# NB\|AZ Mobile Banking

> Mobile banking app for personal and business accounts with comprehensive financial management tools. (iPhone/iPad app by Zions Bancorporation, N.A..)

- Source: https://appshunter.io/ios/app/nbaz-mobile-banking/id337007406 (this page in markdown: same URL + `.md`)
- Developer: [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802)
- Category: Finance
- Price: Free
- Rating: 4.77/5 from 9,631 App Store ratings · 99 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 68 MB
- Languages: English
- Released: 2009-12-08
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/nbaz-mobile-banking/id337007406/reviews.md

## What is NB|AZ Mobile Banking?

Managing your finances on the go has never been easier with the National Bank of Arizona Mobile Banking app.¹

Personal banking features

Account management
• View account balances, details, and activity across accounts
• See your free personal credit score and report
• Apply for new accounts
• Review statements and notices
• Export transactions options

Payments & transfers²
• Send/receive money with Zelle®
• Transfer funds, pay bills, and send wires
• Mobile check deposit

Security & card controls
• Use biometrics for sign-in on supported devices
• Lock/unlock cards instantly
• Set up and manage security alerts

Rewards & offers
• View credit card rewards
• Discover personalized offers

Self service
• Find a branch and ATM
• Schedule travel notifications
• And more

Business banking features

Payments & Transfers² ³ ⁴
• Pay bills and employees
• Send and receive wire transfers
• Use Zelle® for business payments
• Send ACH direct deposits
• Mobile check deposit
• Edit or cancel payments
• Review payment history

User management⁵
• Manage users and permissions
• Reset passwords and access
• Receive personalized activity alerts

Invoice & Get Paid³ ⁴
• Create and send invoices
• Share payment links and QR codes
• Accept cards, ACH, and Apple Pay

Security & authorization⁶
• Use biometric sign-in 
• Multi-factor authentication (MFA)
• Enable dual authorization
• Manage alerts and secure messages

To use the App, you must:
• Have a deposit, loan, line of credit, or credit card account with National Bank of Arizona
• Have a compatible mobile device and U.S. phone number
• Be connected to Wi-Fi or a mobile internet data service**

Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com.

**Message and data rates may apply. Please check with your carrier for details.

1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and National Bank of Arizona is neither affiliated with nor endorses these companies or their products/services.

2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice.

Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®.

In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license.

3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service.

4 Feature availability for business users is subject to user Entitlements.

5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information.

6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver).

## Key features

- View account balances and activity
- Mobile check deposit
- Send/receive money with Zelle®
- Bill pay and wire transfers
- Lock/unlock cards
- Create and send invoices
- Biometric sign-in

## What do users think of NB|AZ Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Great customer service
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile deposit

**Cons**

- 🐛 Frequent login/app issues
- 🔨 Frustrating UI changes
- 🤔 Missing key features (e.g., pending transactions, Zelle)

**Commonly reported bugs**

- Login errors (e.g., error code 1003)
- Inconsistent mobile deposit functionality
- Compatibility issues with iOS updates

**Most requested features**

- Bring back previous app layout
- Add support for iPad landscape mode
- Improve two-factor authentication process

## Recent user reviews (10 of 99)

All indexed reviews: https://appshunter.io/ios/app/nbaz-mobile-banking/id337007406/reviews.md

### 5/5 — Owner

*2026-06-20, version 8.0.35*

Was very easy to navigate very easy to take the picture. I will do this more often.

### 5/5 — Easy Peasy

*2026-03-07, version 8.0.33*

Easy mobile app and mobile deposit makes life simple when you have so much running around to do and.

### 1/5 — Annoying to use

*2026-03-04, version 8.0.33*

It does take decent cheque images

### 1/5 — Slow app

*2026-02-24, version 8.0.33*

Side menus such as transfers take forever to load and app over all is slow and crashes frequently

### 1/5 — My opinion

*2025-12-04, version 8.0.26*

This app is horrible to use and is often showing my accounts cannot be accessed. This makes it very difficult to keep track of finances.

### 1/5 — Crashes ALL the time

*2025-11-21, version 8.0.26*

this app is always under maintenance and won't even let me login. Kind of important for a bank app not to crash yknow? Not worth if you're considering

### 5/5 — Great costumer service

*2025-10-03, version 8.0.24*

At another big name bank, I used to do as much as possible using the teller machine. At NB/AZ, I go inside. Staff always greets me enthusiastically and I get my transactions done quickly and with a smile. Nice feeling.

### 4/5 — Changes were not the best

*2025-07-10, version 8.0.20*

Used to be a really great app, but not at all enthusiastic about the changes. I prefer the older layout, where you could keep track of the balance with each transaction.

### 1/5 — Trouble logging on

*2025-07-04, version 8.0.20*

I’ve been having issues with logging into my mobile account. I keep getting error code 1003. It’s angering not to do business with my account. I was trying to send Birthday money thru Zelle to my granddaughter well you can hopefully guess I WAS UNABLE TO DO THAT. 
Thanks for your aggravating website 
VietnamVet6768

### 1/5 — Unable to get on line on I phone

*2025-03-21, version 8.0.18*

Always going to Cloud

## Frequently asked questions about NB|AZ Mobile Banking

### What can I do with the NB|AZ Mobile Banking app?

The app allows you to manage your personal and business accounts. You can view balances and activity, transfer funds, pay bills, deposit checks, send and receive money with Zelle®, and control your debit and credit cards. Business users can also create invoices and manage user permissions.

### Is the NB|AZ Mobile Banking app free to use?

The app itself is free to download and use. However, message and data rates from your wireless provider may apply. Certain services may also be subject to fees as outlined in the applicable Rate and Fee Schedule for personal or business accounts.

### What are the security features of the app?

The app offers robust security features including biometric sign-in on supported devices, multi-factor authentication (MFA), and the ability to lock or unlock your cards instantly. Business accounts also support dual authorization for enhanced security.

### How do I use Zelle® within the app?

To use Zelle®, you need a U.S. checking or savings account. You can send and receive money with enrolled users, with transactions typically occurring in minutes. Zelle® is recommended for sending money to people you know and trust.

### What are the requirements to use the app?

To use the app, you must have a deposit, loan, line of credit, or credit card account with the National Bank of Arizona. You also need a compatible mobile device, a U.S. phone number, and a connection to Wi-Fi or a mobile internet data service.

## Version history (last 5 releases)

### 8.0.36 — 2026-06-25

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.35 — 2026-05-21

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Included in this release:
• Send instant transfers to your external account and receive funds in minutes
• Payments package services for our business customers
Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.34 — 2026-03-19

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.33 — 2026-01-15

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.32 — 2025-12-18

New Digital Banking updates are here!
• Transaction downloads improved with running balances in multi-account reports.
• Simplified alert settings with clearer organization and navigation.
• Activate personal credit cards directly in the app.
We also fixed bugs and made performance improvements. Enable auto updates to get the latest features.

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## More apps by Zions Bancorporation, N.A.

- [Vectra Mobile Banking](https://appshunter.io/ios/app/vectra-mobile-banking/id337009941)
- [Nevada State Bank](https://appshunter.io/ios/app/nevada-state-bank/id449066465)
- [CBT Mobile Banking](https://appshunter.io/ios/app/cbt-mobile-banking/id449071371)
- [CBT Positive Pay](https://appshunter.io/ios/app/cbt-positive-pay/id1438893174)
- [NB\|AZ Positive Pay](https://appshunter.io/ios/app/nbaz-positive-pay/id1438893341)

All apps by Zions Bancorporation, N.A.: https://appshunter.io/developer/337012802

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
