# Nilfee: Cross-Border Payments — Send & Receive Money Instantly

> Instant, secure, and cost-effective cross-border money transfers with competitive exchange rates. (iPhone/iPad app by Nilfee Inc..)

- Source: https://appshunter.io/ios/app/nilfee-cross-border-payments/id6443850324 (this page in markdown: same URL + `.md`)
- Developer: [Nilfee Inc.](https://appshunter.io/developer/1649987615)
- Category: Finance, Productivity
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 23 MB
- Languages: English
- Released: 2023-06-12
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nilfee-cross-border-payments/id6443850324/reviews.md

## What is Nilfee?

Hello and Welcome to Nilfee! 

We’re thrilled to have you here! If you’re an individual, we’re here to make your cross-border payments faster, cheaper, and more secure. Let’s explore how Nilfee transforms the way you send, receive, and manage your money instantly.

What Nilfee Offers You:

Instant Cross-Border Payments 
Say goodbye to long waiting times! With T+0 settlement, your funds are transferred instantly, even on weekends.

Better Exchange Rates
We offer better-than-mid-market rates. No hidden fees, no surprises!

Effortless Remittances
Send money to your loved ones Instantly

Flexible Payment & Collection Options
 1.Direct Bank Transfers 
 2.TagID-to-TagID Transfers 
 3.QR Scan & Pay
 4.Coupons for Payments

Trusted Partnerships
We partner with industry leaders like Circle, Flinks, Checkbook, and more to ensure security, reliability, and compliance with global standards.

Ready to experience the future of borderless payments?
Download Nilfee today and join the revolution! 

Thank you for choosing Nilfee! We’re here to support you every step of the way. If you have any questions, our customer support team is ready to assist.

Welcome to the future of cross-border payments—welcome to Nilfee!

## Key features

- Instant cross-border payments
- T+0 settlement
- Better-than-mid-market exchange rates
- Direct bank transfers
- TagID-to-TagID transfers
- QR Scan & Pay

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/nilfee-cross-border-payments/id6443850324/reviews.md

### 5/5 — Best rate in the market

*2024-08-13*

Best rate in the market for money transfer to India

**Developer response:** Thanks for your kind support.

### 1/5 — They’re living in 2002

*2024-08-13*

In the name of security and compliance they ask for 6 different documents like recipients PAN card, KYC etc etc. 

Too complicated process. Better off using Xoom or Remitly, never had any security or compliance issues with them by only using recipients bank account id, IFSC code.

**Developer response:** Dear Sir,

Yes, we require the requested documents to process your payment. Additionally, our risk system flagged a discrepancy: your account is registered in the USA, but there was an access attempt from India within a very short time frame, approximately 30 minutes. Furthermore, the transaction was made to a business rather than an individual. 

In compliance with FinCEN and FIUIND regulations, we must conduct KYC and KYB verification. Unfortunately, we are unable to proceed with your request at this time. However, if you fulfill our KYC requirements, we would be happy to consider onboarding you in the future.

Please refer our FAQ : https://medium.com/@nilfee/nilfee-instant-borderless-payments-faq-bf8f6352bbde

Thank You.

### 5/5 — Fantastic app for Indian customers

*2024-08-09*

I started using Nilfee based on the recent advertising in social media , the app was flawless and the amount want credited on time

**Developer response:** Thank you, Sir. Your feedback will help us improve and serve you better.

## Frequently asked questions about Nilfee

### How secure are cross-border payments with Nilfee?

Nilfee partners with industry leaders like Circle, Flinks, and Checkbook to ensure security, reliability, and compliance with global standards for all transactions.

### What payment methods does Nilfee support for sending money?

Nilfee supports multiple flexible payment options including direct bank transfers, TagID-to-TagID transfers, QR Scan & Pay, and coupons for payments.

### How fast are money transfers with Nilfee?

Nilfee offers instant cross-border payments with T+0 settlement, meaning your funds are transferred immediately, even on weekends.

### Does Nilfee offer competitive exchange rates?

Yes, Nilfee provides better-than-mid-market exchange rates with no hidden fees or surprises, making your international transfers more cost-effective.

### What devices is Nilfee available on?

Nilfee is currently supported on iPhone and iPod devices.

### How often is Nilfee updated?

The latest version of Nilfee is 1.3.4, and it was last updated on March 18, 2025, indicating regular updates for performance and features.

### What is the age rating for Nilfee?

Nilfee has an age rating of 4+, making it suitable for a wide range of users.

### Does Nilfee have ads?

Nilfee does not contain advertisements, providing an uninterrupted user experience.

## Version history (last 5 releases)

### 1.3.4 — 2025-03-18

Version 1.3.4

What's New ?

Bug Fixes & UI changes.

Update now for the best experience!
If you love our app, don’t forget to rate us. Your feedback helps us improve!

### 1.3.3 — 2025-02-18

Version 1.3.3

What's New ?

Faster & More Secure Transfers – Enjoy improved transaction speed and enhanced security for seamless money transfers.
Bug Fixes & Performance Enhancements – We've squashed some bugs and optimized the app to ensure a smoother experience.
Enhanced Notifications – Stay updated on transfer status with real-time alerts and updates.
General Stability Upgrades – We’ve fine-tuned the app to make your money transfers even more reliable.

Update now for the best experience!
If you love our app, don’t forget to rate us. Your feedback helps us improve!

### 1.3.2 — 2025-02-14

Version 1.3.2 - What's New?

Exciting Updates & Improvements! 

Performance Boost: Faster load times and smoother navigation. 
Bug Fixes: We squashed pesky bugs for a better experience. 
UI Enhancements: A cleaner, more intuitive design to make using the app even better.

Update now and enjoy the latest improvements! Thanks for your support.

### 1.3.1 — 2025-01-28

We are thrilled to present this release's most recent updates! This is what's new:

EURC/USDC Payment Rails
Support for USDC and EURC payment rails has been added to improve and expedite your payment process.

Updates to API Versions
To guarantee improved compatibility, security, and performance, we have changed our backend APIs.

Bug Remedy
For a more dependable and seamless app experience, minor issues have been fixed and minor enhancements made.

Our goal is to keep making your app experience better. Thank you for using Nilfee; check back soon for additional information!

### 1.3.0 — 2025-01-23

Version 1.3.0

We’re excited to share the latest updates in this release! Here’s what’s new:

USDC / EURC Payment Rails
We’ve introduced support for USDC and EURC payment rails to streamline and enhance your payment experience.

API Versions Updated
Our backend APIs have been updated to ensure better performance, security, and compatibility.

Bug Fixes
Addressed minor bugs and made small improvements for a smoother, more reliable app experience.

We’re committed to continually improving your app experience. Thank you for using Nilfee - stay tuned for more updates!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
