# NIL Wealth

> Financial education and tools for student-athletes in the NIL ecosystem. (iPhone/iPad app by Liam Griffiths.)

- Source: https://appshunter.io/ios/app/nil-wealth/id6767364271 (this page in markdown: same URL + `.md`)
- Developer: [Liam Griffiths](https://appshunter.io/developer/1896319804)
- Category: Education, Finance
- Price: Free
- Rating: 4.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 17.6 · 6 MB
- Languages: American English
- Released: 2026-05-14
- Data updated: 2026-09-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nil-wealth/id6767364271/reviews.md

## What is NIL Wealth?

NILWealth is the self-serve financial education platform for the entire NIL ecosystem — created by an active D1 student-athlete earning NIL who built every feature to solve problems athletes actually face.
Taxes, contracts, compliance, investing, regulations, international obligations — one place, plain English, free for every athlete.
WHAT'S INSIDE:
NIL Allocation Calculator — Personalized breakdown across taxes, emergency savings, Roth IRA, spending, and growth fund. Updates in real time by income and state.
NIL Go Compliance Tracker — 5-day deadline alerts for deals over $600, risk flags for booster and collective sources, school disclosure tracking, and direct link to NIL Go.
NIL Tax Readiness Score — Live score tracking tax season preparedness with a calendar that updates automatically and navigates you to what needs attention.
NIL Experience Tier System — Personalized checklists that adapt as your income and deal activity grows across three stages of your NIL journey.
Roth IRA Tracker — Log contributions, track progress against the annual limit, and export your history. Your NIL income qualifies — start building tax-free wealth now.
NIL Deal Protector — Real contract scenarios, red flags, and an AI clause decoder. Know what you're signing before any brand gets your rights.
NIL Money Mentor — AI education assistant available 24/7 for anything NIL related. Navigates you directly to the right feature inside the app.
Financial Literacy Hub — Every concept you need: 1099-NEC, self-employment tax, Roth IRAs, quarterly taxes, LLCs, index funds, and more.
International Athlete Module — W-8BEN, Form 1040-NR, tax treaties, and non-resident filing guidance.
NIL Policy Hub — Current federal, state, and NCAA regulatory updates with source links.
School Revenue Sharing — Clear guidance on how direct school payments differ from third-party NIL deals.
For Parents — Dedicated guide covering NIL income, taxes, contracts, and when to get professional help.
Markets Tracker — Follow major indexes and stocks as you learn to invest.
PDF and Excel Export — Share your financial picture with a parent or CPA in one tap.
BUILT BY AN ATHLETE, FOR ATHLETES: The only self-serve NIL platform created by a current active D1 athlete. Built from real experience. Free for every athlete. Always.
DISCLAIMER: NILWealth provides financial education only. Nothing here constitutes personalized financial, tax, legal, or investment advice. Consult a licensed professional for guidance specific to your situation.

## Key features

- NIL Allocation Calculator
- Compliance Tracker with deadline alerts
- Tax Readiness Score
- Experience Tier System
- Roth IRA Tracker
- AI Contract Decoder
- Financial Literacy Hub


## Frequently asked questions about NIL Wealth

### What is NIL Wealth?

NIL Wealth is a self-serve financial education platform designed for the NIL ecosystem. It provides tools and resources for student-athletes to manage their income, taxes, contracts, and investments.

### Who created NIL Wealth?

NIL Wealth was built by an active D1 student-athlete who earned NIL. The platform's features were developed to address real problems faced by athletes.

### What financial topics does NIL Wealth cover?

NIL Wealth covers a wide range of topics including taxes (1099-NEC, self-employment tax, quarterly taxes), contracts, compliance, investing (Roth IRAs, index funds), regulations, and international obligations.

### Does NIL Wealth offer personalized financial advice?

No, NIL Wealth provides financial education only. It does not constitute personalized financial, tax, legal, or investment advice. Users are advised to consult a licensed professional for specific guidance.

### What devices is NIL Wealth available on?

NIL Wealth is available on iPhone and iPad devices.

### How often is NIL Wealth updated?

The latest version of NIL Wealth is 1.8, and it was last updated on August 13, 2026. The app is designed to update automatically with real-time income and state information.

### Does NIL Wealth have ads?

No, NIL Wealth is ad-free. The platform is completely free for every athlete and does not contain advertisements.

### Can I export my financial data from NIL Wealth?

Yes, NIL Wealth allows you to export your financial data in PDF and Excel formats. This feature enables you to easily share your financial picture with a parent or CPA.

## Version history (last 5 releases)

### 1.9 — 2026-09-17

UI improvements

### 1.8 — 2026-08-13

- Customizable allocation percentages — adjust your savings, investing, and spending split while taxes stay locked
- Cash vs product compensation tracked separately with automatic tax logic
- NIL Policy & Compliance Hub updated with 8 new policy developments and source links
- Contract review now accessible from any screen via the + button
- External link safety warnings when navigating away from NILWealth
- Account creation and login required — your data now syncs across all devices
- Improved mobile export support
- Bug fixes and performance improvements

### 1.7 — 2026-08-09

Updated Privacy Policy to reflect new login and signup requirements and data collection transparency.

### 1.5 — 2026-07-26

- Export your Allocation Plan, Deal Log, and Roth IRA Summary directly from iOS — save to Files, AirDrop, or share anywhere
- UI and performance improvements

### 1.4 — 2026-07-13

Simplified navigation to 5 tabs: Home, My Money, Learn, Mentor, My Progress. Every feature reachable in one tap from any screen.
Privacy Policy and Terms of Service now published and linked throughout the app.
NIL Policy Hub updated with 5 new regulatory developments: Protect College Sports Act advancing to full Senate vote, April 2026 Executive Order provisions taking effect August 1, CSC enforcement data showing 524 deals rejected worth $14.9M, seven states considering NIL income tax exemptions, and transfer portal NIL guidance.
AI Money Mentor now searches the web for current information and cites sources. Contract clause review happens directly in the Mentor chat before redirecting to the Deal Protector.
Mentor navigation fully updated to route to exact features and sections across the restructured app.
Roth IRA contribution limit updated to $7,500 for 2026.
Homepage streamlined with compact Deal Protector and Policy Hub cards, urgency stat row, and cleaner hero.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-22.*