# neon: The Swiss Finance App — Account, card & investing > Swiss digital bank account with card, investing, and money management. (iPhone/iPad app by neon Switzerland AG.) - Source: https://appshunter.io/ios/app/neon-the-swiss-finance-app/id1387883068 (this page in markdown: same URL + `.md`) - Developer: [neon Switzerland AG](https://appshunter.io/developer/1382146989) - Category: Finance, Travel - Price: Free - Rating: 4.20/5 from 37 App Store ratings · 104 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 168 MB - Languages: American English - Released: 2018-06-30 - Data updated: 2026-09-01 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/neon-the-swiss-finance-app/id1387883068/reviews.md ## What is neon? The Swiss finance app that fits in your pocket Innovative, independent, and proudly Swiss – neon has been redefining banking since 2019, with over 240'000 users and counting. Open your account in minutes. Get all the essential features right on your phone, pay anywhere with your neon Mastercard, and manage your money in real time. Why choose neon? • Easy & intuitive app, built in Switzerland • Low costs and no hidden fees • Everything you need to pay in Switzerland & around the globe • Quick help in-app and by our customer service • Transparent & independent Swiss company Pick the plan that fits you best: • neon free: The digital everyday account for full independence • neon plus: The smart account with extra accessibility • neon global: For your travels and adventures, with extra protection online and abroad • neon metal: The exclusive account for a carefree lifestyle And two powerful extensions, combinable with any plan: • neon green: Plant trees just by using your card • neon duo: Switzerland’s first 100% digital joint account Open your account in minutes No paperwork. No queues. Just your phone and your ID. After signup, your account is ready in 2-3 working days and your card arrives within 7 working days. Everything you expect, and more • Send and receive money in Switzerland and abroad • Scan & uploadQR bills, set up eBill • Swiss IBAN • Organise your money into Spaces • Manage your finances with our smart money management tools • Invest in stocks, ETFs, and Crypto-ETPs • Pillar 3a Your money is safe Your account is held at Hypothekarbank Lenzburg and protected by Swiss deposit insurance up to 100’000 CHF – just like any other Swiss bank. Your data stays in Switzerland. Log in securely with your personal login code, fingerprint or Face ID, and authorise payments with your own transaction PIN. To get started, you need: • a permanent Swiss residency • exclusive tax liability in Switzerland • a Swiss passport/ID or a B/C permit (from 70+ countries) • to be at least 15 years old ## Key features - Digital everyday account - Swiss IBAN - Mastercard payments - Money management tools - Stock, ETF, Crypto-ETP investing - Pillar 3a - Joint account option ## Recent user reviews (10 of 104) All indexed reviews: https://appshunter.io/ios/app/neon-the-swiss-finance-app/id1387883068/reviews.md ### 5/5 — My daily bank *2026-08-29* Love you guys for my daily banking ! 💚 But we gotta do something about the money movement in & out of Spaces being counted as extra income in the monthly Account Statement!! At least allow the user to exclude that from the statement as a solution - and everything will be accurate. Truly my only (but in my case very important) quarrel. **Developer response:** Thank you for your review and your input! We've taken your point regarding Spaces transfers in the Account Statements up with our Product team. ### 5/5 — Love it *2026-08-27* Been a big fan since 2019 - the app just keeps getting better! **Developer response:** Thank you for the nice words 😊🤩 ### 3/5 — Almost there *2026-08-12* It works well for every day's life, but there are a few things that bother me: - cannot give an alias to a beneficiary, so when you have several accounts for the same person, it is difficult to distinguish only by the IBAN number - paid joint accounts is a big no-no **Developer response:** Hey, thanks for taking the time to share this. Both points are fair, being able to label beneficiaries with an alias would make managing multiple accounts for the same person so much easier, and we hear you on joint accounts too. I'll make sure this gets passed on to our product team. 😊 ### 2/5 — App super, insgesamt fehlt eine vernünftige Desktopversion *2026-01-23, version 7.3.4* Die App ist sehr gut, da gibt es nichts zu bemängeln. Aber die App ist ja nur das Bedieninstrument für ein Bankkonto, 3a Vorsorgelösung etc. Und solche Sachen mache ich dann doch lieber an einem Computer mit ordentlichem Bildschirm und Tastatur. Das sind weitreichende Entscheide mit einer Tragweite, der ein Handybildschirmli nicht gerecht wird. Man kann online zwar gewisse Dinge anschauen, aber letztlich muss man sich einloggen, und das geht nur über die App. Schade. ### 1/5 — Free card with a CHF10 fee *2026-01-06, version 7.3.3* They say they are free but sometimes they just charge you CHF10 ### 5/5 — Tip top *2025-11-06, version 7.2.4* Tip Top ### 1/5 — Worst banking app I’ve used *2025-10-14, version 7.2.3* Terrible experience, easily the worst banking app I’ve used. And the so-called “free” plan is actually freemium, with hidden fees that weren’t even mentioned in the terms and conditions. Misleading and frustrating. Would not recommend. ### 1/5 — Microphone doesn’t work *2025-09-29* Unable to create an account because the identity verification agents all cannot hear me. The iPhone’s microphone is working fine, and microphone access is granted to Neon app, but tries 10 agents, and no one can hear me. **Developer response:** Hi. That shouldn’t happen, if your microphone is working and access is granted, our verification agents should be able to hear you. Could you please send us an email at service@neon-free.ch? We’ll gladly look into this for you and help you get set up as quickly as possible. 😊 ### 3/5 — Almost there *2025-09-23* Only 3 stars because of the recent tariff changes and because we cannot give aliases to beneficiaries: when we have several accounts for the same person, it is impossible to distinguish one from another just by reading the name. ### 5/5 — Everything I need *2025-09-04, version 7.2.1* Easy and fast to open an account. Everything works fine and the Best, no monthly costs. Cash back credit card you can do directly with the separate company that offers it, also free. :D ## Frequently asked questions about neon ### What is neon? neon is a Swiss digital finance app that provides a modern banking experience. It allows users to open an account, get a Mastercard, manage their money in real-time, and invest in various assets. The app is designed to be intuitive, independent, and cost-effective, with different plans to suit individual needs. ### What are the key features of neon? Key features include a Swiss IBAN, Mastercard payments worldwide, real-time money management tools, the ability to organize funds into 'Spaces', and options to invest in stocks, ETFs, and Crypto-ETPs. It also offers a Pillar 3a retirement savings solution and a digital joint account option called neon duo. ### How much does neon cost? neon offers a 'neon free' plan for a digital everyday account with no hidden fees. Additionally, there are premium plans like 'neon plus', 'neon global', and 'neon metal' with varying benefits and costs. Extensions like 'neon green' and 'neon duo' can be combined with any plan. ### Who can open a neon account? To open a neon account, you need to have permanent Swiss residency, exclusive tax liability in Switzerland, a Swiss passport/ID or a valid permit from over 70 countries, and be at least 15 years old. The signup process is entirely digital and requires your phone and ID. ### Is my money safe with neon? Yes, your money is safe with neon. Accounts are held at Hypothekarbank Lenzburg and are protected by Swiss deposit insurance up to 100,000 CHF, just like any other Swiss bank. Secure login options include a personal code, fingerprint, or Face ID, with payment authorization via a transaction PIN. ## Version history (last 5 releases) ### 9.1.0 — 2026-08-31 We did some improvements in the background so that the app continues to run smoothly. ### 9.0.1 — 2026-08-16 Card Beat is here. Use your neon card once a week and you could win 1'000 CHF, drawn every month. We've made improvements to be more consistent in how we show the prices of assets in trading. We're also laying the groundwork for a few new features coming soon. ### 9.0.0 — 2026-07-22 Tech improvements for account opening process ### 8.0.9 — 2026-06-25 Instant Payments are now available – you can transfer money in real time, right from the app. Initially available to all paid plan users. ### 8.0.7 — 2026-05-28 We fixed a few bugs so everything runs more smoothly for you. ## Apps similar to neon | App | Rating | Price | Category | | --- | --- | --- | --- | | [PostFinance App](https://appshunter.io/ios/app/postfinance-app/id386766642) | 2.5 (2) | Free | Finance | | [UBS & UBS key4](https://appshunter.io/ios/app/ubs-and-ubs-key4/id441068021) | 4.7 (2,125) | Free | Finance | | [one – control over your cards](https://appshunter.io/ios/app/one-control-over-your-cards/id970439160) | 4.8 (241) | Free | Finance | | [ZKB TWINT](https://appshunter.io/ios/app/zkb-twint/id1210312916) | 4.9 (102) | Free | Finance | | [YAPEAL - More than online bank](https://appshunter.io/ios/app/yapeal-more-than-online-bank/id1458613127) | 4.4 (7) | Free | Finance | | [Alpian Bank](https://appshunter.io/ios/app/alpian-bank/id1634644504) | 4.2 (10) | Free | Finance | ## Related topics [neon app](https://appshunter.io/ios/topics/neon-app) · [neon](https://appshunter.io/ios/topics/neon) · [neon apps](https://appshunter.io/ios/topics/neon-apps) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*