# Nex - Card & Savings — Next Level Finances #SemuaBisa

> Integrated credit card and savings account app with daily interest and flexible payments. (iPhone/iPad app by PT. Nex Teknologi Digital.)

- Source: https://appshunter.io/ios/app/nex-card-and-savings/id1643490047 (this page in markdown: same URL + `.md`)
- Developer: [PT. Nex Teknologi Digital](https://appshunter.io/developer/1643490049)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 92 MB
- Languages: American English, Indonesian
- Released: 2022-10-04
- Data updated: 2026-08-24
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/nex-card-and-savings/id1643490047/reviews.md

## What is Nex?

Co-branded credit card is issued by a licensed bank under the supervision of the Financial Services Authority (OJK) in collaboration with PT Nex Teknologi Digital and the Mastercard.

Nex Account BPR Xen savings product is offered by PT Bank Perkreditan Rakyat Xen (BPR Xen). PT Bank Perkreditan Rakyat Xen (BPR Xen) is  licensed and supervised by OJK and is a participant in the Deposit Insurance Corporation (LPS). Nex Account registration is currently available through waitlist only.

PT. Nex Teknologi Digital
Menara Sentraya Office Park Lantai 20, Jl. Iskandarsyah Raya No. 1 A, Melawai, Kec. Kebayoran Baru, Jakarta Selatan, 12160, Indonesia

## Key features

- No annual fee credit card
- Pay later with no interest
- Flexible payment splitting
- Online application in 5 minutes
- Earn up to 5.0% daily interest on savings
- Budgeting with Envelope feature
- QRIS payments
- Free bank transfers


## Frequently asked questions about Nex

### Does Nex have ads?

Yes, Nex contains advertisements. As a free application, it utilizes ads to support its services.

### What is the interest rate for Nex savings accounts?

Nex savings accounts offer an interest rate of up to 5.0% per year, paid daily. This feature allows users to see their earnings grow each morning.

### How secure is Nex?

Nex is supervised by the Financial Services Authority (OJK) and savings are guaranteed by the Indonesia Deposit Insurance Corporation (LPS) up to Rp2 billion, ensuring a high level of security for users' funds.

### Can I apply for a Nex credit card online?

Yes, you can apply for a Nex Card online through the Nex App in approximately 5 minutes. No face-to-face interaction is required for the application process.

### What are the benefits of the Nex credit card?

The Nex credit card offers no annual fees forever, the ability to pay next month with no interest, flexible payment splitting, and rewards redeemable for vouchers or account balance.

### How many free transfers does Nex offer per month?

Nex provides up to 25 free transfers to other banks and e-wallet top-ups per month, making it convenient to manage your money across different platforms.

### What is the age rating for Nex?

Nex has an age rating of 4+, making it suitable for a wide range of users. It is available on iPhone and iPod devices.

### How often is Nex updated?

The latest version of Nex is 0.251.0, and it was last updated on March 24, 2026. This indicates a commitment to regular updates and improvements.

## Version history (last 5 releases)

### 0.253.0 — 2026-08-24

Minor improvements and bug fixes

### 0.251.0 — 2026-03-24

Minor improvements and bug fixes

### 0.246.0 — 2026-02-14

Minor improvements and bug fixes

### 0.242.0 — 2026-01-21

Minor improvements and bug fixes

### 0.238.1 — 2026-01-06

Minor improvements and bug fixes

## Apps similar to Nex

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Cermati - Cek SLIK & Asuransi](https://appshunter.io/ios/app/cermati-cek-slik-and-asuransi/id1591362029) | 4.0 (4) | Free | Finance |
| [DBS digibank Indonesia](https://appshunter.io/ios/app/dbs-digibank-indonesia/id1170988769) | 4.1 (250) | Free | Finance |
| [BRI Ceria](https://appshunter.io/ios/app/bri-ceria/id1670051543) | — | Free | Finance |
| [Skor Cashback 10% Credit Card](https://appshunter.io/ios/app/skor-cashback-10-credit-card/id6476194088) | 3.5 (2) | Free | Finance |

## More apps by PT. Nex Teknologi Digital

- [Nex e-money](https://appshunter.io/ios/app/nex-e-money/id6478900807)

All apps by PT. Nex Teknologi Digital: https://appshunter.io/developer/1643490049

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*