# Needs & Wants: Expense Tracker — Budget Planner & Money Manager

> Budget Planner & Money Manager (iPhone/iPad app by Khushal Panchariya.)

- Source: https://appshunter.io/ios/app/needs-and-wants-expense-tracker/id6780147015 (this page in markdown: same URL + `.md`)
- Developer: [Khushal Panchariya](https://appshunter.io/developer/6780147017)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 45 MB
- Languages: American English
- Released: 2026-07-20
- Data updated: 2026-11-05

## What is Needs & Wants?

Needs & Wants helps you understand your spending - not just track it.

Every expense you log gets tagged as a Need or a Want. At the end of the month, your Verdict shows you the full picture: how much went to essentials, how much to wants, and a spending score out of 100 that tells you how you did.

NEW IN THIS UPDATE

• Voice add - tap the mic and say "Coffee 120 and Uber 250". Each expense is added with Need or Want and the category filled in
• Lock Screen widgets - this month's totals at a glance, plus one-tap Add Expense and Add by Voice buttons
• Share your Verdict - turn your monthly score into a card for Stories or WhatsApp. Amounts stay hidden unless you choose to show them

KEY FEATURES

• Needs vs. Wants - tag every expense in seconds, and the category is picked for you
• Monthly Verdict - spending score (S to D), Needs/Wants split, category breakdown and budgets
• Bill scanner - photograph a receipt and every item and amount is filled in
• Home Screen and Lock Screen widgets - see your monthly totals without opening the app
• Friends leaderboard - add friends by code and compare scores (scores only, never your expenses)
• Categories - 50+ built in with search, plus your own
• 28 currencies - log foreign spending with live conversion
• Face ID or passcode lock, and blur for private amounts
• Daily reminders so you never forget to log
• Device transfer - encrypted QR-code transfer moves your history to a new phone
• Referral bonus - share your code and earn extra trial days for you and your friends

YOUR PRIVACY

Your individual expenses never leave your device. Amounts, titles, dates and categories are stored locally only, never uploaded. Our servers hold only your account details (email, name, date of birth), plan status, friends list and custom category names.

Bill scanning and voice add use Groq, a third-party AI service, only with your permission: the photo or recording you choose is sent to read the expense details and is not stored by us.

When you use device transfer, your expense history is AES-256 encrypted before leaving your device and deleted from our servers within 15 minutes.

FREE TRIAL

Every new account gets 30 days of full access - no card required. Refer friends to earn extra days.

PRO PLANS

• Pro Monthly - full access, billed monthly via the App Store
• Lifetime - one-time purchase, full access forever

Subscriptions are managed through your Apple ID. Cancel any time in Settings → Subscriptions.

Privacy Policy: https://needsandwants.in/privacy
Terms of Use: https://needsandwants.in/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro | $9.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Access | $49.99 | one-time |


## Is Needs & Wants safe?

Not enough ratings yet to assess Needs & Wants.

## Is Needs & Wants legit?

Needs & Wants: Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Needs & Wants is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.0.3 — 2026-10-31

• Voice add: tap the mic and say what you spent, like "Coffee 120 and Uber 250"
• Lock Screen widgets, plus Add Expense and Add by Voice buttons for the Lock Screen and Control Center
• Share your monthly Verdict as a card
• Search categories, and smarter automatic categories
• Faster, smoother, and many fixes

### 1.0.2 — 2026-08-03

Fixed a crash that could occur during rapid use. Bill scanner now automatically adapts when AI models are updated, so it stays working without app updates.

### 1.0.1 — 2026-07-24

Leaderboard now shows live scores - Friend scores on the leaderboard always reflect the current month. Previously, scores from a prior month could carry over and show incorrect rankings.

Smarter subscription status - The Settings screen now correctly reflects your plan. Paid users no longer see an "Activate" button, and lapsed monthly subscribers see a prompt to resubscribe.

Blur sensitive expenses - Swipe left on any expense in History and tap the eye icon to blur it. Blurred expenses hide the title and category from view, useful when sharing your screen or handing your phone to someone.

Cleaner selection mode in History - When you tap Select, the History title now hides and a clear X button appears to exit selection mode instantly without having to deselect items manually.

App version always accurate - The version number in Settings now reads directly from the app binary, so it's always correct.

Stability improvements - Fixed a bug that could cause the app to freeze or crash after rapid tapping, and resolved audio playback issues that occurred when multiple sounds were triggered at the same time.

### 1.0 — 2026-07-20

No release notes.

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## Related topics

[needs](https://appshunter.io/ios/topics/needs)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*