# Net Worth Tracker: Mintly — money manager & budget planner

> Finance tracker focusing on account balance changes and major transactions. (iPhone/iPad app by XIANG LI.)

- Source: https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950 (this page in markdown: same URL + `.md`)
- Developer: [XIANG LI](https://appshunter.io/developer/1482267668)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 3.00/5 from 2 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 8 MB
- Languages: German (Germany), British English, French (France), Japanese, Korean, Swedish, European Spanish, Chinese (Traditional, Hong Kong SAR China), Chinese (Simplified, China)
- Released: 2024-11-04
- Data updated: 2026-08-18
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950/reviews.md

## What is Net Worth Tracker?

Are You Lost in the Maze of Modern Finance?

A few years ago, I found myself tangled in the complexities of modern life—scattered accounts, endless bills, and countless small transactions. Like many others, I turned to traditional expense tracking apps, hoping to bring order to the chaos.

At first, I was enthusiastic, logging every coffee and lunch. But soon, the process became overwhelming. The daily disruptions, the dreaded chore of sorting receipts, and the anxiety of falling behind turned tracking into a burden rather than a solution.

Why Traditional Expense Tracking Falls Short

Recording every expense might seem ideal, but it’s exhausting:
 • Disruptive: Logging each purchase interrupts your day.
 • Time-Consuming: Sorting through receipts takes longer than you expect.
 • Overwhelming: Missing a few days creates a backlog that’s hard to overcome.

This approach may work for some, but I knew I needed something simpler, more flexible, and sustainable.

Introducing Mintly: See the Big Picture

That’s why I created Mintly—a tool designed to simplify financial management by shifting the focus from every little detail to the bigger picture. Mintly emphasizes two key aspects:
 1. Account Balance Changes, By tracking your total balances at regular intervals, Mintly gives you a clear and comprehensive view of your financial health
 2. Significant Income and Expenses, Instead of logging every transaction, focus on:
      • Regular income (like your salary or investment returns).
      • Major expenses (such as rent or large purchases).

This method highlights what truly matters, leaving you free from the endless

How Mintly Makes a Difference

With Mintly, managing your finances becomes simpler and more meaningful:
 • Save Time: Just 15 minutes a week is enough to stay on top of your finances.
 • Reduce Stress: Focus on what truly matters, without the burden of logging every minor expense.
 • See the Big Picture: Understand your financial trends and trajectory at a glance.

By shifting your focus to the growth of your balance and major money movements, Mintly helps you stay in control without feeling overwhelmed.

Real Results

Since adopting this method, I’ve experienced:
 • 80% Less Time Spent Tracking: No more daily disruptions.
 • A Clearer Picture of Financial Health: Easily understand where my money goes.
 • Better Decision-Making: With less clutter, it’s easier to plan big purchases.
 • More Freedom to Focus on Growth: Instead of tracking every coffee, I can think about growing my wealth.

See the Forest, Not Just the Trees

Traditional methods of expense tracking often focus on counting every leaf, every branch, and every tree. But sometimes, seeing the forest is more important than counting every tree.

With Mintly, you’ll discover a simpler way to understand and manage your finances. 
Try Mintly today and experience the difference for yourself!

#About Subscription
- Mintly currently offers monthly and annual membership options for purchase;
- Fees will be charged to your iTunes account upon confirmation of purchase;
- Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends;
- Your account will be charged again within 24 hours prior to the end of the current paid period;
- The annual membership renewal price is $29.99;
- The monthly membership renewal price is $2.99;
- You can manage your subscription and turn off auto-renewal in your account settings after purchase;
- If your trial has not yet ended, the remaining days will automatically expire once you start your subscription;

# Terms of Service: https://sprout-garlic-658.notion.site/Mintly-Terms-of-Service-12f2c252c47e80689e2bcc4880eba810?pvs=4

# All personal data will be processed in accordance with Mintly’s privacy policy and terms. 
Please click the link for more details: https://sprout-garlic-658.notion.site/Mintly-Privacy-Policy-1282c252c47e8098b2acd7cf59f2163f?pvs=4

## Key features

- Track account balance changes
- Focus on significant income/expenses
- Save time with weekly tracking
- Reduce financial stress
- Gain a big picture financial view
- Improve financial decision-making

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual | $4.99 | per year |
| Monthly | $0.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $6.99 | one-time |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950/reviews.md

### 5/5 — 完美的记账软件

*2025-06-22*

非常不喜欢记流水账，开发者的理念非常契合我的生活习惯，而且特别听劝，当天反馈一个问题第二天就更新了！支持！

### 5/5 — 好用

*2025-03-29*

设计理念很棒，如果可以增加定期提醒就完美了，这也是资产动态的一部分

### 5/5 — Good

*2025-01-14*

不错哟好用

### 5/5 — 动画很丝滑！

*2025-01-09*

动画丝滑，记账很方便

## Frequently asked questions about Net Worth Tracker

### What is Mintly's primary focus for financial tracking?

Mintly prioritizes tracking account balance changes and significant income and expenses, rather than logging every minor transaction. This approach aims to provide a clearer overview of financial health with less effort.

### How much time does Mintly require for financial tracking?

Mintly is designed to save users time, with the developer stating that just 15 minutes a week is enough to stay on top of finances. This is a significant reduction compared to traditional methods that require daily logging.

### What are the subscription options for Mintly?

Mintly offers both monthly and annual membership options. The annual plan is priced at $4.99 per year and includes a 7-day free trial.

### Is Mintly available on multiple devices?

Yes, Mintly is supported on both iPhone and iPad devices, allowing users to manage their finances across different Apple platforms.

### How does Mintly compare to traditional expense tracking apps?

Unlike traditional apps that require logging every purchase, Mintly focuses on the bigger picture of account balance changes and major financial events. This method is intended to be less disruptive and overwhelming for users.

### What is the user sentiment regarding Mintly?

Mintly has received a perfect rating of 5.0 stars from its available ratings, indicating a highly positive user reception based on the current data.

### How often is Mintly updated?

The latest version of Mintly, 1.4.0, was last updated on August 7, 2025. This indicates a recent update and ongoing development for the application.

### What is the age rating for Mintly?

Mintly has an age rating of 4+, making it suitable for a wide range of users, including younger individuals who may be starting to learn about financial management.

## Version history (last 5 releases)

### 1.4.0 — 2025-08-07

Minor fixes and improvements

### 1.3.9 — 2025-06-19

Minor improvements and adjustments

### 1.3.8 — 2025-01-27

Fixed the issue where a blank page appeared after switching to the background and returning while updating assets. Wishing everyone a happy Spring Festival!

### 1.3.7 — 2025-01-13

Collapse Archived Content, Minor Fixes and Adjustments

### 1.3.6 — 2025-01-08

Minor Fixes and Adjustments

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## More apps by XIANG LI

- [花哪了 \| 简单好用的记账工具 & 预算管理软件](https://appshunter.io/ios/app/and/id1490230617)
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- [Relive Photo Stories - Phomus](https://appshunter.io/ios/app/relive-photo-stories-phomus/id6748335312)
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All apps by XIANG LI: https://appshunter.io/developer/1482267668

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*
