# NettUp — Smart Money Manager > Personal finance manager for tracking, planning, and debt management. (iPhone/iPad app by MARTIN JAVIER CARBONELL COLON.) - Source: https://appshunter.io/ios/app/nettup/id6757171117 (this page in markdown: same URL + `.md`) - Developer: [MARTIN JAVIER CARBONELL COLON](https://appshunter.io/developer/1865047731) - Category: Finance, Utilities - Price: $2.99 - Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 31 MB - Languages: English - Released: 2026-01-11 - Data updated: 2026-06-01 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/nettup/id6757171117/reviews.md ## What is NettUp? TAKE CONTROL OF YOUR FINANCES WITH NETTUP NettUp is a powerful, intuitive personal finance app - born from a trusted desktop tool that users asked to take everywhere. Now optimized for mobile, NettUp helps you understand, plan, and take control of your money with confidence. TRACK EVERYTHING IN ONE PLACE Organize your income, expenses, and debts in a single dashboard. Instantly see where your money goes each month with clear, actionable insights. PAY PERIOD PLANNING Most budget apps ignore how you actually get paid. NettUp doesn't. Plan your finances around your paycheck schedule - weekly, bi-weekly, or monthly - and see exactly what bills and expenses fall into each pay period. CREDIT CARD PAYOFF CALCULATOR Create a clear path to becoming debt-free using: • Avalanche method (save on interest) • Snowball method (build momentum) See how extra payments shorten your payoff timeline and reduce total interest. SMART 6-MONTH PROJECTIONS Visualize your financial future: • Watch debts decrease over time • See expenses drop as balances are paid • Track savings growth month by month SAVINGS GOALS WITH MILESTONES Set goals for emergencies, vacations, or major purchases. Stay motivated with progress milestones at 25%, 50%, 75%, and 100%. PROFESSIONAL PDF REPORTS Generate clean, professional financial summaries you can print, save, or share with a financial advisor. Perfect for reviews and planning sessions. MULTI-LANGUAGE SUPPORT Available in 5 languages: English, Spanish, French, German, and Italian. SECURE AND PRIVATE BY DESIGN Your data stays on your device. • No accounts required • No cloud tracking • Protected by Face ID, Touch ID, or passcode Your finances remain yours - always. OPTIONAL ICLOUD SYNC Sync seamlessly between your iPhone and iPad when you choose. BEAUTIFUL THEMES Customize your experience with Light mode, Dark mode, or Spy Mode - a unique terminal-style hacker aesthetic. DOWNLOAD NETTUP TODAY Take full control of your money - clearly, privately, and on your terms. ## Key features - Income and expense tracking - Pay period budgeting - Debt payoff calculator (avalanche/snowball) - 6-month financial projections - Savings goals with milestones - Professional PDF reports - Secure on-device data storage ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/nettup/id6757171117/reviews.md ### 5/5 — You need this app! *2026-02-22, version 1.1.1* If you want to budget, set goals and make good financial decisions, this is the app to get. Easy to understand and to use. 100% recommended. ### 5/5 — Great App! *2026-01-19, version 1.1.0* I loved how easy it was to organize my finances so simply and easily. I recommend it 100%. ## Frequently asked questions about NettUp ### What is NettUp? NettUp is a personal finance app designed to help users track income, expenses, and debts. It offers features like pay period planning, debt payoff calculators, and financial projections. ### How much does NettUp cost? NettUp is a paid application priced at $2.99. This one-time purchase grants access to all its features. ### Is NettUp secure? Yes, NettUp is designed with security and privacy in mind. Your financial data stays on your device and is protected by Face ID, Touch ID, or passcode, with no accounts or cloud tracking required. ### What devices does NettUp support? NettUp is available for iPhone, iPad, and iPod. It also offers optional iCloud sync for seamless data transfer between your iPhone and iPad. ### Does NettUp have ads? No, NettUp does not contain advertisements. As a paid application, it provides an ad-free experience for users. ### How often is NettUp updated? NettUp was last updated on January 27, 2026, with version 1.1.1. The release date was January 11, 2026, indicating relatively recent development activity. ### Can I use NettUp for debt payoff strategies? Yes, NettUp includes a credit card payoff calculator that supports both the avalanche method (to save on interest) and the snowball method (to build momentum). ### Does NettUp offer financial reports? NettUp allows you to generate clean, professional PDF reports of your financial summaries. These reports can be printed, saved, or shared with a financial advisor. ## Version history (last 3 releases) ### 1.2.0 — 2026-04-13 - Payment plan provider logos (Affirm, Klarna, and more) - Provider selector when adding payment plans - First payment date picker with auto-calculated payments remaining - Smart calculator with amortization math - Debt type icons on all debt cards - Fixed emergency fund calculation (now based on 6 months of expenses + debt payments) ### 1.1.1 — 2026-01-27 What's New in Version 1.1.1: - Fixed iCloud sync between devices: Changes made on one device now appear on your other devices automatically - Fixed "Sync Now" button to properly pull latest data from iCloud - Fixed celebration popups appearing repeatedly when importing data - Bug fixes and stability improvements ### 1.1.0 — 2026-01-12 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*