# Neu Money: Build Your Credit — user reviews > 89 indexed App Store user reviews of Neu Money by Neu Money Inc., rated 4.80/5 from 1,278 ratings. - Source: https://appshunter.io/ios/app/neu-money-build-your-credit/id1666496536/reviews - App overview in markdown: https://appshunter.io/ios/app/neu-money-build-your-credit/id1666496536.md - Rating breakdown: 5★ 1,159 · 4★ 65 · 3★ 23 · 2★ 6 · 1★ 25 ## What do users think of Neu Money? Overall sentiment: positive **Pros** - 🚀 Fast approval process - 👍 Easy application process - 👍 User-friendly app interface - 💳 Great for building credit - 🎓 Good for students - 💡 0% APR offers - 🤝 Helpful customer service - 💰 Cash back rewards - 📈 Credit score tracking - 📱 Digital wallet integration - ✅ No credit history required - 💯 Transparent fees **Cons** - ❌ Hard credit pull concerns - 📉 Low credit limit increases - 🐛 App not opening - ⚠️ Issues connecting bank accounts - ⏳ Slow decision process - 🚫 Limited bank account additions - ❌ Inconsistent customer service - 👎 Declines for everything **Commonly reported bugs** - App won't open, stuck on proxy server screen - Unable to connect social/address information - Verification code not provided - Cannot remove bank accounts - App is awful, messes with credit without approval **Most requested features** - Allow more than 3 bank accounts - Provide option to choose plan during approval ## Newest reviews (14 of 89) ### 4/5 — So far so good! *2026-08-18, version 1.1.60* Just got the card and it’s been ok except low limit ### 3/5 — Lower limit then requested *2026-08-04, version 1.1.59* I am waiting to see any additional fees then I expected. Hopefully this will help me raise my credit score. ### 3/5 — Confusing? *2026-07-24, version 1.1.59* It' says I'm approved but i have no other information ### 5/5 — Awesome Sauce *2026-06-02, version 1.1.54* NEU Is AMAZING!! ### 5/5 — Issue resolved *2026-05-02, version 1.1.52* Thank you for ur help. ### 5/5 — Only Credit Card to Have! *2026-04-29, version 1.1.52* I thought I’d always have poor credit. My first card with another company dug me even deeper in debt! I had my head in the sand. Neu helped me fix my credit more timely than I had expected and not only did I build my credit to a place of receiving more offers, I also built my self confidence! I felt like I was in a hole that was going to bury me. Neu handed me the shovel and showed me how to build a castle in the sand! Their support has been the foundation to my success! ### 5/5 — this is awesome *2026-04-09, version 1.1.50* There’s not many places out there that offers the opportunity that Neu gives to it’s customer. 0% APR is crazy when just about any other Card out there is at least 28% interest. Customer service was great to me win my bank didn’t pull up on the list to verify my accounts. Their manual process of adding my bank account was pretty straightforward and I gotta say everything I’m saying from them so far is beyond perfect. ### 5/5 — Way to go *2026-03-23* Get ahead on the credit highway quicker. **Developer response:** Hi caandre71, glad to hear this! Thanks for leaving a review. ### 5/5 — Great for Students! *2026-03-06, version 1.1.48* I think it’s a great way for students to build credit. ### 5/5 — Fast approval *2025-12-17* I applied and was approved right away! **Developer response:** Hey Michael, thank you, and enjoy your Neu card! ### 5/5 — Great for International Students *2025-12-16, version 1.1.43* Very options for an international student to build credit. Thanks for the chance! ### 5/5 — Easy to Apply *2025-12-15, version 1.1.43* Simple application process. Quick decision. ### 5/5 — yay *2025-12-15, version 1.1.43* awesome ### 5/5 — Amazingly convienent *2025-11-25, version 1.1.42* Easy and convienent ## Most critical reviews (10 lowest-rated) ### 1/5 — Not good *2026-07-23, version 1.1.59* You have 100s of apps that can build your credit score up. This app and service is not good. 💯🤮 ### 1/5 — App glitch *2026-06-29, version 1.1.56* This open but stays blank with the company logo and it won’t do anything else ! So I delete it and downloaded again several times but still doing the same thing 😡😡😡 ### 1/5 — Max limit is $350 with no increases in the limit for about 8 months now. *2026-06-29, version 1.1.56* Can’t buy a plane ticket worthy of travel for under $350 so the rewards are useless. Wish I had looked into this company more before applying ### 1/5 — No digital never received credit card. Fake reviews. *2026-06-15, version 1.1.55* Hi i’ve been waiting for my Neu credit card. Needed them to resend it twice. I have told them to send it to my new address. They keep saying it’s a private box it’s not. They want me to send it to a different address. I have never had any problem with Bank of America or Capital One. I’ve had my mouth stolen before and made a police report and then. I ended up getting a private mailbox. And Bank of America discover Chase. And Capital One understood it and they never gave me any problem. I proved my identity. I talk to them on the phone explain all of situation. Nue credit card are the only people that have ever gave me problems. Like I said twice waited for two months resent the credit card and they never sent it out. I saw the reviews on here and they’re not even real. They’re fake. You want your kids to start out with credit I recommend current and Chime they are both very good to reboot credit. I know Neu credit card is gonna get back at me and tell them they’re sorry that you feel like this and explain their situation. I gave them lots of chances. I really don’t care. I’m telling you the truth. I put it on the people that have passed. I don’t play games. I don’t play with their damn ****** I really care about my family friends, my neighbors strangers. Please don’t waste your time here don’t even put all that money. Interest APR. I recommend Chime and current look it. Your kids would be happy there your teenagers will, and even adults. If you’re older, I recommend Bank of America. Credit cards bank account accounts. They’re very good. They are really excellent people. If you also want to. Later, I recommend. Affirm monthly payments small they also help build credit. Snap Finance. They are also really good and they also built credit. If you need a small loan like payday loan, don’t go crazy, but you can go with Possible they also helped to bill credit. Now, if you want to purchase something big you to opportune you would need to put a car title down, but they are also very good, please try those other options. This is a waste of time. I don’t know for, but I already reported it. Good luck happy Father’s Day for all those father. Take care be safe and please do not apply. Don’t waste your time here like I did. God bless you and take care. ### 1/5 — The app won't open *2026-04-12, version 1.1.50* I get a screen that says make sure you're not running a proxy server while using the app, and it stays thwre, with no way to reset the app, because it keeps taking me back to this screen. ### 1/5 — No increases *2026-03-31* Never received a limit about $350 What’s the point of airline cash back if the card can’t fit a ticket on it? **Developer response:** Hey Chrystal, we regret the inconvenience that has caused to you in this regard. Hence, we would like to hear more about your concern. Please message us at support@neumoney.app and our team will be in touch. ### 1/5 — Full of it *2025-05-05, version 1.1.37* How do they say there to help!! && first thing it does that IT LITERALLY SAYS IT WONT!! is pull a hard credit on your credit report!! False advertising!! Hair and literally switch!! Soon as I submitted I received all the emails from my closet reporting apps saying HARD CREDIT PULL!!! ### 1/5 — Horrible *2025-03-24, version 1.1.36* Can not connect any info having issues connecting social adding address ### 1/5 — Hard credit check *2025-03-02, version 1.1.35* Hard credit check ### 1/5 — Bad app *2024-12-17, version 1.1.33* They mess with your credit without approval total waste ## Most praised reviews (10 highest-rated) ### 5/5 — Great looking card *2026-09-05, version 1.1.61* Love the art work and the way that the cars looks ### 5/5 — Easy *2026-08-25, version 1.1.60* This is by far the easiest card to manage that I have ever had. The app is easy to maneuver and in the year I have had this card, never one has there been any problem. Great job Neu! ### 5/5 — Nice Credit Card! *2026-08-15, version 1.1.60* This card helps you build your credit! Easy to apply! Give it a try! ### 5/5 — Neu *2026-08-12, version 1.1.60* So far the application was easy and great. Let’s hope having the card is this great! ### 5/5 — Very happy *2026-08-12, version 1.1.60* Card is very easy to use. ### 5/5 — Great Choice *2026-08-02, version 1.1.59* I’m pleased to have been able to acquire new relationship with Neu! ### 5/5 — I’m still waiting to find out if I was approved or not *2026-07-13, version 1.1.58* Because I have to right now, my credit is not good so I am hoping with all my heart ### 5/5 — Neu Credit Card! *2026-07-01, version 1.1.57* The credit card that gives you a second chance to buy and pay for things when times are tough! I am beyond grateful for the opportunity given to me. I will definitely recommend friends, colleagues and family who can benefit from this experience and opportunity! Once again NEU you are a blessing to my family! ### 5/5 — First time *2026-06-30, version 1.1.57* This is my first time to have credit card I’m glad Neu they approved me to start building my credit thanks to you guys ### 5/5 — Neu new credit card *2026-06-27, version 1.1.56* Best card to build up your credit faster --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*