# NEO: Instant Visa Cards — NEO is the first digital Visa > Digital Visa card for instant online payments and e-commerce. (iPhone/iPad app by Nymcard LTD.) - Source: https://appshunter.io/ios/app/neo-instant-visa-cards/id1478728203 (this page in markdown: same URL + `.md`) - Developer: [Nymcard LTD](https://appshunter.io/developer/1478728202) - Category: Finance, Business - Price: Free - Rating: 3.82/5 from 183 App Store ratings · 38 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 153 MB - Languages: Arabic, English - Released: 2019-10-02 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/neo-instant-visa-cards/id1478728203/reviews.md ## What is NEO? Joining is super easy! You can create an account directly on your phone in minutes. The Card is available instantly. Recharge your NEO Wallet from an authorized Agent and instantly get a Digital (Virtual) Visa Card on your phone for online and e-commerce shopping. NEO Virtual Visa Cards can be used for making secure online payments on millions of apps, games and websites. More Card Programs will be available for you VERY soon. NEO Wallet is rechargeable at authorized NEO Cash Agents. And you can find their location in the App. NEO is a product of INC. INC was founded with the belief that money should become digital. Our mission is to help every Iraqi citizen get his first digital payment on NEO. INC is an Iraqi company registered in Iraq and licensed to conduct business. Electronic payment from the Central Bank of Iraq No. (7) based on the Law of the Central Bank of Iraq No. (56) for the year 2004 NEO Features Mobile Sign Up ● The first fully digital ‘KYC’ sign up, directly from your phone ● In a few minutes you will get accepted and can get started Instant Digital Card Issuance ● Deliver virtual cards instantly in-app ● It’s a Visa card! Accepted on millions of online merchants ● In-App Card Activation Smart Payments Feed ● Real time payment and push notifications ● Display and highlight transaction details ● Merchant Analytics Powerful Payment Search ● Instantly search any payment done in the past ● Search by Time, Category, Merchant or Location ● Get results in real time Auto Payment Categorization ● Machine learning driven payment categorizations ● Auto clean up of Merchant name and details ● Personal tagging of specific transactions Safe & Secure ● Fingerprint and Biometric Access ● Advanced features to keep you and your money safe 24/7 Support +964 770 085 0085 ## Key features - Mobile sign up - Instant digital card issuance - Smart payments feed - Powerful payment search - Auto payment categorization - Biometric access ## Recent user reviews (10 of 38) All indexed reviews: https://appshunter.io/ios/app/neo-instant-visa-cards/id1478728203/reviews.md ### 5/5 — The best *2025-12-04* 10/10 ### 5/5 — N *2025-11-04* Best app ever ### 1/5 — تطبيق زربة *2025-10-28* ساعه اريد بس اسجل وماكدر واو شتتوقع من تطبيق عراقي ### 5/5 — Very useful *2025-06-28* The best card ever 👍🏻 ### 1/5 — bing bong ahh app *2025-06-19* fix your app for gods sake ### 1/5 — قبل جانت افضل بطاقه بس حاليا من اسوء البطايق *2025-02-07, version 1.1.10* . ### 1/5 — D *2024-08-25* Every time I enter the app and the password it get me out ### 1/5 — bad service *2024-07-24* This service is the baddest service I have ever seen. There is no support , when you call the support. Your phone balance will finish without any answer and we all know the good business is astart with a very good support. ### 5/5 — الافضل *2024-05-26* الضل خدمة بالعراق على الاطلاق وبدون منافس حرفياً وخدمة مثالية جداً ### 5/5 — We will get *2024-04-03* We can get the girls to ## Frequently asked questions about NEO ### What is NEO: Instant Visa Cards? NEO: Instant Visa Cards is a mobile application that allows users to create a digital Visa card account quickly and easily. It provides an instant virtual Visa card for secure online shopping and e-commerce transactions. The app also features a smart payments feed, powerful search capabilities, and auto-categorization of transactions. ### How do I get a virtual Visa card with NEO? You can get a virtual Visa card by signing up for an account directly on your phone through the app, a process described as fully digital KYC. Once your account is accepted, you can recharge your NEO Wallet from an authorized Agent and instantly receive a Digital (Virtual) Visa Card on your phone. ### Is NEO: Instant Visa Cards free to use? Based on the provided information, the app is free to use. There are no mentions of subscription fees or paid features. Users can recharge their NEO Wallet at authorized agents to fund their virtual Visa card for online purchases. ### Where can I use my NEO Virtual Visa Card? Your NEO Virtual Visa Card can be used for making secure online payments on millions of apps, games, and websites that accept Visa. It is designed for online and e-commerce shopping, providing a convenient and secure payment method. ### How can I recharge my NEO Wallet? Your NEO Wallet can be recharged at authorized NEO Cash Agents. The app provides a feature to find the locations of these agents, ensuring you can easily top up your wallet to fund your virtual Visa card for online transactions. ## Version history (last 5 releases) ### 1.1.13 — 2025-08-27 Stability fixes. ### 1.1.12 — 2025-08-07 - General Improvements ### 1.0.12(54) — 2025-06-28 - General Improvements - Bug fixes ### 1.1.11 — 2025-04-15 - Bug fixes - General imrovements ### 1.1.10 — 2024-12-09 - General Improvements ## Apps similar to NEO | App | Rating | Price | Category | | --- | --- | --- | --- | | [APS Iraq](https://appshunter.io/ios/app/aps-iraq/id1490241440) | 3.8 (301) | Free | Finance | | [National Bank of Iraq](https://appshunter.io/ios/app/national-bank-of-iraq/id1493434104) | 4.6 (27,254) | Free | Finance | | [Alqaseh](https://appshunter.io/ios/app/alqaseh/id1663610325) | 4.2 (51) | Free | Finance | | [Switch - سويج](https://appshunter.io/ios/app/switch/id1314929950) | 2.8 (1,381) | Free | Finance | | [First Iraqi Bank](https://appshunter.io/ios/app/first-iraqi-bank/id1545549339) | 4.4 (4,807) | Free | Finance | | [TIB Online](https://appshunter.io/ios/app/tib-online/id1460347470) | 3.8 (700) | Free | Finance | ## More apps by Nymcard LTD - [NEO IRAQ](https://appshunter.io/ios/app/neo-iraq/id6755528679) All apps by Nymcard LTD: https://appshunter.io/developer/1478728202 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*