10-05* I’ve been using NavFi for about 2 months now. It is very user-friendly, and extremely helpful. I receive constant nudges when my spending gets out of line with goals I’ve set, and little reminders of where to put income to stay on-track. I chose to be a “Debt-Slayer,” so my little avatar is a ninja. I love my little ninja keeping me grounded financially. Anytime I add, or delete an expense, I get notified of that move and how it changes my timeline of achieving my payoff goals. I highly recommend this app for anyone who needs a little help figuring out how to pay down debt or struggles to keep a budget. If I use it regularly, I will get these bills paid off and be able to change my avatar to the investment rockstar, or the long-term savings planner guru. I’m on-board for all of these next steps, I’m a NavFi user for life! Also, I’ve thoroughly appreciated the helpful customer service I’ve received! I had a question early on about a credit card cycle, and they helped me get that figured out and gave me lots of other supportive insights as well. This is the best financial app I’ve seen, and I highly recommend it!! ### 5/5 — NavFi *2026-08-18* The best! ### 5/5 — NavFi has actually changed the game for me *2026-08-17* I took a chance and decided to try NavFi, and already it’s put me on track towards achieving my financial goals. ### 5/5 — Amazing tool for finances! *2026-08-17* I’ve been using NaviFi for about a month now, and I’ve already noticed a huge difference in my finances. It’s helped me become more mindful of my spending habits, manage my money better, and increase the amount I’m able to save. I’m genuinely impressed with the results so far. 5 out of 5 stars all the way! ## Frequently asked questions about NavFi ### What is NavFi? NavFi is a personal financial GPS that provides a day-by-day plan for your spending, bills, and savings. It connects to your financial accounts to guide you on what to do next, automatically rerouting your plan when needed. ### How does NavFi protect my data? Bank connections use Plaid's bank-level encryption, meaning NavFi never sees or stores your online banking credentials. The app also offers Face ID for an additional layer of security. ### What are the subscription options for NavFi? NavFi offers two subscription plans: NavFi Monthly for $19.99 per month and NavFi Yearly for $199.99 per year, both providing full access to the app's features. ### Can I connect my bank accounts to NavFi? Yes, you can connect your checking, savings, and credit card accounts. Alternatively, you can add them manually without a bank connection. ### How does NavFi help with credit card payments? NavFi times and sizes your credit card payments to help you avoid interest charges and stay ahead of due dates, integrating this into your overall financial plan. ### What is the 'Navigator' feature in NavFi? The Navigator is a turn-by-turn calendar within NavFi that outlines every bill, paycheck, and savings move in your personalized financial plan, guiding you daily. ### How often is NavFi updated? The latest version of NavFi is 1.0.25, which was last updated on October 28, 2026. Updates ensure the app's planning engine and features remain current. ### Is NavFi available on multiple devices? Based on the provided data, NavFi is currently supported on iPhones. Information regarding other device compatibility is not specified. ## Version history (last 5 releases) ### 1.0.25 — 2026-10-28 What's New - Destinations: Set the things you're driving toward, like savings, payoffs and big purchases, and your route plans around them. - Smarter notifications: A cleaner inbox grouped into a daily digest. Tapping a notification opens the right screen, and the app badge clears once you've seen them. You can choose which alerts you get in Settings → Notifications. - Route impact: Before you change something, NavFi tells you if it would leave your route short. - Transactions by day: Transactions are grouped by date, with a cleaner card that doesn't repeat itself. - Accounts by type: Checking, savings and cards are grouped together, and each account shows its latest transactions inline. - Cash & Credit Available: Tap either number to see the accounts behind it. - Credit card payments follow your statement: Older statements show as Closed instead of Overdue. - Easier setup: Add a bank by hand if Plaid doesn't support it, or skip accounts and finish setup later. - Confirm Position: Before every reroute, you see exactly what goes into your new route. - Refreshed light mode, a smoother paywall, and many fixes and polish throughout. ### 1.0.21 — 2026-09-18 Can I afford this? Thinking about a purchase? Tell NavFi what and when, and it tells you whether it fits your week — and what to move if it doesn't. Right from your home screen or the Navigator. More of your money at a glance • Total Assets now on the home screen • Your Navi speaks up about what matters this week • Change or skip a single category's budget for one week without redoing your whole route • A redesigned transactions screen • A streak that counts the days you check in Cards and loans • Charge cards with no preset spending limit (Amex Platinum, Gold) are now supported • Loans show a full payment ledger, and you can mark a payment you already made A setup that fits you New to NavFi? Setup now asks what brought you here — paying off cards, uneven paychecks, a fresh start, or saving for something specific — and shapes the rest around your answer, including which Navi it suggests. Saving for something? Set that goal during setup and it's on your first route. Also Faster add for income and expenses, a simpler expenses step, a refreshed light mode, and a long list of fixes. ### 1.0.19 — 2026-08-27 Fix a transaction's category in two taps. • Quick category fix — tap the category on any transaction, in your transaction list or on the Command Center, and change it right there. Tapped the wrong one? Undo. • Tell NavFi what a transaction really is — mark it as everyday spending, one of your actual bills or paychecks, or a transfer between your own accounts, and your plan updates to match. • Notifications go somewhere — tap an alert and you land on the exact transaction or screen it's about. • Redesigned Financial Breakdown — shorter records, five at a time with "Show all," and an Edit/Delete menu on every row. • Bills from your accounts — loan payments and credit card minimums now sit alongside your recurring bills in the Financial Breakdown. • Navi is more expressive on your Command Center. ### 1.0.17 — 2026-08-22 Setting up NavFi is faster and more flexible. • Income and expenses are now a single, simpler setup step. • A clearer first run while your route is being generated. • Fixed a card statement date that could block the setup form. • Crash fixes and stability improvements. ### 1.0 — 2026-08-17 No release notes. ## Apps similar to NavFi | App | Rating | Price | Category | | --- | --- | --- | --- | | [Final Whistle Wealth](https://appshunter.io/ios/app/final-whistle-wealth/id6760211777) | 5.0 (1) | Free | Finance | | [United Fidelity Bank Business](https://appshunter.io/ios/app/united-fidelity-bank-business/id1437666797) | 5.0 (1) | Free | Finance | | [Forecast: Budget & Track Money](https://appshunter.io/ios/app/forecast-budget-and-track-money/id6755972808) | 4.7 (209) | Free | Finance | | [TickTrader](https://appshunter.io/ios/app/ticktrader/id1394614040) | 1.5 (44) | Free | Finance | | [Freedom FCU Mobile Banking](https://appshunter.io/ios/app/freedom-fcu-mobile-banking/id1052835291) | 4.8 (2,374) | Free | Finance | | [Pacific Service CU](https://appshunter.io/ios/app/pacific-service-cu/id470163758) | 4.8 (9,108) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*