# Nexo: Crypto Wealth Platform — Borrow, еarn & еxchange crypto

> Digital asset platform for borrowing, earning interest, and exchanging cryptocurrencies. (iPhone/iPad app by Nexo Capital Inc..)

- Source: https://appshunter.io/ios/app/nexo-crypto-wealth-platform/id1455341917 (this page in markdown: same URL + `.md`)
- Developer: [Nexo Capital Inc.](https://appshunter.io/developer/1586824020)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.20/5 from 1,880 App Store ratings · 895 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 140 MB
- Languages: American English, Arabic, Bangla, Filipino, Hindi, Indonesian, Kazakh, Malay, Polish, European Portuguese and 8 more
- Released: 2019-06-30
- Data updated: 2026-08-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/nexo-crypto-wealth-platform/id1455341917/reviews.md

## What is Nexo?

Nexo is the premier wealth platform for digital assets, serving over 7 million clients across 150+ jurisdictions. Since 2018, we’ve been driving the next generation of wealth with innovative solutions built for forward-thinking investors seeking long-term growth in digital assets.

FUND YOUR ACCOUNT

Add funds through Automated Clearing House (ACH) and wire transfers.

BUY CRYPTO & EARN INTEREST

Purchase from a curated list of digital assets and give them a place to grow on their own at a complete crypto exchange platform.

• Buy, sell, and swap a wide range of digital assets, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Cardano (ADA), Ripple (XRP), Avalanche (AVAX), BNB, USDT, USDC, and others. Get crypto cashback on exchanges.
• Earn compound daily interest on your digital assets while keeping them available for trading with Flexible Yield. Enjoy daily returns with no lock-ups.
• Maximize your interest accrual with Fixed-term Yield, granting higher returns for longer periods.

BORROW FUNDS WITHOUT SELLING YOUR CRYPTO

Use your portfolio as collateral for a loan and unlock liquidity with the flexible Nexo Credit Line.

• Get same-day approval with no credit checks.
• Borrow against Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), Cardano (ADA), Ripple (XRP), Avalanche (AVAX), BNB, USDT, USDC, and other assets. Enjoy flexibility by combining multiple digital assets as collateral for your crypto loan.
• Repay at your own pace with no fee schedule.

JOIN THE NEXO WEALTH CLUB

Unlock better rates, curated benefits, and exclusive experiences through Nexo’s Wealth Club loyalty program.

• Up to 2x higher interest rates on Nexo’s Yield products. 
• Up to 2x lower borrow rates on the Nexo Credit Line. 
• Higher crypto cashback on swaps and exchanges.
• Progress through tiers automatically by growing your NEXO Token holdings.
• Enjoy tier protection, with seven days to adjust and retain your tier if it drops.

UNLOCK BESPOKE SERVICE WITH NEXO PRIVATE

Nexo Private is designed for select clients with substantial digital asset holdings who value a more personal, high-touch experience.

• Access exclusive OTC products, custom terms, reduced fees and margin levels, and higher withdrawal limits.
• Benefit from dedicated relationship management, custom onboarding, and priority client care for a truly personalized experience.
• Join Nexo at world-class tennis, golf, and Formula 1 events, along with leading industry conferences — with curated access and hospitality.

CYBERSECURITY COMES FIRST

Nexo’s strong fundamentals support your digital assets.

• 256-bit encryption
• ISO 27001:2013, SOC 2 Type 2, and SOC 3 Type 2 certification
• Address whitelisting and 2FA
• Anti-scam Engine
• Withdrawal confirmations and log-in alerts
• Official Nexo channel validator
• 24/7 client care

DISCLAIMER

All or part of the Nexo Services, some features thereof, or some Digital Assets, are not available in certain jurisdictions, including where restrictions or limitations may apply, as indicated on the Nexo Platform and in the relevant general terms and conditions.

Rates, product availability, features, and applicable terms may vary based on jurisdiction, eligibility, loyalty tier, and other factors, and are subject to change at any time. Always refer to the Nexo app for the most current and applicable information.

When terms such as "up to" or "from" are used to denote limits, achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of certain criteria and requirements that may not be attainable by all clients.

While the nature of digital assets is unique, when referencing digital assets as potential investments, any similarities with the traditional concept of investments are entirely circumstantial, therefore any parallels between them should not be interpreted as deliberate or intended.

## Key features

- Buy, sell, and swap digital assets
- Earn compound daily interest
- Borrow funds using crypto as collateral
- Nexo Wealth Club loyalty program
- Nexo Private for bespoke service
- Robust cybersecurity measures

## What do users think of Nexo?

Overall sentiment: positive

**Pros**

- 💰 Excellent interest rates
- 🚀 Easy to use platform
- 🔒 Secure and reliable
- 👍 Smooth transactions
- 💳 Useful features (e.g., loans, card)

**Cons**

- 🐛 Occasional bugs and glitches
- 🤖 Lacking human customer support
- 🇺🇸 Limited functionality for US users
- 💸 High fees for some operations

**Commonly reported bugs**

- Login and verification issues
- Inconsistent withdrawal and deposit processing
- Unexplained account restrictions or terminations

**Most requested features**

- Expand supported currencies and tokens
- Improve mobile app stability and performance
- Provide more transparency on asset management
- Enhance portfolio tracking and analytics

## Recent user reviews (10 of 895)

All indexed reviews: https://appshunter.io/ios/app/nexo-crypto-wealth-platform/id1455341917/reviews.md

### 1/5 — No customer service no borrowing

*2026-08-15, version 7.9.0*

Yes they advertise stuff but it’s not true and they have no customer service so you make the call. I wouldn’t trust this company with my lunch money let alone my cryptos.

### 3/5 — Not user friendly

*2026-08-03, version 7.7.0*

The interest rates are not as advertised! You will only get the advertised rates if you invest 1M$ in Nexo crypto! 
Also, not straightforward to find the actual interest rates, and how much you are earning on regular basis!

### 1/5 — Not worth it—not for the little guy

*2026-07-30, version 7.7.0*

Must have a $5000+ portfolio to get any interest. Doesn’t support XLM. No debit card spend options. Much better options out there!

### 5/5 — D

*2026-07-29, version 7.7.0*

Love this platform

### 5/5 — $shades340

*2026-07-29, version 7.7.0*

Great app cashapp me $1.00

### 5/5 — Very smart and easy to use

*2026-07-28, version 7.7.0*

Thank you Nexo

### 4/5 — Raj

*2026-07-27, version 7.7.0*

Maan555

### 5/5 — Nexo Back in US

*2026-07-23, version 7.6.2*

So happy they back and same wonderful platform as before, simple and straightforward and trusted

### 5/5 — Was hesitant at first.

*2026-07-12, version 7.6.1*

I know they say not your keys not your coins, but this platform has robust security and they really go the extra mile to keep your funds safe. The customer service is top notch and the platform is easy to use. Wish would’ve been able to just them sooner being a USA resident.

### 5/5 — Great app

*2026-07-11, version 7.6.1*

I love it . Thank you

## Frequently asked questions about Nexo

### What does the Nexo platform do?

Nexo is a digital asset wealth platform that allows users to fund their accounts, buy and sell various cryptocurrencies, and earn interest on their holdings. It also provides a service to borrow funds by using crypto as collateral, and offers a loyalty program for enhanced benefits.

### How can I earn interest on my crypto with Nexo?

You can earn compound daily interest on your digital assets with Nexo's Flexible Yield, which keeps your assets available for trading. For potentially higher returns, you can opt for Fixed-term Yield, which requires locking your assets for longer periods.

### Can I borrow money using my cryptocurrency as collateral?

Yes, Nexo offers a Credit Line service that allows you to borrow funds without selling your crypto. You can use a wide range of digital assets as collateral, and loans often receive same-day approval with no credit checks.

### Is Nexo available in all countries?

Nexo serves clients across 150+ jurisdictions, but not all or part of its services, features, or digital assets may be available in certain jurisdictions. It is recommended to check the platform's availability in your specific region.

### What are the security features of Nexo?

Nexo prioritizes cybersecurity with features like 256-bit encryption, ISO 27001:2013, SOC 2 Type 2, and SOC 3 Type 2 certifications. Additional security measures include address whitelisting, 2FA, an Anti-scam Engine, withdrawal confirmations, and login alerts.

## Version history (last 5 releases)

### 7.9.1 — 2026-08-19

Nexo is always looking for new ways to make our wealth-building platform for digital assets more intuitive, smooth, and user-friendly. In this latest release, we’ve polished the app even further for a continuously improved experience.

### 7.9.0 — 2026-08-12

Nexo is always looking for new ways to make our wealth-building platform for digital assets more intuitive, smooth, and user-friendly. In this latest release, we've polished the app even further for a continuously improved experience.

### 7.7.0 — 2026-07-27

Nexo is always looking for new ways to make our wealth-building platform for digital assets more intuitive, smooth, and user-friendly. In this latest release, we’ve polished the app even further for a continuously improved experience.

### 7.6.3 — 2026-07-24

Nexo is always looking for new ways to make our wealth-building platform for digital assets more intuitive, smooth, and user-friendly. In this latest release, we've polished the app even further for a continuously improved experience.

### 7.6.2 — 2026-07-13

Nexo is always looking for new ways to make our wealth-building platform for digital assets more intuitive, smooth, and user-friendly. In this latest release, we've polished the app even further for a continuously improved experience.

## Apps similar to Nexo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Bitcoin.com: Crypto Wallet](https://appshunter.io/ios/app/bitcoincom-crypto-wallet/id1252903728) | 4.7 (44,870) | Free | Finance |
| [Crypto.com: Trade Every Market](https://appshunter.io/ios/app/cryptocom-trade-every-market/id1262148500) | 4.7 (333,227) | Free | Finance |
| [Trust: Crypto & Bitcoin Wallet](https://appshunter.io/ios/app/trust-crypto-and-bitcoin-wallet/id1288339409) | 4.7 (198,558) | Free | Finance |
| [OKX: Buy Bitcoin BTC & Crypto](https://appshunter.io/ios/app/okx-buy-bitcoin-btc-and-crypto/id1327268470) | 4.6 (22,340) | Free | Finance |
| [Bybit: Buy Crypto & Bitcoin](https://appshunter.io/ios/app/bybit-buy-crypto-and-bitcoin/id1488296980) | 4.7 (46,900) | Free | Finance |
| [Bitget- Trade bitcoin & crypto](https://appshunter.io/ios/app/bitget-trade-bitcoin-and-crypto/id1442778704) | 4.6 (5,442) | Free | Finance |

## Related topics

[nexo](https://appshunter.io/ios/topics/nexo) · [nexo wallet](https://appshunter.io/ios/topics/nexo-wallet) · [neus crypto education](https://appshunter.io/ios/topics/neus-crypto-education) · [difc family wealth centre](https://appshunter.io/ios/topics/difc-family-wealth-centre) · [aionion wealth](https://appshunter.io/ios/topics/aionion-wealth) · [filso](https://appshunter.io/ios/topics/filso) · [platform 6](https://appshunter.io/ios/topics/platform-6) · [crypto education](https://appshunter.io/ios/topics/crypto-education)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
