# neobank by BNC Digital — BNC Bank with Digital Services > Digital banking app for savings, loans, payments, and investments with daily interest. (iPhone/iPad app by PT. Bank Neo Commerce Tbk.) - Source: https://appshunter.io/ios/app/neobank-by-bnc-digital/id1519178181 (this page in markdown: same URL + `.md`) - Developer: [PT. Bank Neo Commerce Tbk](https://appshunter.io/developer/1519178183) - Category: Finance - Price: Free - Rating: 4.00/5 from 20 App Store ratings · 4 written reviews indexed - Age rating: 17+ - Requires: iOS 14.0 · 160 MB - Languages: American English, Indonesian - Released: 2021-03-23 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/neobank-by-bnc-digital/id1519178181/reviews.md ## What is neobank by BNC Digital? Introducing neobank, a banking service in the form of a digital application offered by Bank Neo Commerce which has served more than 30 million users. With a user-friendly appearance, neobank comes with many interesting features that make it easier, safer and more enjoyable for you to manage your finances. Take advantage of various cool features at neobank: Savings NOW Savings with interest paid every day! Free to open an online account with any initial deposit amount, and get interest of 4.25% p.a. WOW deposits Like saving with higher interest, up to 7.5% p.a. The initial deposit is light, you can start from IDR 100 thousand. Flexible tenor, from 7 days to 1 year! Membership Levels Enjoy more advantages as you successfully increase your level. Starting from exclusive coupons, credit and bill discount coupons, to increasing the FREE interbank transfer quota! Free Transfers Level up your membership level and get free transfers up to 30x/month! Neo Loan Do you need a loan that is transparent, definitely safe, and won't be a burden? Neo Loan is the solution. The application is easy, the limit is high, and it is approved quickly. Loan tenor: up to 24 months Loan limit: up to IDR 100,000,000 Interest: Mulai dari 0,06% flat perhari Payment & Digital Product Purchase It is easier and more practical to pay and purchase digital products via the neobank application. Also enjoy cashback from every transaction you make. savepay Get instant discounts for payments via Virtual Account and QRIS at selected merchants Neo Gold Buy and invest gold at selected merchants, get attractive offers using the neobank application. Neo Business Develop your business through Neo Bisnis. Make your business more known to millions of other neobank users. You can also find the business location closest to the area you are in. Neo Chat No need to go anywhere anymore to chat online. You can freely chat, send money, and even create groups via the Neo Chat feature in the neobank application which is safe and super practical. Data security Your financial activities are guaranteed to be safer because we implement a multi-layered banking security system. There are password and PIN gesture features that ensure your transactions are always protected. About Neo Commerce Bank neobank is an online savings and deposit application from Bank Neo Commerce (BNC). Present since 1990 under the name Bank Yudha Bhakti (BBYB), we transformed into the first neobank in Indonesia to provide digital banking services. With the support of the leading fintech company in Indonesia, Akulaku, we continue to invest in technology to provide the latest products and services that suit the needs of customers, both individuals and corporations. PT Bank Neo Commerce Tbk is domiciled at Treasury Tower lt. 60, District 8 Lot 28, Jl. Gen. Sudirman cav. 52-53, Senayan, Kebayoran Baru, South Jakarta 12190, Indonesia. Registered with Bank Indonesia with Business License No. 22/1017/UPPS/PSbD. Contact us: PT Bank Neo Commerce Tbk www.bankneocommerce.co.id 1-500-190 (no prefix or area code) customercare@bankneo.co.id Instagram: bankneocommerce Facebook: Neo Commerce Bank YouTube: Neo Commerce Bank TikTok: @bankneocommerce Twitter (X): @bankneocommerce LinkedIn: PT Bank Neo Commerce Tbk PT Bank Neo Commerce Tbk is licensed & supervised by the Financial Services Authority (OJK), and is a participating bank under the Deposit Insurance Corporation (LPS). ## Key features - Daily interest savings accounts - High-yield deposit options - Personal loans with high limits - Free interbank transfers - Bill payment and digital product purchases - Gold investment and savings - Secure chat and money transfer ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/neobank-by-bnc-digital/id1519178181/reviews.md ### 1/5 — emas digital *2026-07-15* belinya aja lgsg cepet giliran jualnya yaallahhh lama poll seharian g selesai prosesnya **Developer response:** Halo Kak, Neomin konfirmasi apakah Kakak melakukan penjualan Neo Emas? Jika benar kami informasikan untuk proses penjualan Emas memiliki estimasi maksimal 3 hari kerja ya Kak. Mohon kesediaannya menunggu proses penjualannya ya -NW ### 1/5 — Emas digital *2026-04-05* Tolong dong lebih cepat proses jual nya karna beli nya aja instant kenapa jualnya lama ya. ### 4/5 — Opsi *2025-10-11* Notifikasi dalam app ini sangat mengganggu karena tidak bisa di hapus. ### 5/5 — Simple apps *2021-04-13* Very simple and easy to use..recommended mobile banking apps.. **Developer response:** Hi, Thanks for the feedback 😉🙏 Have a nice day! ## Frequently asked questions about neobank by BNC Digital ### What are the interest rates for savings with neobank? neobank offers 'Savings NOW' with an interest rate of 4.25% p.a. paid daily. 'WOW deposits' provide higher interest rates, up to 7.5% p.a., with flexible tenors from 7 days to 1 year. ### How many free interbank transfers can I get with neobank? You can get free transfers up to 30 times per month by leveling up your membership. Higher membership levels unlock more benefits, including increased free interbank transfer quotas. ### What is the maximum loan limit and tenor offered by neobank? Neo Loan offers a loan limit of up to IDR 100,000,000 with a loan tenor of up to 24 months. Interest rates start from 0.06% flat per day. ### Is neobank safe to use for financial transactions? Yes, neobank implements a multi-layered banking security system, including password and PIN gesture features, to ensure your financial activities are protected and secure. ### What devices does neobank support? neobank is available on iPhone and iPod devices. It is designed for mobile use on these platforms. ### How often is neobank updated? The latest version of neobank is 3.6.40, and it was last updated on February 18, 2026. Updates typically include new features and security enhancements. ### Does neobank have ads? neobank does not contain advertisements. The application is designed to provide a seamless user experience without interruptions from ads. ### What is the age rating for neobank? neobank has an age rating of 17+. This indicates that the content and features are considered appropriate for users aged 17 and above. ## Version history (last 5 releases) ### 3.7.01 — 2026-08-11 We optimized some features to give you a better experience. ### 3.7.00 — 2026-07-31 We optimized some features to give you a better experience. ### 3.6.91 — 2026-07-22 We optimized some features to give you a better experience. ### 3.6.90 — 2026-06-26 We optimized some features to give you a better experience. ### 3.6.81 — 2026-06-23 We optimized some features to give you a better experience. ## Apps similar to neobank by BNC Digital | App | Rating | Price | Category | | --- | --- | --- | --- | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [Banco Río Token](https://appshunter.io/ios/app/banco-rio-token/id1526318960) | — | Free | Finance | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Currency Now](https://appshunter.io/ios/app/currency-now/id1525402900) | — | Free | Finance | | [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance | | [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance | ## Related topics [neobank by bnc digital](https://appshunter.io/ios/topics/neobank-by-bnc-digital) · [neo bank](https://appshunter.io/ios/topics/neo-bank) · [kredit pintar](https://appshunter.io/ios/topics/kredit-pintar) · [v neobank](https://appshunter.io/ios/topics/v-neobank) · [bank jago](https://appshunter.io/ios/topics/bank-jago) · [neo by bank audi](https://appshunter.io/ios/topics/neo-by-bank-audi) · [qdb digital](https://appshunter.io/ios/topics/qdb-digital) · [zulip](https://appshunter.io/ios/topics/zulip) · [aletha digital](https://appshunter.io/ios/topics/aletha-digital) · [neo bank audi](https://appshunter.io/ios/topics/neo-bank-audi) · [neo bank asia](https://appshunter.io/ios/topics/neo-bank-asia) · [blp digital](https://appshunter.io/ios/topics/blp-digital) · [seabank](https://appshunter.io/ios/topics/seabank) · [nobu](https://appshunter.io/ios/topics/nobu) · [acemoney agent](https://appshunter.io/ios/topics/acemoney-agent) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*