# NerdWallet: Smart Money App — user reviews > 393 indexed App Store user reviews of NerdWallet by NerdWallet, rated 4.80/5 from 124,643 ratings. - Source: https://appshunter.io/ios/app/nerdwallet-smart-money-app/id1174471607/reviews - App overview in markdown: https://appshunter.io/ios/app/nerdwallet-smart-money-app/id1174471607.md - Rating breakdown: 5★ 110,601 · 4★ 10,030 · 3★ 2,251 · 2★ 518 · 1★ 1,243 ## What do users think of NerdWallet? Overall sentiment: neutral **Pros** - 💡 Helpful financial insights - 👍 User-friendly interface - 🚀 Comprehensive account tracking - 💡 Personalized recommendations **Cons** - 🐛 Frequent connection issues - 🐛 Inaccurate account balances - 🐛 Unreliable account linking - 🐛 Inconsistent transaction categorization **Commonly reported bugs** - Accounts randomly unlinking - Incorrect credit score reporting - Delayed transaction updates **Most requested features** - Custom spending categories - Manual transaction entry - Detailed budgeting tools - Improved account synchronization ## Newest reviews (10 of 393) ### 4/5 — Love it *2026-08-24, version 14.26.0* Works the way I want and more. Got locked out while traveling tho, which is both good and bad ### 2/5 — Introduced way too many bugs *2026-07-03, version 14.22.0* Every time I take an action for 5 mins in the app, I get the little frog saying that something went wrong. The bugs are increasing. It’s becoming painful to use this app. ### 2/5 — New budget layout is bad *2026-07-02, version 14.22.0* I hate the new budget layout - so much so that I am going to look for another app or go back to manual tracking. I need to be able to zoom out across multiple months and years and see how my earning and spending trends across multiple periods with different granularity. Now I can only see spend for each month or YTD and it completely removed the income view. ### 4/5 — Great tracker of overall net-worth! *2026-06-16, version 14.21.0* I use this app mainly to keep up with my overall net-worth. It takes awhile to update so it’s not completely accurate but, it’s not far off at all. I like it a lot but, it could be better! ### 5/5 — “Ad free” *2026-06-12, version 14.21.0* Basically since I started using it now it’s become a loan tracker. With ads and ads for loans, credit cards, and insurance. Tells me very little about my actual finances anymore. ### 5/5 — Great *2026-06-07, version 14.20.0* I love it ### 4/5 — Makes Tracking and Monitoring Financials Easy *2026-06-05, version 14.20.0* Overall this app makes tracking and monitoring my spending, income, debts and more so quick and easy. They’re able to integrate with so many companies, even local ones. There’s options to manually add accounts and debts, even if they’re not associated with a company, to see the overall picture. The only thing that I’d like changed is the option to manually add categories to the spending tracking, because it’s limited so many of my typical purchases have to be lumped together under categories that don’t fully match or under ‘other’ or ‘uncategorized’, so tracking the categories of where my money is being spent each month is somewhat incomplete and inconsistent. They don’t even have a category for credit cards so I have to lump those payments under loans, which is really a completely different thing. And things like buying gifts for people or spending for special occasions is different than shopping. More categories or the option to add my own additional categories for what I spent money on would be extremely helpful so I can get a full picture of what I actually am spending money on each month. ### 2/5 — Predatory, spammy financial app *2026-05-14, version 14.19.0* I’m giving 2 stars because you can actually get a loan through this app, it just will be at an extremely predatory rate. They will also start sending you 3-5 marketing emails a day, and in my case have so far ignored my unsubscribe requests. I suspect they also sold my email address to other spammy, predatory financial services because I started receiving a bunch spam emails after I started using this app. Should be named “FinanceBroWallet” not NerdWallet. ### 3/5 — Not consumer-focused anymore *2026-05-10, version 14.18.0* I loved this app and the website when I found it in 2020. It shows me my net worth, my credit score, etc. In the past year or so they have made a lot of changes that all seem to be based on making them a profit rather than serving their customers. Most things I look for on the website are now only on the app. I used their shopping features to find the most beneficial CCs, HYS accounts, etc. but now every single company that is “suggested” says it’s an “Ad.” I just want to take the quiz to see which checking accounts would be best for me now, and I can’t find it on the app. Haven’t looked on the website because it always tells me to go to the app. ### 2/5 — What is the point? *2026-05-06, version 14.18.0* The app itself is a cool concept, and I wish it was actually useful. The fact that they advertise it as if you can use it to cancel subscriptions and such is a cool thought with poor execution. Half the buttons on the ScribeUp subscription manager don’t work or generate any real information besides showing you when your subscription will renew. Much like my experience with RocketMoney, this is all show and minimal utility. Especially considering that all the credit card and loan recommendation info from NerdWallet can be found with a quick Google search. Deleting for now, might come back if it ever actually becomes useful. You’re better off making a budget on Google Sheets… ## Most critical reviews (10 lowest-rated) ### 1/5 — Last 4 of account numbers always wrongs *2026-08-25, version 14.26.0* Last 4 of account numbers always wrongs ### 1/5 — Looks like a scam app *2026-08-03, version 14.24.0* Tried to add my finance info and it keeps having problems logging in. So it made me think it’s a scam app, they ask you for ssn and accounts. I get it. But when it’s bouncing back it means someone in regulations put a plug on adding new stuff because money and info have been stoked and resold. Bunch of screens that are useless. You see more ads than your actual info. Tried to check my score it stayed on the same screen for 4 times and I gave up. Thanks, but NO. They lure you in by not asking for a subscription, but I’d rather pay a small fee and have a reliable dealer than shady app that does nothing. ### 1/5 — So buggy *2026-07-20, version 14.23.0* Used to be a great app but (1) my Interactive Brokers won’t update (has been 7 days…), and there’s no clear way for me to delete it & re-add it and (2) I can’t delete certain accounts. ### 1/5 — Worst financial app out there *2026-07-14, version 14.23.0* I never leave reviews but this one is an exception. This app is genuinely the biggest pile of garbage ever made by humanity. A random intern can come up with a better UX. The user journey is a labyrinth, all screen space is occupied by 90% and 10% useful information. It’s as if the whole app was made by a team of 10 program managers all competing for scope. U need to click like 7 different parts of the screen before u see any spending breakdown… this app has “news” section given more priority than your budget. Additionally: - It counts between account transfers as income. - Breakdowns only go as far as a couple of months back - Which Genius came up with the idea that I ever want to see all transactions as a list - Have some shame showing “beta” features. - Who needs their net worth on the first page? The same customer profile who requires this low iq needs/wants breakdown? ### 1/5 — Unstable, resource hog *2026-07-14, version 14.23.0* Phone turns into a hand warmer after launching and until it’s force quit. Unable to reliably switch between tabs or view accounts since the last couple updates. ### 1/5 — Gutiérrez *2026-07-13, version 14.23.0* Julio ### 1/5 — Terrible update *2026-07-07, version 14.22.0* Removed the only reason I downloaded this app. For a budgeting option. And then put in some garbage news stories and investment tab nobody asked for. Edit: nice they added it back, too bad I moved on to rocket money ### 1/5 — Advertising platform you connect your bank accounts to *2026-05-21, version 14.19.0* My title says it all, it’s non stop adds. ATOMIC BANK IS AWFUL - stop trying to get me to open an account. Also, the UI on this app used to be a lot better to see more details about your finances. Now you get the most basic views, no budgeting, no nothing and it tries to sell you stuff the whole time. SKIP ### 1/5 — Account *2026-05-18, version 14.19.0* My account still is 0? I don’t understand ### 1/5 — Not dependable, lost data *2026-05-15, version 14.19.0* After I didn’t use an app for a while I found that all my accounts , properties, cars and etc were erased . It is time consuming to restore all this information. ## Most praised reviews (10 highest-rated) ### 5/5 — Nerd Wallet *2026-08-24, version 14.26.0* Keeps me informed of my progress and other apps working together ### 5/5 — Cash avance *2026-08-17, version 14.25.0* Exelente ### 5/5 — HSEMG *2026-08-02, version 14.24.0* I’m new to the app so let’s see how it goes ? ### 5/5 — The Smart Money App *2026-07-29, version 14.24.0* It’s a great Money App! Try it for yourself.. ### 5/5 — Cd *2026-07-14, version 14.23.0* Convenient ### 5/5 — Why NerdWallet is good for everyone *2026-07-05, version 14.22.0* I started with NerdWallet about five months ago was totally ignorant on investing and actually done some advisor investing and turned out that I profited $2000 in three months and I am so glad I chose ### 5/5 — Robertinque Pope *2026-06-30, version 14.22.0* XRP👍🏾 ### 5/5 — Josevalencia *2026-06-23, version 14.21.0* 1234j ### 5/5 — It organized my finances *2026-06-19, version 14.21.0* I was looking for something that could help me organize all my finances in one place and found this through social media ### 5/5 — Review *2026-06-13, version 14.21.0* Review --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*