# NETO - Control de Gastos — Finanzas Privadas y 50/30/20

> Finanzas Privadas y 50/30/20 (iPhone/iPad app by JORGE ANTONIO CALVO SANZ.)

- Source: https://appshunter.io/ios/app/neto-control-de-gastos/id6760717286 (this page in markdown: same URL + `.md`)
- Developer: [JORGE ANTONIO CALVO SANZ](https://appshunter.io/developer/1885878338)
- Category: Business, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.2 · 7 MB
- Languages: English
- Released: 2026-03-19
- Data updated: 2026-07-01
- User reviews in markdown: https://appshunter.io/ios/app/neto-control-de-gastos/id6760717286/reviews.md

## What is NETO?

NETO is not just another expense tracker; it’s your financial brain. Unlike other apps that only look at the past, NETO looks at the future. It calculates exactly how much money you have left to spend today without compromising your savings or upcoming bills.

Everything is wrapped in an exquisite glassmorphism interface with native dark mode, designed to be as fast as you are.

PREMIUM FEATURES:

• AI Receipt Scanner: Stop typing. Take a photo of your receipt and our advanced AI will automatically extract the amount, date, merchant, and assign the proper category. 
• Shortcuts Automation: Automatically log all payments made with your iPhone via Apple wallet into NETO. Set it up once and forget about manual tracking. 
• Total Bank Mode: Know exactly how much money you have in your bank account. Enter your starting balance and the app will track your transactions without ever needing to connect to your bank (for ultimate security). 
• Subscription Manager: Keep track of your recurring payments (Netflix, Gym, Rent). NETO knows when the next charge is coming and preemptively deducts it from your budget. 
• Control Center & Widgets: Add expenses without opening the app via the native iOS Control Center button. Dynamic widgets show your balance in real-time. 
• 50/30/20 Rule: Automatic analysis of your financial habits. Discover if you are spending too much on wants or if your needs are suffocating your savings strategy.

RADICAL PRIVACY (Local-First Architecture) Your finances are yours. NETO uses no servers, requires no accounts, and has zero tracking. Your data lives encrypted exclusively on your device. NETO works perfectly offline, instantly available with the speed of a local database.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| NETO PRO Mensual | $2.99 | per month |
| NETO PRO anual | $17.99 | per year |



## Version history (last 5 releases)

### 1.352 — 2026-06-26

Choose your subscription frequency quickly and easily

### 1.341 — 2026-05-20

Errors correction

### 1.34 — 2026-05-03

Swipe left to delete

### 1.32 — 2026-04-29

This new version gives you full control over your wealth. You can include the money you have saved in interest-bearing accounts, as well as any shares, investment funds, fixed-term deposits, pension plans, and more.

### 1.25 — 2026-04-20

We're introducing "Total Bank Mode"! Now you can track your total bank balance seamlessly, with personalized widgets and automated settings. We've also added full English support and squashed some minor bugs.

## More apps by JORGE ANTONIO CALVO SANZ

- [ATHENA - Fitness en Casa](https://appshunter.io/ios/app/athena-fitness-en-casa/id6761686671)

All apps by JORGE ANTONIO CALVO SANZ: https://appshunter.io/developer/1885878338

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*