# Nayel — Personal Finance OS

> Personal Finance OS (iPhone/iPad app by Shiyas Shanvas.)

- Source: https://appshunter.io/ios/app/nayel/id6802116401 (this page in markdown: same URL + `.md`)
- Developer: [Shiyas Shanvas](https://appshunter.io/developer/1761811247)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.5 · 17 MB
- Languages: American English
- Released: 2026-08-20
- Data updated: 2026-08-23
- User reviews in markdown: https://appshunter.io/ios/app/nayel/id6802116401/reviews.md

## What is Nayel?

Nayel is a private personal finance and life management app designed to help you organize money, work, and everyday essentials in one place.

Track income and expenses, manage accounts and wallets, build budgets, review analytics, and forecast cash flow. Stay ahead of recurring bills and recurring transactions, scan receipts, and keep important documents organized.

Nayel also brings practical life tools together:
• Tasks, reminders, shopping lists, and projects
• Personal contacts and relationship notes
• Focus timer and mood tracking
• Billable hours and PDF invoices
• Emergency information and SOS contacts

Your data stays under your control. Nayel uses on-device storage and iCloud sync, with app lock support for added privacy.

Nayel — your Personal Finance OS.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Nayel Pro Monthly | $0.99 | per month |
| Nayel Pro Yearly | $7.99 | per year |



## Version history (last 3 releases)

### 1.0.2 — 2026-08-22

• Significant performance improvements and reduced app launch time.
• Smoother 120Hz scrolling across the Dashboard and Transactions.
• Optimized battery consumption and background data synchronization.
• Minor bug fixes and UI refinements.

### 1.0.1 — 2026-08-21

Welcome to the latest update of Nayel - your ultimate all-in-one personal management app for Finance, Health, and Daily Life!

Here is everything included in this update:

FINANCIAL INTELLIGENCE AND WEALTH
- Smart Expense and Income Tracker: Real-time cash, bank, and card wallet management.
- Cash-Flow Forecasting: Smart projections of your month-end balance and budget trends.
- Subscriptions and Recurring Bills: Never miss a due date with smart bill calendars and auto-posting.
- Receipt and Barcode Scanner: Instantly extract expenses and line items.
- Focus and Invoicing: Built-in focus timer, billable client hours, and instant PDF invoice generation.
- Shopping Lists: Organize purchases and convert completed lists into expense records with one tap.

COMPLETE HEALTH AND WELLNESS HUB
- Calorie and Nutrition Tracker: Macro breakdown and comprehensive food nutrition logging.
- Vitals and Biomarkers: Monitor blood pressure, blood glucose, weight, and health trends.
- Meds and Supplements: Daily pill schedules, dosages, count tracking, and refill reminders.
- Hydration Tracker: Visual daily fluid intake and hydration goals.
- Cycle and Reproductive Health: Menstrual flow, symptoms, and cycle logging.
- Symptoms Diary: Track pain intensity, flare-ups, triggers, and treatments.
- Doctor Visits and Lab Results: Manage medical appointments, doctor notes, and bloodwork records.
- Vaccine Records and Medical ID: Securely store immunizations and emergency SOS contacts.

PRODUCTIVITY AND LIFE OPERATIONS
- Task and To-Do Manager: Organize daily agendas with priority tags and folders.
- Personal CRM: Stay connected with friends and colleagues, track relationships, and log catch-ups.
- Document Vault: Biometrically locked (Face ID and Passcode) safe for IDs, insurance policies, and documents.
- Smart Reminders: Custom alerts, recurring events, and checklist notifications.

SYSTEM ENHANCEMENTS AND INTELLIGENCE
- Nayel Copilot: Built-in intelligent assistant for personalized summaries and instant queries.
- Executive PDF Reports: Generate comprehensive exportable reports across all modules.
- Home Screen Widgets: Real-time Live Activities and quick glance data.
- Performance and Stability: Enhanced speed, iCloud synchronization, and smooth UI refinements.

Thank you for choosing Nayel to organize your life!

### 1.0 — 2026-08-20

No release notes.

## More apps by Shiyas Shanvas

- [Xpend](https://appshunter.io/ios/app/xpend/id6670207353)
- [Lumy AI Productivity App](https://appshunter.io/ios/app/lumy-ai-productivity-app/id6761519321)
- [Fyra Admin](https://appshunter.io/ios/app/fyra-admin/id6800278493)

All apps by Shiyas Shanvas: https://appshunter.io/developer/1761811247

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*