# NIH Federal Credit Union

> Secure and convenient mobile banking for managing accounts, payments, and loans. (iPhone/iPad app by NIH Federal Credit Union.)

- Source: https://appshunter.io/ios/app/nih-federal-credit-union/id431535907 (this page in markdown: same URL + `.md`)
- Developer: [NIH Federal Credit Union](https://appshunter.io/developer/431535910)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 7,678 App Store ratings · 85 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 180 MB
- Languages: American English
- Released: 2011-04-19
- Data updated: 2026-09-02
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/nih-federal-credit-union/id431535907/reviews.md

## What is NIH Federal Credit Union?

The NIH Federal Credit Union’s FREE mobile banking app is secure, convenient and easy to use anytime, anywhere. Our mobile banking app lets you manage your credit cards, share accounts, and loans all from your mobile device. Check account balances, pay bills, deposit checks, view transaction history, set up notifications — and much more..

Features include:
•	View account balances and payment activity 
•	Make instant account transfers
•	Pay bills and manage payees
•	Deposit checks from your device
•	Transfer funds between NIHFCU and other accounts you own
•	Open new accounts and apply for loans
•	View e-Statements
•	Manage your debit and credit cards
•	Set up push notifications to receive important account information

Message and data rates may apply from your wireless carrier.

Federally insured by the NCUA.

## Key features

- View account balances and payment activity
- Make instant account transfers
- Pay bills and manage payees
- Deposit checks from your device
- Open new accounts and apply for loans
- Manage debit and credit cards
- Set up push notifications

## What do users think of NIH Federal Credit Union?

Overall sentiment: positive

**Pros**

- 👍 Convenient mobile banking
- 🚀 Easy to navigate app
- 💡 Helpful ATM/branch locator
- 👍 Reliable and consistent service
- 👍 Excellent customer service
- 👍 Secure and trustworthy
- 👍 Positive long-term member experience

**Cons**

- 🐛 Occasional login/access issues
- 🐛 Reduced functionality after app updates
- 🐛 Inconsistent mobile deposit limits
- 🐛 Difficulty finding/using Zelle feature
- 🐛 Lack of international money transfer
- 🐛 Limited account information in app

**Commonly reported bugs**

- Login issues after iOS updates
- Mobile deposit not functioning properly
- Inconsistent app performance and reliability

**Most requested features**

- Increase mobile deposit limits
- Improve Zelle integration and visibility
- Add international money transfer capability
- Provide more detailed account information in app
- Streamline login/logout process
- Improve app stability and consistency after updates

## Recent user reviews (10 of 85)

All indexed reviews: https://appshunter.io/ios/app/nih-federal-credit-union/id431535907/reviews.md

### 4/5 — Love credit union

*2026-08-18, version 4022.0.0*

Difficult to find what you are looking for directly on the app without going through trial and error

### 5/5 — EXCELLENT SERVICE

*2026-08-11, version 4022.0.0*

EXCELLENT

### 5/5 — A solid credit union

*2026-07-08, version 4021.1.3*

I have enjoyed the service and  experience that NIHFCU has provided to me as a customer.

### 5/5 — Great Customer Service

*2026-05-28, version 4021.0.2*

I always get top class customer service anytime I call. The App serves all my need

### 5/5 — NIH Credit Union

*2026-04-28, version 4020.2.0*

The NIH Credit Union has been providing wonderful service to NIH employees. The branches on campus and the ATM machines at different locations are convenient for us, which is one of the reasons that I use credit union. I hope the ATM machines in Bldg 45 will remain here.

### 5/5 — NIHFCU

*2026-04-16, version 4020.2.0*

I am learning a lot and taking my credit very seriously. NIHFCU is keeping in track and keeping me focused on my goals

### 1/5 — Subhuman garbage.

*2026-01-16, version 4019.0.3*

Hate this company and every subhuman that works there.

### 2/5 — Government paycheck

*2025-11-17, version 4018.1.1*

Government paychecks are never uploaded on time in the system like other bank institutional

### 4/5 — Branch office

*2025-08-26, version 4018.0.0*

I would love a branch office I could walk into within 30 miles or less of my home.

### 5/5 — Member for 42 years

*2025-07-16, version 4017.2.0*

I would never consider banking anyplace else.

## Frequently asked questions about NIH Federal Credit Union

### What can I do with the NIH Federal Credit Union mobile app?

The app allows you to manage your credit cards, share accounts, and loans securely. You can check account balances, pay bills, deposit checks, view transaction history, and set up notifications. It also enables you to make instant transfers, manage payees, and even open new accounts or apply for loans.

### Is the NIH Federal Credit Union mobile app free to use?

Yes, the NIH Federal Credit Union mobile banking app is free to download and use. While the app itself is free, message and data rates may apply from your wireless carrier.

### How do I deposit a check using the app?

The app features a check deposit function that allows you to deposit checks directly from your mobile device. Simply follow the on-screen instructions to capture images of the front and back of your endorsed check.

### Can I manage my cards through the app?

Yes, you can manage your debit and credit cards directly within the app. This includes viewing activity and potentially other card management features as described in the app's functionality.

### What are the benefits of using the mobile banking app?

The app offers secure, convenient, and easy-to-use access to your accounts anytime, anywhere. Key benefits include managing all your financial products in one place, performing transactions like bill payments and transfers, and staying informed with push notifications.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-18

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.2.0 — 2026-04-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by NIH Federal Credit Union

- [NIHFCU Visa Credit Card](https://appshunter.io/ios/app/nihfcu-visa-credit-card/id1052922377)

All apps by NIH Federal Credit Union: https://appshunter.io/developer/431535910

## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
