# Nexus Planning: Money & Debt — Private budget & net worth

> Private budget & net worth (iPhone/iPad app by Synaptic Collaborations LLC.)

- Source: https://appshunter.io/ios/app/nexus-planning-money-and-debt/id6777751647 (this page in markdown: same URL + `.md`)
- Developer: [Synaptic Collaborations LLC](https://appshunter.io/developer/1853301168)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 52 MB
- Languages: American English
- Released: 2026-06-16
- Data updated: 2026-07-04
- User reviews in markdown: https://appshunter.io/ios/app/nexus-planning-money-and-debt/id6777751647/reviews.md

## What is Nexus Planning?

Nexus Planning is your complete financial picture — budgets, net worth, debts, investments, and insurance — planned entirely on your phone. No account to create. No bank logins. No servers. Your financial data lives in one place: your device.

PRIVATE BY DESIGN
• Works fully offline — nothing is uploaded, ever
• No sign-up, no tracking, no analytics
• Optional Face ID lock
• One-tap encrypted-device backups you control
• The only network call: stock tickers fetch public prices (no account info involved)

KNOW WHERE YOU STAND
• Net worth from your real accounts, investments, and debts
• Home & auto equity: link a mortgage to your house and watch equity grow with every payment
• Investment portfolio with live prices — import positions straight from a brokerage PDF statement

CRUSH YOUR DEBT
• Payoff planner compares avalanche vs. snowball and shows your debt-free date
• Student loans: PSLF tracking counts your qualifying payments and factors forgiveness into the plan
• Mortgages with escrow handled correctly — only principal reduces the loan
• Schedule payments and they post automatically, interest and principal split for you

EFFORTLESS TRACKING
• Import bank or card statements as PDF, Excel, or CSV — reviewed before anything is saved, file deleted after
• Recurring bills compress into one line with full history inside
• Paychecks modeled gross to net, auto-posted on payday
• Budgets by category with a suggested starter plan

PLAN AHEAD
• “Can I afford it?” — test a car or big purchase against your real cash, budget, and debt load
• 12-month cash-flow forecast
• Retirement projection and compound-interest calculator
• Savings goals with the monthly amount needed to hit them
• Life & disability insurance checkup: is your coverage enough for your debts and income?

BUILT FOR HOUSEHOLDS
• Share a snapshot with your partner’s phone — view-only, no accounts, nothing leaves your devices
Set up in minutes with a guided walkthrough — and skip anything you like.


## Version history (last 1 release)

### 1.0 — 2026-06-16

No release notes.

## More apps by Synaptic Collaborations LLC

- [AnesBuddy](https://appshunter.io/ios/app/anesbuddy/id6756396960)
- [BreakCheckOR](https://appshunter.io/ios/app/breakcheckor/id6758919545)

All apps by Synaptic Collaborations LLC: https://appshunter.io/developer/1853301168

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*