# Nett Income & Expense Tracker — No signup. Data on your phone.

> No signup. Data on your phone. (iPhone/iPad app by Nithin Raj Vempati.)

- Source: https://appshunter.io/ios/app/nett-income-and-expense-tracker/id6775464830 (this page in markdown: same URL + `.md`)
- Developer: [Nithin Raj Vempati](https://appshunter.io/developer/6775384976)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 18 MB
- Languages: American English
- Released: 2026-06-24
- Data updated: 2026-07-24
- User reviews in markdown: https://appshunter.io/ios/app/nett-income-and-expense-tracker/id6775464830/reviews.md

## What is Nett Income & Expense Tracker?

Nett is a personal finance app that gets out of your way.

No account to create. No bank to connect. Open it, add what you spent or earned, and close it. That's the whole thing.

Your data lives on your iPhone. Nett is local-first — nothing syncs to an external server by default. If you want a backup, export to iCloud Drive manually. Everything else stays on your device, in your control.


Spaces

Create separate budget spaces for different parts of your life — personal spending, a freelance project, shared household costs. Each Space is its own complete tracker with its own categories, budgets, and history.


Budgets

Set monthly spending limits per category and see at a glance what's left. No dashboards to interpret — just a number and how far you are from it.


Goals

Add a savings goal, give it a target, and deposit toward it over time. Nett tracks your progress automatically.


Reports

Monthly income vs. expense summaries. Category breakdowns. Full transaction history. Export as Excel or PDF for taxes, accountants, or your own records.


Pricing

Free includes unlimited transactions, budgets, goals, and reports.

Nett Premium adds unlimited Spaces and advanced reports — available as a yearly plan or a one-time lifetime purchase. No subscription required for the basics.

No ads. No data sold. No account required, ever.


Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Nett Premium | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Nett Premium | $49.99 | one-time |



## Version history (last 4 releases)

### 1.0.9 — 2026-07-17

• Terms of Use is now linked in Settings
• Importing and exporting your data is more reliable
• Fixed currency selection issues
• General stability improvements

### 1.0.2 — 2026-07-07

Fixed: editing a transaction amount now saves correctly without needing to tap OK first.
Fixed: tapping +, −, ×, ÷ no longer erases an existing amount.
App now stays locked in portrait orientation.

### 1.0.1 — 2026-06-30

This update fixes an issue with the carry-over balance shown on the Transactions screen, plus new features:

• Fixed an issue where the carry-over / opening balance could show an incorrect amount
• Added multi-currency support — set a primary currency per Space
• Redesigned payment tracking — log partial or advance payments with due dates and pending amounts (Business & Trip spaces)
• Recurring transactions now show their frequency and are grouped by Space
• Various smaller improvements and bug fixes

### 1.0 — 2026-06-24

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-24.*