# Next Million Planner

> Financial projection tool to estimate wealth accumulation milestones. (iPhone/iPad app by Ronnie Reyes.)

- Source: https://appshunter.io/ios/app/next-million-planner/id6760246259 (this page in markdown: same URL + `.md`)
- Developer: [Ronnie Reyes](https://appshunter.io/developer/1883447934)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 25 MB
- Languages: American English
- Released: 2026-03-17
- Data updated: 2026-07-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/next-million-planner/id6760246259/reviews.md

## What is Next Million Planner?

The Next Million shows you exactly when your investing pace could reach your first, second, and third million — based on your age, assets, monthly investing, and return assumptions.

What you can do:

-Set your current age, invested assets, and monthly investing amount
-Choose a return assumption or enter a custom rate
-See your $1M, $2M, and $3M milestone ages at a glance
-Compare how investing more each month compresses your timeline
-Track your real balance against your projection with monthly check-ins
-Get a personalized wealth roadmap based on your financial situation
-Watch your compounding crossover point — when your portfolio starts doing more work than you do

Built for real people building real wealth.

Whether you're just starting out at 18 or optimizing at 45, The Next Million meets you where you are. The Wealth Path feature asks you 5 quick questions and builds a tailored action plan — covering emergency funds, 401(k) matching, debt payoff, 529 plans, and more.

Monthly check-ins keep you accountable. Celebration cards keep you motivated. And the math keeps working whether you open the app or not.

Not financial advice. Projections are estimates based on assumed returns.

## Key features

- Project wealth milestones ($1M, $2M, $3M)
- Personalized wealth roadmap
- Track real balance vs. projection
- Compare investment scenarios
- Monthly check-ins for accountability
- Compounding crossover point visualization

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/next-million-planner/id6760246259/reviews.md

### 5/5 — Quick useful insights

*2026-03-22*

No three day set up process, like many other apps. A quick way to get a very insightful peak into your finances. Motivation to speed up the time lines for those next millions!

### 5/5 — Great app

*2026-03-21*

Simple and easy to use app!

### 5/5 — Planning for the future

*2026-03-20*

I really liked the Next Million Planner app. I didn’t know anything about investing before, but it helped me understand where to start without making it feel complicated. It breaks things down in a way that actually makes sense, which made getting started feel a lot less intimidating.

## Frequently asked questions about Next Million Planner

### What is Next Million Planner?

Next Million Planner is a free finance app that projects when you might reach your first, second, and third million dollars based on your age, assets, and monthly investments. It helps you visualize your wealth accumulation timeline.

### How accurate are the projections in Next Million Planner?

Projections are estimates based on assumed rates of return. The app allows you to input custom rates to tailor these estimates to your specific investment strategy.

### What financial information do I need to use Next Million Planner?

You will need to provide your current age, the amount of assets you have invested, and your planned monthly investment amount. You can also choose a return assumption or enter a custom rate.

### Does Next Million Planner offer financial advice?

No, Next Million Planner explicitly states that it is not financial advice. The projections provided are estimates based on assumed returns and your input data.

### Can I track my actual financial progress with Next Million Planner?

Yes, the app allows you to track your real balance against your projections with monthly check-ins. This feature helps you stay accountable and see how your actual performance compares to your plan.

### What devices does Next Million Planner support?

Next Million Planner is available on iPhone and iPad, indicated by its supported devices list. It was last updated on March 31, 2026, with version 2.06.

### Is Next Million Planner free to use?

Yes, Next Million Planner is completely free to download and use. It does not feature in-app purchases or advertisements, offering a straightforward financial projection experience.

### How does Next Million Planner help with motivation?

The app includes celebration cards to keep users motivated as they progress towards their financial goals. These visual cues are designed to encourage continued saving and investing.

## Version history (last 5 releases)

### 2.06 — 2026-03-31

•	New: Tax Strategy Simulator
	•	Estimate federal and state taxes based on your income profile
	•	Model strategies like Traditional IRA, Roth IRA, 401(k), and HSA contributions
	•	Side-by-side comparison of current vs. adjusted scenarios
	•	See estimated tax savings and effective rate changes instantly
	•	Plain-English explanations of what changed and why
	•	All calculations run locally on your device
	•	Redesigned Home Experience

### 2.05 — 2026-03-30

Refined overall app experience with performance and UI improvements

### 2.04 — 2026-03-29

We’ve made the app smoother, cleaner, and easier to use from the start.

Refined overall app experience with performance and UI improvements
Added a guided onboarding flow to help you get started with clarity
Introduced a new Settings screen for better control and customization

Small changes that make a big difference in how the app feels.

### 2.03 — 2026-03-29

-Added Life Events to model major financial milestones
-Simulate things like a new baby, job loss, salary raise, inheritance, and more
-Compare your original path to $1M against your updated timeline
-See exactly how life events accelerate or delay your goal

### 2.02 — 2026-03-27

Version 2.02 brings significant improvements across the app:

Finance Meter — see how your invested assets and monthly investing compare to national averages for your age group, with a personalized rank and score
Wealth Path rebuilt — 7 deeper questions now generate a more specific, actionable roadmap tailored to your exact situation
Wealth Path now saves your progress — answers and completed checklist items persist between sessions
App Store screenshots redesigned with premium layouts
Bug fixes and performance improvements

## More apps by Ronnie Reyes

- [Harvey & Haven: Snack Panic!](https://appshunter.io/ios/app/harvey-and-haven-snack-panic/id6760985023)
- [ReadStar - Learn to Read](https://appshunter.io/ios/app/readstar-learn-to-read/id6761697532)
- [ExamReadyMath](https://appshunter.io/ios/app/examreadymath/id6762536769)

All apps by Ronnie Reyes: https://appshunter.io/developer/1883447934

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*
