# Nexpen — Personal Finance & Payroll > Personal Finance & Payroll (iPhone/iPad app by ZACHARY TRENTON JENKINS.) - Source: https://appshunter.io/ios/app/nexpen/id6776059052 (this page in markdown: same URL + `.md`) - Developer: [ZACHARY TRENTON JENKINS](https://appshunter.io/developer/6776059054) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 26.5 · 6 MB - Languages: American English - Released: 2026-06-17 - Data updated: 2026-08-01 - User reviews in markdown: https://appshunter.io/ios/app/nexpen/id6776059052/reviews.md ## What is Nexpen? Nexpen — Personal Finance & Payroll Your complete financial toolkit. No account required. No subscription. No company servers. Nexpen keeps your data within your Apple ecosystem — private, encrypted, and always under your control. PERSONAL FINANCE • Import transactions from any bank via CSV — smart rules auto-categorize everything • Track spending across unlimited accounts with custom budget categories • Eliminate debt faster with Avalanche and Snowball strategies — see your exact payoff date • Watch your net worth grow with monthly snapshots and a trend chart • Track investments across brokerage accounts — market value, cost basis, and gain/loss • Set savings goals with progress tracking and projected completion dates • Spot cash shortfalls before they happen with a visual Cash Flow Calendar • Sync bill due dates directly to your system calendar • Add the Debt Countdown widget to your home screen for daily motivation SMALL BUSINESS & PAYROLL • Run payroll for W-2 employees — gross pay, federal and state withholding, FICA, net pay • Generate pay stubs and track YTD totals per employee • Manage contractor invoices with automatic 1099-NEC threshold warnings ($600) • Track PTO accrual, performance review dates, and employee milestones • Log business mileage for tax deductions • Organize income and expenses by client or job — see profit per project • Get IRS tax deposit reminders aligned to your exact depositor schedule • Export a one-tap accountant report of all deductible expenses for any year PRIVACY & SYNC Nexpen has no company servers and no Nexpen account. Your financial data syncs seamlessly between your iPhone, iPad, and Mac through your personal iCloud account — Apple's end-to-end encrypted infrastructure. Nobody at Nexpen can see your data. Ever. You can also use Nexpen in fully local mode with no iCloud, and export a manual backup anytime. YOUR DATA, YOUR CHOICE Support multiple profiles — personal and business finances each get their own clean space. Switch between them in seconds. FLEXIBLE PRICING Start free. Unlock Nexpen Pro for the full personal finance suite, or add Nexpen Business for payroll and small business tools. Pay once. Own it forever. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Nexpen Pro | $14.99 | one-time | | Nexpen Business | $9.99 | one-time | ## Version history (last 2 releases) ### 2.1 — 2026-07-19 • Restore from iCloud — You can now restore your profiles from iCloud directly from Settings, without needing to delete your data first. • Bulk Account Assignment — Select multiple transactions and assign a bank account to all of them at once using the context menu. • Widget Fixes — All home screen widgets now display correctly while data is loading. • Stability Improvements — Fixed several crashes and resolved issues with backup and restore on iOS. ### 1.0 — 2026-06-17 No release notes. ## More apps by ZACHARY TRENTON JENKINS - [TRVLR Pin](https://appshunter.io/ios/app/trvlr-pin/id6780320040) All apps by ZACHARY TRENTON JENKINS: https://appshunter.io/developer/6776059054 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*