# Nickel & Know — Know Before You Spend

> Know Before You Spend (iPhone/iPad app by PANFINITY AND BEYOND LLC.)

- Source: https://appshunter.io/ios/app/nickel-and-know/id6805612702 (this page in markdown: same URL + `.md`)
- Developer: [PANFINITY AND BEYOND LLC](https://appshunter.io/developer/6783469678)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.5 · 15 MB
- Languages: English
- Released: 2026-09-14
- Data updated: 2026-10-03
- User reviews in markdown: https://appshunter.io/ios/app/nickel-and-know/id6805612702/reviews.md

## What is Nickel & Know?

Nickel & Know makes it easier to understand your money, build a budget, and stay on top of your everyday finances.
Start for free with manual budgeting tools that help you organize your finances, track spending, manage bills, and better understand where your money goes. No subscription is required to use Nickel & Know's free manual budgeting features.
KNOW YOUR MONEY
Manually add accounts and financial information to see your finances in a clear, easy-to-understand experience.
BUILD A BUDGET THAT WORKS FOR YOU
Create and manage a budget around the way you actually spend. Keep track of your progress and see how your spending compares with your goals.
UNDERSTAND YOUR SPENDING
Manually record spending and use your Free Spending Snapshot to get a clearer picture of your spending activity without complicated spreadsheets or overwhelming reports.
OPTIONAL PREMIUM SUBSCRIPTIONS
Additional features are available through separately purchased auto-renewable Premium and Premium+ subscriptions.
A Premium subscription purchase is required to connect financial accounts and access automatic bank balances and transactions, automatic bill and recurring-payment detection, spending and income insights, forecasts, recommendations, and other Premium features.
A Premium+ subscription purchase is required for all Premium features plus on-demand bank data refresh.
Subscription options and prices are displayed in the app before purchase. Payment is charged to your Apple Account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription through your Apple Account subscription settings.
DESIGNED TO BE SIMPLE
Personal finance doesn't have to feel complicated. Nickel & Know focuses on a clean, approachable experience that helps you understand the numbers that matter.
Whether you're trying to build better spending habits, organize your finances, or simply get a clearer picture of where your money goes, Nickel & Know gives you tools to stay informed.
Nickel & Know is a financial management and budgeting tool and does not provide financial, investment, tax, or legal advice.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium+ Monthly | $19.99 | per month |
| Premium Monthly | $7.99 | per month |
| Premium Yearly | $79.99 | per year |



## Version history (last 2 releases)

### 2.0 — 2026-10-03

We've improved the Nickel & Know experience with updates to subscription purchasing and account session handling for greater reliability. This update also introduces a new PANfinity & Beyond launch experience and includes additional performance and stability improvements.

### 1.0 — 2026-09-14

No release notes.

## More apps by PANFINITY AND BEYOND LLC

- [OmaDome C.A.R.D.S](https://appshunter.io/ios/app/omadome-cards/id6783469676)
- [Bear There: Location Reminder](https://appshunter.io/ios/app/bear-there-location-reminder/id6792755834)

All apps by PANFINITY AND BEYOND LLC: https://appshunter.io/developer/6783469678

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-03.*