# Net Worth Tracker - Netvo — Wealth Tracker & Ai Insights

> Private net worth and personal finance tracker with AI insights. (iPhone/iPad app by Ahzin Razal.)

- Source: https://appshunter.io/ios/app/net-worth-tracker-netvo/id6762656418 (this page in markdown: same URL + `.md`)
- Developer: [Ahzin Razal](https://appshunter.io/developer/1894946223)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 21 MB
- Languages: American English
- Released: 2026-04-24
- Data updated: 2026-08-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/net-worth-tracker-netvo/id6762656418/reviews.md

## What is Net Worth Tracker?

You worked hard for it. Netvo helps you see all of it in one calm, beautiful place.

Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it.

Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. 
It gives you a live, private picture of exactly where you stand. No bank login. No ads. No data leaving your phone.


WHAT YOU CAN TRACK

Cash and Banking:
• Cash, checking, and savings in 150+ currencies
• Money owed to you and money you owe
• Credit cards, loans, and mortgages

Investments:
• Stocks, crypto, precious metals, property, and vehicles
• Live prices: stocks, crypto, exchange rates, metals updated on refresh

Bills and Subscriptions:
• Every subscription and one-off future payment
• Archive paused items without losing history
• Reminders and total monthly spend at a glance

AI INSIGHTS

Overview: Ai projects your net worth trajectory from your real history.
Spending: Ai surfaces patterns across your subscriptions and planned payments.
Goals: Ai gives personalised commentary on your pace and deadline.

All private. All on-device. No bank link required.


GOALS

• Set targets tied to net worth, a category, an account, or total debt
• Live progress ring updates as your numbers change
• Ai projects your deadline based on your actual pace


MILESTONES

• Unlock achievements as your wealth grows
• Every milestone saved with the exact date you unlocked it





CSV EXPORT AND IMPORT

• Export everything: accounts, entries, snapshots, plan items, goals, milestones
• Import back on any device. Nothing locked in.


PRIVATE BY DEFAULT

• No Netvo account required
• No servers, no ads, no analytics
• Runs entirely on your device
• Optional iCloud sync through your own Apple account



____________





NETVO PRO

7-day free trial unlocks:
• Unlimited accounts
• All themes and color palettes
• iCloud sync across devices
• Custom reminders
• Ai Insights
• Priority support

Cancel anytime, no hassle.


Subscription details
Netvo Pro is available as:
• An auto-renewing yearly subscription with a 7-day free trial for new subscribers
• A one-time lifetime purchase with no recurring billing

Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings.

Privacy Policy: https://netvo.app/privacy
Terms of Use (EULA): https://netvo.app/terms

## Key features

- Private net worth tracking
- No bank account linking required
- Track cash, investments, and bills
- AI-powered financial insights
- Goal setting and progress tracking
- CSV export and import
- On-device data processing

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Netvo Pro Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Netvo Pro Lifetime | $49.99 | one-time |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/net-worth-tracker-netvo/id6762656418/reviews.md

### 5/5 — Beautiful and Thoughtfully Designed, but Needs Historical Snapshot Import

*2026-07-27*

I’ve been really enjoying using Netvo. The UI is clean, modern, and beautiful, and it’s one of the few apps that focuses on net worth tracking instead of traditional expense budgeting. It feels lightweight, intuitive, and genuinely pleasant to use.

My biggest request is the ability to import historical snapshots (or historical net worth data). New users often have years of existing financial history, but currently there’s no easy way to bring that into Netvo. As a result, the wealth charts, trends, milestones, and AI insights all start from zero, making the trial experience much less meaningful.

Even a simple CSV import for historical snapshots would make a huge difference. It would allow users to immediately see their long-term wealth journey and fully appreciate what Netvo has to offer.

Overall, this is a fantastic app with a lot of potential. I’m looking forward to seeing how it continues to evolve!

### 5/5 — easy networth app for beginers

*2026-04-26*

this app is easy to use and helpfull for meaning personal finance

**Developer response:** Thank you, Shibila

### 5/5 — Good one

*2026-04-26*

Smooth experience and great interface.love it

**Developer response:** Thanks 🙏

### 4/5 — Simple & Stress-Free Finance Tracking

*2026-04-26*

Super easy to use and very well organized. 🙂
tracking my finances simple and stress free. 
Love how smooth and fast the app.

### 5/5 — Easy to use

*2026-04-26*

Very helpful for tracking net worth. UI is simple and intuitive.

**Developer response:** Appreciate the kind words! Thanks for using our app 😍

## Frequently asked questions about Net Worth Tracker

### Does Netvo have ads?

No, Netvo is ad-free. The app explicitly states 'No ads' and 'No data leaving your phone', ensuring a clean user experience.

### How much does Netvo cost?

Netvo is free to download and use. A premium subscription, Netvo Pro, offers additional features like unlimited accounts and iCloud sync, available as a yearly subscription or a one-time lifetime purchase.

### What devices does Netvo support?

Netvo is available on iPhone and iPad, indicated by its support for these devices.

### How often is Netvo updated?

The latest version, 2.1.0, was released on June 23, 2026, suggesting a recent update. The app was initially released on April 24, 2026.

### Is Netvo secure?

Yes, Netvo prioritizes privacy and security by running entirely on your device with no servers or data leaving your phone. It does not require bank logins.

### Can I sync Netvo across devices?

Yes, iCloud sync across devices is available with Netvo Pro, which requires a subscription. This feature allows you to access your financial data on multiple Apple devices.

### What are the benefits of Netvo Pro?

Netvo Pro unlocks unlimited accounts, all themes and color palettes, iCloud sync, custom reminders, AI Insights, and priority support. It is available via a 7-day free trial.

### What is the age rating for Netvo?

Netvo has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 2.1.2 — 2026-07-29

Refined and polished this week:

Broader currency support, including the Costa Rican Colón and more of Central and South America.

More polished Ai Insights, with smoother projections and trends.

More refined balances for accounts held in your local currency, matching exactly what you enter.

A cleaner transaction history, free of extra lines from everyday rate movement.

Each currency now shown with the exact decimals it uses.

Sharper number formatting across your account screens.

We refine Netvo a little more every week. Thank you for being here.

### 2.1.1 — 2026-06-29

Refined and polished this week:

Sharper, cleaner Ai Insights for smoother projections and trends.

More refined multi-currency totals across the home screen, accounts, and widget.

Live prices now refresh automatically when you open the app.

A cleaner History view, including the date of your all time high.

More polished demo mode, account ordering, and sharing.

We refine Netvo a little more every week. Thank you for being here.

### 2.1.0 — 2026-06-23

• Smoother, faster iCloud sync — your accounts, subscriptions, and goals stay in step across iPhone, iPad, and Mac, with quicker cross-device updates.
• Everything now shows in your chosen currency — balances, stocks, and milestones — with no drift.
• Smarter stocks: backdated purchases, editable prices, one-tap live prices, and correct values for foreign-listed shares.
• Stronger backups that include your subscriptions and goals.
• Performance and reliability improvements.

Thanks for using Netvo — Have an idea or spotted something? We read every message.

### 2.0.2 — 2026-06-15

Weekly update — your feedback shapes Netvo.

• Smarter Ai Insights: fairer score on debt-only accounts, honest projections with locked-until-ready forecasts, debt framed as a goal to close, in-debt progress shown as "% of the gap to positive"
• Crash fix when adding entries on iPad and Mac
• Widgets now follow your chosen currency
• Decimal input now accepts comma (10,30 = 10.30) for Norwegian, German, French and other locales
• Indian lakh grouping (3,62,875.15) parsed correctly
• Tracker: Mark a subscription paid from the row's long-press menu
• Investment holdings show this month's change
• History "Current" and monthly breakdown now match across currencies
• Performance polish under the hood

Keep the feedback coming - we ship improvements every week.

### 2.0.1 — 2026-06-10

This update makes Netvo smarter and smoother:
• Improved performance across the app
• Smarter Ai Insights — more honest projections and debt-aware coaching
• Loans & debts now tracked more clearly — record entries as "Owe More" or "Pay Down"
• Bug fixes for net worth calculation, history chart, goals and milestones

Thanks for tracking with Netvo. Spotted something off? Tell us at hello@netvo.app

## More apps by Ahzin Razal

- [Ai Expense Tracker - Boxit Ai](https://appshunter.io/ios/app/ai-expense-tracker-boxit-ai/id6773946709)

All apps by Ahzin Razal: https://appshunter.io/developer/1894946223

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*
