# Net Worth Tracker: Worthtally — Wealth, Assets & Debt Log

> Private, local-first net worth tracker for assets, crypto, investments, and debt. (iPhone/iPad app by Jawahar Natarajan.)

- Source: https://appshunter.io/ios/app/net-worth-tracker-worthtally/id6772852333 (this page in markdown: same URL + `.md`)
- Developer: [Jawahar Natarajan](https://appshunter.io/developer/6772381065)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 67 MB
- Languages: American English, Arabic, Danish, Dutch, Finnish, French (France), German (Germany), Hebrew, Hindi, Indonesian and 14 more
- Released: 2026-07-02
- Data updated: 2026-09-22
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/net-worth-tracker-worthtally/id6772852333/reviews.md

## What is Net Worth Tracker?

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number.
Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline.

Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows.

TRACK EVERYTHING YOU OWN AND OWE
• Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards
• Multi-currency with live exchange rates, shown in your home currency
• A net worth snapshot whenever you want one, with 90 days of history free

SEE IT CLEARLY
• Net worth trend and asset allocation at a glance
• A full activity ledger with search, so every deposit, transfer and payment is on record
• Savings goals with progress you can see

PLAN AHEAD
• FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers
• Snapshot reminders so the trend never has gaps

YOURS, ALWAYS
• CSV import with a column mapping step, so your spreadsheet comes with you
• Export to CSV, JSON or Markdown at any time. Backup and restore are free
• Optional PIN or biometric app lock

PRIVATE BY DESIGN
No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings.

WORTHTALLY PRO
Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock.

Worthtally is a tracking tool for your own records. It does not give financial advice.

Terms of Use: https://trueframedigital.app/worthtally/terms
Privacy Policy: https://trueframedigital.app/worthtally/privacy

## Key features

- Unlimited free accounts for cash, crypto, and debt
- Net-worth trend visualization
- Live crypto and exchange rate updates
- Asset allocation overview
- What-if scenarios and retirement planner
- Data export to CSV/JSON
- Private, local-first data storage

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/net-worth-tracker-worthtally/id6772852333/reviews.md

### 4/5 — Love it!

*2026-07-12*

I have accounts in different currencies plus some crypto, and this is the first app that shows it all as one number in my home currency without needing a login. Live rates, clean charts, works on my Mac and iPhone. Highly recommend.

**Developer response:** Thank you! Multi-currency and crypto in one home-currency number, with no login, is exactly what Worthtally is built for. Glad it works well across your Mac and iPhone.

## Frequently asked questions about Net Worth Tracker

### What is Worthtally?

Worthtally is a private, local-first net worth tracker that allows you to monitor all your assets and liabilities. It helps you visualize your financial growth and plan for the future without storing your data on a server.

### Is Worthtally free to use?

The core tracking features of Worthtally, including unlimited accounts, are free. An upgrade to Worthtally Pro is available for advanced features like full history, what-if scenarios, and tax exports.

### What kind of assets can I track with Worthtally?

You can track a wide range of assets and debts, including cash, savings, brokerage accounts, cryptocurrency, real estate, and loans. Unlimited accounts are available for free.

### How does Worthtally ensure privacy?

Worthtally is designed with privacy in mind, using a local-first approach where your financial data stays on your device. There is no account creation or cloud synchronization required.

### Can I export my data from Worthtally?

Yes, you can export your financial data from Worthtally to CSV or JSON formats at any time. This feature is included in the Pro version for tax-year packs.

### Does Worthtally have ads?

No, Worthtally does not contain advertisements. The app is ad-free, focusing on providing a clean and uninterrupted user experience.

### What devices is Worthtally available on?

Worthtally is available on Mac, iPhone, iPad, and iPod. It is designed to work across Apple's ecosystem.

### How often is Worthtally updated?

Worthtally was last updated on July 9, 2026, with version 1.3. This indicates a recent update, suggesting ongoing development and support.

## Version history (last 5 releases)

### 1.6.0 — 2026-09-15

• New Home Screen widgets show your net worth and how it changed. The medium widget adds one-tap buttons to add a transaction or take a snapshot, plus your 90-day trend with Pro
• Add a transaction from Control Center, or use Shortcuts to start a transaction, take a snapshot or check your net worth
• Planners now tell you when a change could not be saved, and keep what you typed
• Bug fixes and improvements

### 1.5 — 2026-09-01

• Backup improvements: save your backup anywhere with the system save dialog, or send a copy to another app
• More reliable backup restore
• Refreshed icons and a smaller download
• Performance improvements and minor fixes

### 1.4 — 2026-07-24

• Worthtally now speaks 11 more languages: Danish, Norwegian, Polish, Russian, Swedish, Thai, Turkish, Vietnamese, Traditional Chinese, Finnish, and Hebrew
• Receipt scan can now use the camera directly, with smarter merchant detection
• Save backups to any folder you choose, alongside iCloud Drive
• Clearer Touch ID / Face ID prompts for app lock
• Fixes: Traditional Chinese display, Turkish lira formatting, translated what-if labels

### 1.3 — 2026-07-09

• Bank CSV import now ignores stale saved mappings that could put dates in the amount column
• Smarter debit/credit detection for split-column CSVs, including DR/CR statement exports
• Safer regional currency defaults for fresh installs without changing existing data

### 1.2 — 2026-07-08

• Import bank statements straight from Excel (XLSX) files — no conversion needed
• Smarter bank CSV import: date format, headers, and columns are detected automatically
• Activity filters: quick date presets, tap a chip again to deselect, and a live result count

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## More apps by Jawahar Natarajan

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All apps by Jawahar Natarajan: https://appshunter.io/developer/6772381065

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-22.*