# Net Worth Calculator\|Fullgrove — Wealth, Budget & Bill Reminder

> Wealth, Budget & Bill Reminder (iPhone/iPad app by CHEN GUAN-JHEN.)

- Source: https://appshunter.io/ios/app/net-worth-calculatorfullgrove/id6815539069 (this page in markdown: same URL + `.md`)
- Developer: [CHEN GUAN-JHEN](https://appshunter.io/developer/1168936144)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 74 MB
- Languages: American English, Korean, Chinese (Traditional, Taiwan), Japanese
- Released: 2026-10-01
- Data updated: 2026-11-13

## What is Net Worth Calculator|Fullgrove?

Fullgrove is a household ledger that fills itself without a bank login.
Share a card statement, snap a receipt or type "latte 4.50". Fullgrove reads it on your iPhone, picks the category and files it.
Your ledger stays on your devices. Fullgrove never asks for a bank password.

WAYS IN
• Card statement PDFs, locked ones too. The password stays in your Keychain.
• Apple Pay taps and bank alerts, through a Shortcut you set up once.
• Receipts from the camera, Photos or Files. Long receipts can be shot in parts.
• Taiwan e-invoice QR codes on printed receipts, item by item.
• One line typed or spoken: "lunch 12 cash". Works from Siri, widgets and Apple Watch.
• Bank files: CSV, Excel, QIF, OFX, QFX, CAMT.053 and MT940.
• 11 import templates for moving from another money app.

SORTED AS YOU TYPE
• The category appears while you type. Change it once and Fullgrove remembers.
• Apple Intelligence on your iPhone fills in what rules cannot.
• An inbox collects rough amounts, missing categories and possible duplicates.
• A card alert and its statement line become one row when the match is confident, with every source shown.
• Each row is marked as spent, building assets, paying down debt or a transfer.

BALANCES THAT MATCH
• Every row keeps its evidence: the statement, notification or receipt it came from.
• Optional reconcile mode, and balance adjustments kept out of income and spending.
• Cross-currency transfers with the real rate and fee. Brokerage accounts with T+2 settlement.

THE WHOLE PICTURE
• Net worth and its trend, this month's spending, and each row.
• Separate ledgers for yourself, the household, a business or a child. Deposits shown by country and currency.
• Budgets with today's pace, goals and a grove that grows as you save.
• Ask "how much did we spend on food this month?" Every number in the answer comes from your ledger.
• iPhone, iPad, Apple Watch and widgets.

BILLS ON TIME
• Scheduled payments for rent, cards and utilities, with due-day notifications.
• Payment screenshots are read and matched to the bill that was due.
• Repeating bills are found in your history.

HOME INVENTORY
• A use-soon list, and what was thrown away this month at the price you paid.
• Reminders to replace water filters and smoke alarm batteries.
• A medicine cabinet checklist and a shopping list with last price paid.
• Turn home inventory off in Settings if you only want the ledger.

PRIVACY
• No bank login, and no e-invoice carrier verification code.
• Parsing, OCR, categories and matching run on your iPhone.
• Settings lists every network connection the app makes and why.
• Some reading, and the assistant's longer answers with Premium, use Apple Private Cloud Compute, which Apple does not keep. It is on by default and one switch in Settings turns it off.
• Anonymous usage sharing is on by default, never includes amounts, merchants or notes, and one switch in Settings turns it off.
• Export to CSV, a full archive or an encrypted backup whenever you like.

FREE AND PREMIUM
The ledger is free: every import, reports, search, export and the grove.
Fullgrove Premium adds assistant answers on Apple Private Cloud Compute and goals that project with your own expected return.

Terms of Use: https://fullgrove.com/terms
Privacy Policy: https://fullgrove.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium · Family | $44.99 | per year |
| Premium · Yearly | $29.99 | per year |
| Premium · Yearly | $29.99 | per year |
| Premium · Monthly | $3.99 | per month |
| Premium · Student | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium · Lifetime | $69.99 | one-time |


## Is Net Worth Calculator|Fullgrove safe?

Not enough ratings yet to assess Net Worth Calculator|Fullgrove.

## Is Net Worth Calculator|Fullgrove legit?

Net Worth Calculator|Fullgrove appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Net Worth Calculator|Fullgrove is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.5 — 2026-11-07

Fullgrove is a net worth calculator and tracker. Savings, stocks and loans add up to one net worth. The budget planner shows today's pace, and bill reminders come before rent, card bills and subscriptions are due. Fixed expenses and cash flow by month show where the money went. Card statements and bank alerts fill in the rows with no bank login, and your ledger stays on your iPhone.
This version brings small improvements.

### 1.0.4 — 2026-10-30

Moving in from another app is guided, and the close button on the Premium screen works.
• Move from another app: pick the app you are leaving, share its export, and check the accounts and rows before anything is added. The result says what was added.
• One archive holds the whole ledger with its original files, and restores it as it was.
• An account can be renamed.
• A file waiting in Import can be removed.
• Dates, categories and account kinds are read more carefully from other apps' files.
• The bar under the tabs adds an entry when you press Return.
• Fixed: the X on the Premium screen did not close it.
• Fixed: with "Remove the sample household first" on, an import could remove entries that were not part of the sample.
Tell us what to improve at https://fullgrove.com/support

### 1.0.3 — 2026-10-04

Your ledger moves to a new storage format, and Home shows three lines.
• First launch after the update: the app copies your ledger to the new format, compares every row, then switches. A progress screen shows it.
• Home shows today, coming up and over time. Its totals count every entry, including one typed after an account's last recorded balance.
• A bank or card alert that does not clearly describe a purchase asks "Is this a purchase?" before making an entry.
• Interest plan: from the rates you wrote down, see how your own deposit accounts could earn more, with steps to follow.
• Backup, restore, export and reading a MoneyWiz database show progress. A backup or restore that did not finish says so.
• The Ledger's search is faster on many years of entries.
• Assets (holdings, deposits and bonds, loans), a quarterly review and a weekly digest.
• Scheduled backup to a folder you choose, and CSV or Excel from reports.
Tell us what to improve at https://fullgrove.com/support

### 1.0.2 — 2026-10-02

What's new in 1.0.2
• Four tabs: Accounts, Reports, Scheduled and Settings. One bar on every tab searches, asks the assistant and brings things in.
• New entry: type or say one line. The amount, account and category fill in, with suggestions from entries like it.
• Yearly duties for Taiwan in Scheduled: licence tax, fuel fee, tax filing, house and land tax, with reminders ahead of time.
• Trips: see what a trip cost against its budget, then plan the next one from it.
• Set money aside for a known bill while it stays in its account.
• Net worth day by day, reports you can tap into, and a map of where you spent.
• Accounts show how easily each one can be spent, including payouts still on the way.
Tell us what to improve at https://fullgrove.com/support

### 1.0 — 2026-10-02

No release notes.

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All apps by CHEN GUAN-JHEN: https://appshunter.io/developer/1168936144

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-13.*