# Nestor — UK Dividend Tracker — Net Yield · Tax & ISA Income > UK dividend tracker for Trading212 investors showing net income after taxes and FX. (iPhone/iPad app by FRONTIERE BLEUE LTD.) - Source: https://appshunter.io/ios/app/nestor-uk-dividend-tracker/id6748575540 (this page in markdown: same URL + `.md`) - Developer: [FRONTIERE BLEUE LTD](https://appshunter.io/developer/1826378054) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 38 MB - Languages: English - Released: 2025-12-27 - Data updated: 2026-09-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/nestor-uk-dividend-tracker/id6748575540/reviews.md ## What is Nestor? Your portfolio shows a 4% yield. But after UK dividend tax, 15% US withholding tax, and currency conversion — what do you actually keep? Nestor shows you. Nestor is the only dividend tracker built specifically for UK Trading212 investors. Import your CSV, and instantly see your true income after all taxes and FX — not the inflated gross figures other trackers show. TRUE INCOME — WHAT YOU ACTUALLY KEEP - See net dividend income after withholding tax (US 15%, EU, UK) and GBP conversion - Toggle between Gross, Net (ISA) and Net (GIA) views for every holding - Track yield on cost, forward income and annual payouts per stock - Understand exactly what each holding costs you in tax UK DIVIDEND TAX MADE CLEAR - Separate ISA (tax-free) and GIA (taxable) tracking with UK tax year alignment (6 Apr – 5 Apr) - Track your £500 dividend allowance usage in real time — know before you exceed it - ISA allowance countdown — see exactly when your tax-free allowance resets - Withholding tax breakdown by country at a glance - UK dividend tax rates applied automatically based on your tax bracket - Built for the 2025/26 and 2026/27 tax years PLAN YOUR PASSIVE INCOME & FINANCIAL INDEPENDENCE - Set monthly passive income targets and track your progress - See exactly how many years until you reach your dividend income goals - Visualise a 40-year projection from today's income to financial freedom - Home screen widgets show goal progress and upcoming payments at a glance BUILT FOR TRADING212 - Upload your Trading212 CSV in one tap — all holdings imported automatically - Handles buys, sells, dividends, interest and stock splits - View dividend history for stocks you've sold — your income data is never lost - Multi-currency support with automatic GBP conversion for US, EU and UK stocks PORTFOLIO INTELLIGENCE - 12-month forward dividend income projection to plan your cash flow - Diversification analysis across sector, country, currency and frequency - Dividend growth rates (3Y, 5Y, 10Y CAGR) for every holding - Portfolio health score — income quality, diversification and growth at a glance - Smart data sync — only fetches what's changed, keeping the app fast and light on data PRIVACY-FIRST - Portfolio data stored locally on your device - Works offline after initial setup - No account required — start tracking immediately - Your data stays yours. We never sell or share your information. Built for UK dividend investors who want to see the truth about their portfolio — after taxes, after currency, after everything. Download Nestor and stop guessing what you keep. ## Key features - Net dividend income after taxes and FX - ISA and GIA tax tracking - Dividend allowance usage tracking - Passive income goal planning - Trading212 CSV import - Portfolio diversification analysis ## Frequently asked questions about Nestor ### What is Nestor's primary function? Nestor is a UK dividend tracker designed to show your true net income after accounting for all applicable taxes (like US withholding tax and UK dividend tax) and currency conversions. It helps you understand what you actually keep from your investments. ### Is Nestor suitable for UK Trading212 users? Yes, Nestor is specifically built for UK Trading212 investors. It allows for one-tap import of your Trading212 CSV data, automatically handling buys, sells, dividends, and stock splits. ### How does Nestor handle UK dividend tax? Nestor clearly separates ISA (tax-free) and GIA (taxable) tracking, aligning with the UK tax year. It automatically applies UK dividend tax rates based on your tax bracket and tracks your £500 dividend allowance usage in real-time. ### Can Nestor help with financial planning? Absolutely. Nestor allows you to set monthly passive income targets, track your progress towards financial independence, and visualize long-term projections. It also provides a 12-month forward dividend income projection for cash flow planning. ### What kind of portfolio intelligence does Nestor offer? Nestor provides diversification analysis by sector, country, and currency, as well as dividend growth rates (CAGR) for each holding. It also offers a portfolio health score based on income quality, diversification, and growth. ### Is my investment data secure with Nestor? Yes, Nestor prioritizes privacy. Your portfolio data is stored locally on your device, and the app works offline after initial setup. No account is required, and your data is never sold or shared. ### What devices does Nestor support? Nestor is currently supported on iPhone devices. It was released on 2025-12-27 and its latest version is 1.3.6, last updated on 2026-04-18. ### Does Nestor have ads? No, Nestor is ad-free. It is a completely free application with no advertisements to interrupt your experience. ## Version history (last 5 releases) ### 1.3.6 — 2026-04-18 Bug Fixes - Fixed an issue where daily income tracking snapshots could be missed on app launch Performance & Reliability - Faster app launch for users with large portfolios - Various stability improvements ### 1.3.3 — 2026-03-27 Improvements - Share your dividend income and achievements as cards on social media (monthly or annual projections with company logos) - In-app announcements keep you informed with tips, feature updates, and news - "What's New" screen highlights key changes after each update - Smarter empty states on the Dividends screen when no upcoming ex-dates are nearby Performance & Reliability - Portfolio import is now up to 3x faster after uploading your CSV - Fixed a timing issue where Top Movers could briefly show an incorrect empty state on launch Bug Fixes - Fixed an issue where your original sign-up date could be overwritten - Various stability improvements to modals, prompts, and feedback timing ### 1.3.2 — 2026-03-18 Performance & Reliability - Significantly faster app launch - Smart data sync — saving bandwidth and battery Bug Fixes - Fixed incorrect weighted average dividend growth rate in Portfolio Health - Fixed false "No dividend activity" banner for stocks with active dividends - Fixed CSV import sometimes failing on first launch due to slow server response - Fixed diversification chart not refreshing after pull-to-refresh - Corrected dividend data for 25 stocks with missing special distributions New Features - ISA allowance countdown — see exactly when your tax-free allowance resets - Quick in-app feedback on key screens — help shape what we build next - Various stability and code quality improvements ### 1.3.1 — 2026-03-05 New Features - Scenario Explorer: adjust contributions, growth rates, and targets with interactive sliders to visualise your path to financial independence - Portfolio Health Score: a 0-100 score across four dimensions (Income Quality, Diversification, Tax Efficiency, Risk Flags) with detailed breakdowns Performance & Reliability - Faster app launch: removed unnecessary loading delays and parallelised data fetching Bug Fixes - Fixed an issue where uploading the same CSV multiple times could inflate forward income - Improved accuracy of dividend streak and growth rate calculations - Fixed company profile data not syncing reliably Improvements - Redesigned onboarding flow with a True Income waterfall and compounding visualisation - Cleaner, more consistent layout across Insights sections - Simplified podcast integration: single card linking to all major podcast platforms - Various stability, security, and code quality improvements ### 1.3.0 — 2026-02-27 Performance & Reliability - Significantly faster screen loading - Improved app stability with comprehensive error tracking Bug Fixes - Fixed an issue where re-importing your portfolio could inflate projected dividend income - Fixed GBP stock yield calculations showing incorrect values - Improved onboarding screen text for clarity Improvements - Redesigned onboarding experience - New podcast section with episode cards and a dedicated listening hub - Get notified when new podcast episodes are available - Added "Remind me later" option when importing CSV portfolios - Various stability and code quality improvements ## Apps similar to Nestor | App | Rating | Price | Category | | --- | --- | --- | --- | | [Tipd](https://appshunter.io/ios/app/tipd/id6479641552) | — | Free | Finance | | [Dividend Tracker +](https://appshunter.io/ios/app/dividend-tracker-plus/id1576065532) | 4.3 (41) | Free | Finance | | [PRAAMS Personal](https://appshunter.io/ios/app/praams-personal/id6474065222) | — | Free | Finance | | [SikaFX](https://appshunter.io/ios/app/sikafx/id6444243966) | 5.0 (3) | Free | Finance | | [Net Worth Tracker - WealthLog](https://appshunter.io/ios/app/net-worth-tracker-wealthlog/id6741539563) | 3.7 (3) | Free | Finance | | [Dividend Tracker: Pulse](https://appshunter.io/ios/app/dividend-tracker-pulse/id6756194388) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*