# 將來銀行 NEXT BANK

> Mobile banking for account opening, savings, spending, loans, and rewards. (iPhone/iPad app by NEXT BANK, LTD.)

- Source: https://appshunter.io/ios/app/next-bank/id1528472238 (this page in markdown: same URL + `.md`)
- Developer: [NEXT BANK, LTD](https://appshunter.io/developer/1525351900)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 1 App Store ratings · 50 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 238 MB
- Languages: English, Chinese
- Released: 2022-06-15
- Data updated: 2026-07-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/next-bank/id1528472238/reviews.md

## What is 將來銀行 NEXT BANK?

我們是你手機裡的銀行，為你帶來24小時全年無休的金融服務：快速開戶、加速儲蓄、刷卡回饋、輕鬆申請貸款，成為你探索生活的隊友，一同開啟你的將來。  

【銀行帳號自由選】  
將來首創帳號自由選，每個人都是VVIP。趕快想好專屬於你的帳號，儘早開戶，免得被捷足先登喔！
  
【將將好 簽帳金融卡】  
將將卡是張結合一卡通、ATM、刷卡功能的VISA簽帳金融卡。APP自由開關卡片交易功能，一秒鎖定降低失卡風險。簡約線條搭配立體邊框設計，由知名設計師方序中團隊操刀，灰黃黑白四色將將好選！  

【自由使用的將來N點】  
將來N點，生活輕鬆點！消費得Ｎ點，再用Ｎ點折抵消費，只要能刷就能自由使用，最高100%折抵。  
 
【口袋分帳理財】  
9個活存口袋幫你更精準調配收支，讓儲蓄計劃早一點實現。
  
【將來N倍券讓你利息加倍放大】  
結合將來口袋，為你的儲蓄N倍給利。
  
【快速貸入美好將來】  
隨時隨地，輕鬆對貸，更好的將來提前到來。 
  
探索更多優惠請至將來銀行官網：
網址：https://www.nextbank.com.tw

為提升您的帳務及交易安全，建議您可於行動裝置安裝合法防護軟體，以提升此裝置及帳戶安全性。請勿安裝非官方網站或未知來源的將來銀行APP。

## Key features

- Customizable account numbers
- All-in-one debit card (iPASS, ATM, VISA)
- Flexible loyalty points for discounts
- Pocket accounts for budget management
- Interest-boosting savings tools
- Easy loan applications

## Recent user reviews (10 of 50)

All indexed reviews: https://appshunter.io/ios/app/next-bank/id1528472238/reviews.md

### 1/5 — 真的很爛

*2025-10-08, version 1.17.3*

視訊開通都打不進去，什麼破網銀

### 2/5 — 電匯轉帳地址欄不能貼上有事嗎

*2025-10-03, version 1.17.2*

逼人手打到底有什麼好處，超容易出錯。另外中間有字打錯想把游標移回去調整，但打任何字都會導致游標直接跳到最後，只能游標後面的字全部刪掉重打。

### 4/5 — 外幣帳戶要升級，視訊客服接通了😍

*2025-10-01, version 1.17.2*

感謝接通視訊的客服，終於可以大額轉帳了😍😍因為等了幾天只能扣一顆星。

### 1/5 — 客服視訊驗證不會通

*2025-09-18, version 1.17.2*

純網銀線上客服打兩天不通是作什麼純網銀，有夠爛，還不提供其他驗證方式。
視訊打不通，一直打還直接當機跳掉，爛死。
銀行可靠度信任度直線下降。

### 1/5 — 視訊升級根本沒人接

*2025-09-17, version 1.17.2*

打了一整天 都在忙線 有一次接起來只有語音說資料更新重打 就又是無止境的等

### 5/5 — 開啟你的將來💳

*2025-08-21, version 1.16.2*

我是第一批用戶
用了好幾年了 好讚

### 1/5 — 深夜時間視訊客服也跟著睡了嗎？

*2025-05-15, version 1.14.0*

急著要轉帳大筆金額 
需約定帳戶綁定視訊驗證
結果視訊客服連續撥打至少一個小時
沒人接聽就是沒人接聽
連同非視訊的客服專線也一樣無人應啊！
這種客服服務 怎叫人敢再存放
將來真的已經非剛開始的將來了
有約來約擺爛的態勢

### 3/5 — 消費備註

*2025-04-07, version 1.14.0*

各別消費備註應該不是什麼新穎的功能，可以增加個欄位讓顧客填寫備注嗎？購物平台線上刷卡或在百貨吃飯消費，全部顯示都只有公司名稱，真的很考驗記憶力耶⋯⋯

### 4/5 — 貸款繳納提醒

*2025-02-02, version 1.13.1*

希望可以增加貸款繳納提醒通知。跟貸款相關的還款通知、貸款轉出…等等都不會出現在通知裡面。樂天、中信、土銀其他銀行都會一直提醒。

### 4/5 — 拜託新增一鍵已讀訊息

*2025-01-05, version 1.12.2*

拜託拜託，訊息點不完紅點點卡在那裡真的很痛苦

## Frequently asked questions about 將來銀行 NEXT BANK

### What services does the NEXT BANK app offer?

The app provides 24/7 financial services including quick account opening with customizable numbers, a versatile debit card that functions as an iPASS, ATM card, and VISA card, a loyalty points system for spending discounts, pocket accounts for budget management, tools to boost savings interest, and easy loan applications.

### How can I manage my spending and savings with this app?

You can manage your spending through the '將將好 簽帳金融卡' which allows you to freely switch transaction functions on and off for security. For savings, the '口袋分帳理財' feature offers 9活存 pockets to help you allocate income and expenses more precisely, and '將來N倍券' can amplify your savings interest.

### Is the NEXT BANK app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements, indicating a free monetization model.

### What are the benefits of the loyalty points system?

The app features '將來N點' which are loyalty points earned through spending. These points can be used to offset future purchases, with the potential for up to 100% discount, making your daily spending more rewarding.

### How does the app ensure account and transaction security?

The app emphasizes account and transaction security. It recommends installing legitimate protective software on your mobile device. Users are also advised not to install the NEXT BANK app from unofficial websites or unknown sources to maintain account safety.

## Version history (last 5 releases)

### 1.21.1 — 2026-06-29

歡迎您更新版本使用我們持續優化的服務！

### 1.21.0 — 2026-06-15

歡迎您更新版本使用我們持續優化的服務！

### 1.20.2 — 2026-05-06

歡迎您更新版本使用我們持續優化的服務！

### 1.20.0 — 2026-04-16

本次提供新功能如下，歡迎您更新版本使用我們持續優化的服務！
 
【外匯】
自115年4月23日起，新增提供24小時外匯兌換、外匯收款、匯出匯款等全年無休的外匯業務服務。
 
【投資商品理財】
新增理財商品價格更新時間及優化以主題搜尋相關理財商品功能。
台幣1,000元即可投資基金、美股、美國ETF；提供單筆、定期定額方式下單也可以送給親友當禮物卡。
快來試看看，成就你美好的理財將來!!

### 1.19.3 — 2026-03-04

歡迎您更新版本使用我們持續優化的服務！

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## Related topics

[next bank](https://appshunter.io/ios/topics/next-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*