# Net Pay Advance — user reviews > 36 indexed App Store user reviews of Net Pay Advance by Net Pay Advance, Inc, rated 1.84/5 from 80 ratings. - Source: https://appshunter.io/ios/app/net-pay-advance/id1484548324/reviews - App overview in markdown: https://appshunter.io/ios/app/net-pay-advance/id1484548324.md - Rating breakdown: 5★ 10 · 4★ 4 · 3★ 5 · 2★ 5 · 1★ 56 ## Newest reviews (16 of 36) ### 1/5 — App Doesnt work *2024-10-01, version 3.39* app keeps buffering ### 1/5 — Does not work *2024-09-27, version 3.39* The app doesn’t work! ### 1/5 — Trash *2024-09-16, version 3.39* This app is garbage it doesn’t work the app kept saying my phone number was invalid clearly it is valid . Seems to me like this is one of those apps that steals and sells information ### 1/5 — App *2024-04-22, version 3.39* App just doesn’t work just keeps buffering. ### 1/5 — App *2024-03-22* App just doesn’t work just keeps buffering. ### 1/5 — Try other apps *2024-02-26, version 3.39* Trash app, does not work, cannot get past the first page and does not recognize any phone numbers ### 1/5 — App don’t work… *2024-02-11, version 3.39* … it’s no way to log in … I took it off re install it and nothing… ### 1/5 — App doesn’t work . *2024-01-24, version 3.39* App needs to be fixed . Doesn’t load anything. Keeps saying phone number invalid ### 1/5 — Horrible *2023-12-30, version 3.39* The app doesn’t work and the website is not showing anything currently on the account. Don’t use this service. ### 1/5 — Doesn’t work *2023-12-29, version 3.39* It never works. When I logon it just continuously tries to logon. I know it’s not my Wi-Fi or anything on my side. So what I’ve done is just created a shortcut to the website and I have no problems. Now obviously they advertise the app because it’s a little quicker. If they would only fix this. ### 1/5 — App Crash *2023-11-02* The app does not work as keeps timing out and crashing. The website does not work either. I think its all a scam. ### 1/5 — Doesn’t work *2023-08-30, version 3.39* The website is great! They’re great! BUT the app doesn’t work. It won’t let you log in. Good thing we can access our account online without a problem. But it would be great to be able to use the app. ### 1/5 — App is trash *2023-08-07, version 3.39* App is trash won’t let you log in ### 1/5 — App does not load/operate *2023-05-15, version 3.39* Why have an app available to the public yet it does not load at all? ### 1/5 — Never use these guys *2023-04-05, version 3.39* The App never works the website only works about half the time. I went into it for. 1200 dollar loan. While going through the steps to get approved for the loan they never once tell you a payment a payment date or an interest rate. But I followed through the steps assuming there would be a point where it would say you’re approved your payment is this your interest is this your payback is this due this day would you like to accept terms. Well it never does that it just has you go through a few steps and then approves you without letting you read anything. Come to find out for 1200 bucks they wanted 189 bucks A WEEK. 12 dollars per day interest. That comes out to nearly 800 bucks a month. That’s more than I pay for a 2017 suburban payment that was 50,000 dollars. And they disclose none of this up front. ### 1/5 — Trash *2023-01-28, version 3.37* Don’t let you sign up and even after you enter email it says invalid. ## Most critical reviews (10 lowest-rated) ### 1/5 — Doesn’t work *2026-05-02, version 3.39* All it does is spin and never connects ### 1/5 — Improvements needed to the app *2025-11-02, version 3.39* The app doesn’t work. ### 1/5 — app doesn’t work *2025-09-08, version 3.39* i read the reviews from 4 years ago and the app still doesn’t work to this day . It buffers at the login . ### 1/5 — App not working *2025-07-29, version 3.39* If it doesn’t crash it gets stuck buffering forever ### 1/5 — MS *2025-07-15, version 3.39* I got the app I couldn’t get it to work!!!! ### 1/5 — App does not work *2025-07-15, version 3.39* App is trash, it does not work at all. Entering log in info all you get in return is the spinning wheel of death. ### 1/5 — App DOES NOT WORK *2025-06-17, version 3.39* Don’t even waste your time you cannot log on through the app it just keeps buffering and as I see this has been an issue. Why won’t ya’ll fix it. I’m having a problem making the payment the little payment button won’t allow me to press it so I thought I would get the app. Well this isn’t better at all I’m still trying to figure out why it’s not working. DON’T WASTE YOUR TIME AND DOWNLOAD THIS IT DOESN’T WORK AND IS VERY FRUSTRATING ### 1/5 — Cant log in *2025-06-05, version 3.39* App doesn’t work just keeps trying to login ### 1/5 — This app is trash *2024-10-22* Never works, completely unable to log in - just sits and spins. ### 1/5 — App Crash *2024-10-16, version 3.39* The app does not work as keeps timing out and crashing. ## Most praised reviews (4 highest-rated) ### 3/5 — 5 star for the company 1 star for the app *2024-12-22, version 3.39* It was so easy to get a line of credit and I was so appreciative. As far as the app it does not work. Please fix it. You can use the web but sometimes my browser takes a long time so I prefer that app. ### 2/5 — The app doesn’t work *2023-07-10, version 3.39* I think the app needs a lot of improvement. It keeps trying to load . I was never able to sign in. ### 2/5 — App doesn’t work *2023-06-11, version 3.39* The app doesn’t work. I’ve been trying to log in and it just keeps thinking. You can access your information on the website. ### 2/5 — Terrible App *2023-03-23* This app never works right I’ve been trying to log in for 15 minutes!!! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-11.*