# Nexpenz: AI Money Manager — Expense & Budget Tracker > AI money manager for expense tracking, budgeting, and financial insights. (iPhone/iPad app by Zortle Labs.) - Source: https://appshunter.io/ios/app/nexpenz-ai-money-manager/id6747982875 (this page in markdown: same URL + `.md`) - Developer: [Zortle Labs](https://appshunter.io/developer/1823693823) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 54 MB - Languages: American English - Released: 2025-07-03 - Data updated: 2026-08-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/nexpenz-ai-money-manager/id6747982875/reviews.md ## What is Nexpenz? Nexpenz - AI Money Manager, Expense Tracker & Budget Planner Nexpenz is the AI-powered money manager built for people who want real clarity over their finances — not just another spreadsheet app. Ask Nex-i, your personal finance assistant, anything about your spending and get instant, accurate answers based on your actual financial data. ASK NEX-I — YOUR AI FINANCE ASSISTANT Get spending summaries, budget check-ins, and answers about your money in plain language. Nex-i understands your real transactions, not generic advice. AI INTEGRATION (MCP) On Standard and Pro plans, connect Nexpenz directly to your favorite AI assistant using the Model Context Protocol (MCP). Ask questions about your real financial data from any MCP-compatible AI client — no manual exports, no spreadsheets. EXPENSE & INCOME TRACKING Track daily expenses and income to understand your cash flow and spending habits at a glance. BUDGET PLANNING Create monthly budgets and stay in control with clear, real-time tracking against your goals. CIRCLES — SHARED EXPENSE TRACKING Split and track shared expenses with friends, family, or roommates. No awkward IOUs, no spreadsheets. SUBSCRIPTION TRACKER See every recurring subscription in one place and catch the ones you forgot you're paying for. LOAN TRACKER Track money borrowed or lent, with full clarity on who owes what. RECURRING BILL TRACKER Stay ahead of upcoming bills so nothing catches you off guard. FINANCIAL REPORTS Clear, visual reports that show your spending patterns over time — built to inform decisions, not just display data. MEMORY BOOK Attach notes and context to major financial moments — a big purchase, a life event, a goal hit — so your financial history actually means something. Nexpenz brings expense tracking, budgeting, bill management, and AI-powered insight into one place — built for people who want to manage money with intention, not just record it. ----------------------------------------------------------------------------- If you choose to purchase the Nexpenz Standard or Pro Plan, payment will be charged to your Apple account at confirmation of purchase. Your account will be charged for renewal within 24 hours prior to the end of the current billing period. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or turn off auto-renewal at any time by going to your App Store account settings after purchase. If you choose not to subscribe to the Nexpenz Standard or Pro Plan, you can continue using Nexpenz with the available free features. Terms of Use: https://www.nexpenz.com/terms-and-conditions Privacy Policy: https://www.nexpenz.com/privacy-policy Visit: https://www.nexpenz.com ## Key features - AI-powered financial assistant - Expense and income tracking - Budget planning and goal setting - Shared expense tracking (Circles) - Subscription and bill reminders - Financial reports and insights - Loan tracking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Standard - Monthly | $2.99 | per month | | Standard - Annual | $29.99 | per year | | Pro - Monthly | $4.99 | per month | | Pro - Annual | $49.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/nexpenz-ai-money-manager/id6747982875/reviews.md ### 5/5 — Nice app *2025-07-08* Really good app for managing expenses! The design is clean and easy to use, and the overall experience has been smooth. Loving the simplicity and focus. One feature I’d love to see in future updates is category-wise spending insights - it would make tracking spending even more powerful. Keep up the great work! **Developer response:** Thank you so much for the kind words and thoughtful feedback! 🙌 We're excited to let you know that the Reports feature is now live in the app - with powerful filters including category-wise insights to help you track spending even better. ## Frequently asked questions about Nexpenz ### What is Nexpenz? Nexpenz is an AI-powered money manager designed to provide clarity on your finances. It helps with expense tracking, budget planning, and offers insights through an AI assistant named Nex-i. ### How does Nexpenz use AI? Nexpenz uses AI through its assistant, Nex-i, to answer questions about your spending and financial data in plain language. On paid plans, it can connect to other AI assistants via MCP for broader integration. ### Can Nexpenz track shared expenses? Yes, Nexpenz features 'Circles' for splitting and tracking shared expenses with friends, family, or roommates, eliminating the need for manual tracking or IOUs. ### What subscription plans does Nexpenz offer? Nexpenz offers Standard and Pro plans, available on a monthly or annual basis. Pricing starts at $2.99/month for Standard and $4.99/month for Pro, with annual options available. ### How secure is Nexpenz? Nexpenz is designed to manage your financial data. Users can manage or turn off auto-renewal for subscriptions in their App Store account settings at any time. ### Does Nexpenz have ads? Yes, Nexpenz contains advertisements. This is indicated by the 'hasAds' flag in its data. ### What devices does Nexpenz support? Nexpenz is available for iPhone, iPad, and iPod devices, making it accessible across Apple's mobile ecosystem. ### How often is Nexpenz updated? The latest version of Nexpenz is 1.5.0, last updated on June 17, 2026. This indicates a relatively recent update cycle for the application. ## Version history (last 5 releases) ### 1.5.2 — 2026-07-22 Bug fixes Fixed an issue where the next billing date would show a past date when adding a subscription or recurring bill with a backfilled start date. The next due date now always shows the correct upcoming date. ### 1.5.1 — 2026-07-01 Faster Recording & Cleaner Labels • Record transactions faster — Expense is pre-selected by default, and the amount field opens automatically when you land on the screen, so you can log a transaction in seconds with fewer taps. • Bases are now called Workspaces — same feature, clearer name. ### 1.5.0 — 2026-06-17 Connect your favourite AI assistant to Nexpenz using MCP API Keys — available in Settings for Standard and Pro subscribers. Generate a key, add it to your AI client, and ask questions about your finances in plain language. Access is read-only, so your data stays safe. ### 1.4.1 — 2026-06-03 Ask Nex-i, your AI finance assistant, has been completely redesigned: - Full-screen chat for a better reading experience - Quick-start suggestions to get you going instantly - Richer formatted responses — bold, lists, and more - Daily question tracker so you always know where you stand - Retry button when something goes wrong - Long-press any response to copy it - Start a fresh conversation anytime from the menu ### 1.4.0 — 2026-05-25 Meet Nex-i — Your AI Finance Assistant Ask Nex-i anything about your finances and get instant, intelligent answers. Wondering where your money went last month? Over budget? Just ask. • Chat directly from your dashboard using the sparkle button • Get answers about your spending, budgets, upcoming bills, and more • Daily chat limits vary by plan — upgrade for more conversations • Your data is never used to train AI models ## Apps similar to Nexpenz | App | Rating | Price | Category | | --- | --- | --- | --- | | [Extrak - Expense Tracker](https://appshunter.io/ios/app/extrak-expense-tracker/id6449619436) | — | Free | Finance | | [FinTrackPro - Expense Manager](https://appshunter.io/ios/app/fintrackpro-expense-manager/id6636479973) | — | Free | Finance | | [CashLens: Expense Tracker](https://appshunter.io/ios/app/cashlens-expense-tracker/id6743153951) | 4.8 (6) | Free | Finance | | [Budget & Money Planner](https://appshunter.io/ios/app/budget-and-money-planner/id6608966569) | 5.0 (2) | Free | Finance | | [Couple Expense Tracker - 2Cent](https://appshunter.io/ios/app/couple-expense-tracker-2cent/id6751057305) | — | Free | Finance | | [Expense Easy: AI Money Tracker](https://appshunter.io/ios/app/expense-easy-ai-money-tracker/id6746142639) | 4.6 (7) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*