# Nephy: Budget & Spend Tracker — See your spending as weather

> See your spending as weather (iPhone/iPad app by Remy Berguerand.)

- Source: https://appshunter.io/ios/app/nephy-budget-and-spend-tracker/id6772708444 (this page in markdown: same URL + `.md`)
- Developer: [Remy Berguerand](https://appshunter.io/developer/1646983030)
- Category: Finance
- Price: Free
- Age rating: 12+
- Requires: iOS 26.0 · 5 MB
- Languages: American English, French (France)
- Released: 2026-06-09
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/nephy-budget-and-spend-tracker/id6772708444/reviews.md

## What is Nephy?

Nephy turns your budget into something you'll actually want to check.

Instead of overwhelming charts and spreadsheets, Nephy shows your financial health as simple weather: sunny when you're safe to spend, cloudy when it's time to watch your pace, rainy when you need to slow down. One glance tells you everything.

Beyond the forecast, Nephy is a complete budgeting toolkit:

- Create budgets that match how you actually spend — monthly or yearly
- Organize expenses with custom categories and smart presets
- See exactly where your money goes with clear spending summaries
- Sync securely across devices with iCloud
- Keep your finances private with a built-in privacy lock
- Add expenses in seconds with App Shortcuts
- Built entirely in SwiftUI for a fast, native feel

No noisy ads, no confusing setup, no spreadsheet gymnastics. Just a calm, clear picture of your money — so you can make better decisions on your own terms.

Whether you're tracking groceries, planning for a big purchase, or finally getting your subscriptions under control, Nephy gives your budget a forecast you'll understand in one second.

Built with care by Rémy Berguerand & Shir Kedem.


## Version history (last 2 releases)

### 1.0.2 — 2026-07-01

This update improves budgets, expenses and dashboard insights.

• Budget overview now separates monthly and yearly budgets.
• New budget presets help you create common budgets faster.
• Presets can also create missing categories for you.
• Budget rows now show category icons for quicker scanning.
• Budget details now let you tap categories to open their details.
• Dashboard budget pressure now supports both monthly and yearly budgets.
• Budget coverage now counts spending matched to any budget.
• Expenses now have filters

### 1.0 — 2026-06-10

No release notes.

## More apps by Remy Berguerand

- [Love Studies](https://appshunter.io/ios/app/love-studies/id6443544817)

All apps by Remy Berguerand: https://appshunter.io/developer/1646983030

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*