# Networo: Net Worth Tracker — Private wealth & FIRE planner > Private net worth tracker and financial independence planner. (iPhone/iPad app by Networo LLC.) - Source: https://appshunter.io/ios/app/networo-net-worth-tracker/id6810075074 (this page in markdown: same URL + `.md`) - Developer: [Networo LLC](https://appshunter.io/developer/6810075076) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 71 MB - Languages: American English - Released: 2026-10-01 - Data updated: 2026-11-06 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/networo-net-worth-tracker/id6810075074/reviews.md ## What is Networo? Networo is a net worth tracker for people who want to see the whole picture without handing over their bank logins. Add what you own and what you owe. Update the values when they change. Networo keeps every value you have ever entered as a timestamped snapshot, so your history is never overwritten, and draws one continuous line from your first entry to the date you reach financial independence. PRIVATE BY DEFAULT Bank sync is optional and always has been. You can run Networo for years without connecting a single account. Nothing is sold, and the AI coach never stores your questions. YOUR RECORD, KEPT PROPERLY • Unlimited assets and liabilities, in 30 currencies • Every change saved forever as a timestamped snapshot, never overwritten • Switch currency and convert your whole history once, at the real ECB rate • Import a spreadsheet by CSV, export any time • Optional bank sync, never required UNDERSTANDING WHAT HAPPENED • Your net worth trend from the first value you recorded to today • Category breakdown and a money-flow view of where it all sits • Your line against the S&P 500 and inflation, so growth is real, not nominal • What moved since you last looked, broken down by account • How you compare to your age group, from Federal Reserve survey data DECIDING WHAT TO DO NEXT • Your financial independence date, recalculated as your numbers change • Monte Carlo simulation across thousands of market outcomes • What-If scenarios: model a raise, a house, a career break, side by side • A debt payoff planner comparing avalanche and snowball • A financial health score, and the four things dragging it down • An AI coach that answers questions about your actual numbers STAYING WITH IT • Milestones and a yearly Wrapped, because progress you cannot see is progress you abandon • A monthly close that updates every account in under a minute • Share with a partner, with view-only or edit access BUILT FOR A PHONE • Works offline. Add and update values with no signal; they sync when you are back. • Optional Face ID or Touch ID lock on the app itself. PROTECTED LIKE IT MATTERS • Bank-level encryption: your balances, account names and notes are encrypted with AES-256 before they are saved, so even a stolen copy of our database would be unreadable. • No bank password required, ever. Bank sync is optional and off by default. • Your figures are hidden in the app switcher. • Never sold, never shared with advertisers or data brokers. • Export everything as CSV for free, or delete your account and your data is erased and any subscription cancelled first. Read how it works: networo.com/security PRICING Networo is free to use. Networo Pro unlocks bank sync, up to 3 What-If scenarios, Monte Carlo, household sharing and PDF reports, at $4.99/mo or $39/yr. Prices are shown in your own currency at checkout. Networo is a tracking and planning tool, not financial advice. Terms of Use: https://networo.com/terms Privacy Policy: https://networo.com/privacy ## Key features - Private net worth tracking - Unlimited assets and liabilities - Timestamped historical snapshots - Financial independence projections - Monte Carlo simulations - AI financial coach - Offline functionality ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Networo Pro Monthly | $4.99 | per month | | Networo Pro Yearly | $39.00 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Networo Pro Lifetime | $99.00 | one-time | ## Is Networo safe? Not enough ratings yet to assess Networo. ## Is Networo legit? Networo: Net Worth Tracker has limited verification signals. The AppsHunter Legitimacy Score for Networo is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/networo-net-worth-tracker/id6810075074/reviews.md ### 5/5 — Simple, Clean, and Exactly What I Needed! *2026-10-07* Great app for tracking my net worth and keeping all my finances in one place. The interface is clean, intuitive, and makes it easy to see my overall financial picture at a glance. Highly recommend for anyone looking to stay on top of their finances! ## Frequently asked questions about Networo ### What is Networo? Networo is a private net worth tracker and financial independence planner. It allows users to manually input their assets and liabilities to visualize their financial progress and plan for future goals without requiring bank login credentials. ### Is Networo free to use? Yes, Networo offers a free version that includes core net worth tracking features. A premium subscription, Networo Pro, unlocks advanced features like bank sync, multiple 'What-If' scenarios, Monte Carlo simulations, and household sharing. ### What are the subscription costs for Networo Pro? Networo Pro is available for $4.99 per month or $39.00 per year. Prices are displayed in your local currency at checkout. The subscription unlocks features such as bank sync, multiple 'What-If' scenarios, Monte Carlo simulations, and PDF reports. ### Does Networo have ads? No, Networo does not contain advertisements. The app is free to use for its basic features, with an optional subscription for advanced functionalities. ### How secure is my financial data with Networo? Networo employs bank-level encryption (AES-256) to protect your balances, account names, and notes. Bank sync is optional and off by default, and no bank passwords are ever required. Your data is never sold or shared with advertisers or data brokers. ### Can I use Networo offline? Yes, Networo is built to work offline. You can add and update values without a signal, and the data will sync automatically once you are back online. ### What devices does Networo support? Currently, Networo is supported on iPhone devices. The app is designed for mobile use and offers optional Face ID or Touch ID lock for added security. ### How often is Networo updated? Networo was last updated on October 8, 2026, with version 1.0.2. The app is actively developed, ensuring ongoing improvements and feature enhancements. ## Version history (last 3 releases) ### 1.0.2 — 2026-10-08 This update makes Networo easier to read at large text sizes: • At the largest text sizes, account names, categories and plan names stay whole instead of breaking mid-word. • Cash flow, velocity and FIRE figures fit on one line. • The Gold comparison line stays inside the projection chart. • Home no longer jumps when the setup card appears. • Small fixes and polish throughout. ### 1.0.1 — 2026-10-06 This update makes Networo clearer and easier to use: • FIRE now tells you when you have already reached financial independence. • The Monthly Close no longer comes back once you have closed the month. • Larger text sizes now fit properly across the app. • Setting a goal celebrates the milestone straight away. • Chart labels and the projection view read correctly. • Small fixes and polish throughout. ### 1.0 — 2026-10-02 No release notes. ## Apps similar to Networo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monlio: Money & Wealth Tracker](https://appshunter.io/ios/app/monlio-money-and-wealth-tracker/id6787917830) | — | Free | Finance | | [Bluebird App](https://appshunter.io/ios/app/bluebird-app/id566645291) | 4.7 (22,460) | Free | Finance | | [Zaggle®](https://appshunter.io/ios/app/zaggle/id1030365320) | 4.0 (21) | Free | Finance | | [ICICI Direct-Stocks F&O MF IPO](https://appshunter.io/ios/app/icici-direct-stocks-f-and-o-mf-ipo/id1642076943) | 4.8 (4,531) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*