# Nicolet Bank bankNow

> Mobile banking app for secure 24/7 account access, transfers, deposits, and card control. (iPhone/iPad app by Nicolet National Bank.)

- Source: https://appshunter.io/ios/app/nicolet-bank-banknow/id603221508 (this page in markdown: same URL + `.md`)
- Developer: [Nicolet National Bank](https://appshunter.io/developer/517812177)
- Category: Finance
- Price: Free
- Rating: 4.77/5 from 5,363 App Store ratings · 53 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 150 MB
- Languages: English
- Released: 2013-03-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nicolet-bank-banknow/id603221508/reviews.md

## What is Nicolet Bank bankNow?

bankNOW is a free mobile banking app for Nicolet National Bank customers to provide secure 24/7 account access from your mobile device.

MANAGE YOUR MONEY

•	Get real-time account balances. 
•	View your pending and posted transactions.
•	Search transaction history by keyword, amount, or check number.

TRANSFER & PAY
•	Transfer money between your accounts. 
•	Make an external transfer. 
•	Send money with Zelle®.
•	Pay bills from your mobile device. 
•	Easily pay a paper bill using camera capture. 

DEPOSIT CHECKS
•	Use the camera on your mobile device to deposit checks from anywhere.

CONTROL YOUR CARDS 
•	Set when and where your debit and credit cards can be used.
•	View all the places that store your card information for online or recurring payments.
•	Add a travel plan to help with fraud detection when traveling.
•	View Credit Card statements and make payments. 
CREDIT SCORE
•	Check your free credit score. 
•	View factors impacting your score like credit usage and credit inquiries. 

ALERTS
•	Set real-time alerts of account activity like low balances, deposits received, and more.
•	Add alerts for security events. 
•	Choose to be notified at a time convenient to you with push notifications, text or email.  

Nicolet Bank bankNOW is available to all Nicolet Bank online banking customers. If you are a current Nicolet Bank online banking user, use your same Username and Password to log in to bankNOW. If you are not yet enrolled in online banking, tap Enroll Now on bankNOW

## Key features

- Real-time account balances
- Transaction history search
- Money transfers (internal, external, Zelle)
- Mobile check deposit
- Debit/credit card controls
- Free credit score monitoring
- Customizable account alerts

## What do users think of Nicolet Bank bankNow?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 👍 User-friendly
- 💳 Mobile check deposit
- 🔒 Secure banking

**Cons**

- 🐛 Frequent login issues
- 🐛 Mobile deposit problems
- 🔍 Limited account visibility
- 🕰️ Cumbersome to use

**Commonly reported bugs**

- App crashes and connectivity issues
- Face ID/biometric login not working consistently
- Unexplained deposit failures

**Most requested features**

- Memo line for bill payments
- Ability to track debit/credit cards for joint accounts
- Extend iOS support for older devices
- Improve mobile deposit reliability

## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/nicolet-bank-banknow/id603221508/reviews.md

### 3/5 — Online banking

*2024-12-11*

Love it. But bill pay doesn’t work well .  App always says credentials don’t work when signing in first time. Goes back to sign in and then will open second time around every time??

### 3/5 — Definitely lacking

*2024-11-17*

Please come up to speed (technology-wise) with other big name banks. So much you can’t see from the app and still need to log in to the website or look at statements. Everything should be at your fingertips in an app and sadly this one falls short.

### 5/5 — Rocks

*2024-07-18*

This app is proving to be a lifesaver today. Had no problems downloading (but did require a more advanced and current operating system)… once downloaded - found it extremely easy to use. Excellent. Thank you.

### 2/5 — Mobile deposits don’t always go through

*2023-09-28*

I have experienced problems with mobile deposits not clearing. When I called it in they said no flag is given for a partially completed deposit or for deposits that didn’t complete for whatever reason. Was told they sometimes just don’t go through. “It happens a lot” they said. Well clearly this needs addressed at least on the level of notifying the depositor of issues with the deposit if you didn’t complete it. Even the pizza place on corner will text me if I didn’t complete an order!! I would think you would invest significant resources to ensure you get your money. Other than that the app seems stable and functions well.

### 5/5 — Good app!

*2023-09-25*

I have had no problems with this app. I am very happy with the way it works!

### 1/5 — Rarely works for travelers

*2022-12-04*

Unless you are using the app during normal business hours in the same time zone as Nicolet’s offices, don’t bother. It frequently fails to log you in and exhibits other instabilities. The only alerts I’ve ever received is when this app refuses to let me log in!

Might as well live in the 1960s since i have to use snail mail to deposit hard copy checks!

### 5/5 — They have your back

*2022-11-03*

Before someone can hack money out of my account Nicholet Bank stops them. I couldn’t be happier with this bank and will NEVER change..I cannot thank them enough for watching out for us older folks. It lets us sleep better at night.

### 3/5 — Where’s the memo line?

*2022-10-03*

Before Nicolet bought our bank, I was able to put account information on a memo line when paying a bill. I was also able to leave a memo for me about the payment. I would love to see at least the memo line on the check available again! I do like using the online bill pay, but the lack of the memo line is a little bit of a problem. I know that some people will say to just put the account number in the biller’s information. However, I have some situations where the number I need to include is different every time.

### 1/5 — Hate it

*2022-09-27, version 22.1.100*

You make this more complicated than it needs to be, I miss Charters simplicity

### 4/5 — I like app with one exception

*2022-09-12, version 22.1.100*

That is it keeps asking me to rate it!

## Frequently asked questions about Nicolet Bank bankNow

### What does the Nicolet Bank bankNOW app do?

The Nicolet Bank bankNOW app provides secure 24/7 access to your Nicolet National Bank accounts from your mobile device. You can manage your money by checking balances, viewing transactions, transferring funds, depositing checks, controlling your debit and credit cards, and monitoring your credit score.

### What are the key features of the bankNOW app?

Key features include real-time account balances, transaction history search, money transfers via Zelle or between accounts, mobile check deposit using your device's camera, card controls for usage and online payments, free credit score checking, and customizable alerts for account activity and security events.

### Is the Nicolet Bank bankNOW app free to use?

Yes, the Nicolet Bank bankNOW app is a free mobile banking application for Nicolet National Bank customers. There are no charges for downloading or using the app's core banking features.

### Who can use the Nicolet Bank bankNOW app?

The app is available to all Nicolet Bank online banking customers. If you are already an online banking user, you can log in using your existing username and password. New users can enroll in online banking through the app.

### How can I set up alerts in the bankNOW app?

You can set up real-time alerts for various account activities such as low balances or deposits received. You can also add alerts for security events. The app allows you to choose how you want to be notified, including push notifications, text messages, or email, at a time that is convenient for you.

## Version history (last 5 releases)

### 24.2.60 — 2025-01-29

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-20

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 23.2.30 — 2024-02-14

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 23.1.80 — 2023-10-04

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 23.1.70 — 2023-08-30

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by Nicolet National Bank

- [bankNOW](https://appshunter.io/ios/app/banknow/id1120681771)
- [Nicolet Bank Card Control](https://appshunter.io/ios/app/nicolet-bank-card-control/id1576410074)
- [Nicolet Wealth](https://appshunter.io/ios/app/nicolet-wealth/id6461600550)
- [Nicolet Bank Digital](https://appshunter.io/ios/app/nicolet-bank-digital/id6504625826)
- [Nicolet Bank SpendTrack](https://appshunter.io/ios/app/nicolet-bank-spendtrack/id6740144568)

All apps by Nicolet National Bank: https://appshunter.io/developer/517812177

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*