# NIMB Smart

> Official mobile banking app for Nepal Investment Mega Bank Limited. (iPhone/iPad app by MEGA BANK NEPAL LIMITED.)

- Source: https://appshunter.io/ios/app/nimb-smart/id901814671 (this page in markdown: same URL + `.md`)
- Developer: [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036)
- Category: Finance, Business
- Price: Free
- Rating: 3.40/5 from 61 App Store ratings · 25 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.4 · 173 MB
- Languages: American English
- Released: 2014-08-12
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nimb-smart/id901814671/reviews.md

## What is NIMB Smart?

NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features.

Key Features:
1.    Banking On the Go
2.    Bill Payments Made Easier
3.    Top Up Made Easier
4.    Fund Transfers Made Easier
5.    QR Code: Scan and Pay
6.    Instant Online and Retail Payment with Fonepay Network
7.    Accessing your Account Informations Made Easier
8.    User Friendly, Safe and Secure
9.    And Many More Exciting Features

NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on.
To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

NIMB Smart is a Member of Fonepay Network.

Smart Banking for Smart People.

## Key features

- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure encryption

## Recent user reviews (10 of 25)

All indexed reviews: https://appshunter.io/ios/app/nimb-smart/id901814671/reviews.md

### 1/5 — Bad engineering

*2026-01-01, version 7.5.17*

Does not allow to login when VPN is enabled. This exposes background apps and internet traffic

### 3/5 — Doesn’t allow you to open FD for tenure more than 12 months .

*2025-10-19, version 7.5.17*

Doesn’t allow you to open FD for tenure more than 12 months .

### 1/5 — Unreliable

*2025-04-21, version 6.8.23*

This has to be hands down the worst functioning banking app.  It’s not as if the app simply refuses to open, it does, but that’s about it. I can neither scan QR codes, nor can I select any options from the menu. Not a one time problem, btw. Happens frequently.

### 1/5 — Rubbish banking app ever

*2025-02-28, version 6.8.19*

Year 8 kid can do better app these days. This app has trust issue. I don’t get OTP whenever i want to login. If i can’t get OTP why should i deposit money into?

### 1/5 — Change your bank

*2024-12-23, version 6.8.15*

This bank has the worst service and app do not use change your bank, the app barely works and when you call customer support they don’t respond.

### 1/5 — Worst banking app of Nepal

*2024-10-03, version 6.8.11*

This is the worst banking app i have ever used. Always asks the user to change their password and expect them to remember it. If you forget it, they will ask you to go to their nearest branch. And the lag in their online transaction every 1-2 out of 10 times.. OMG. I am switching to other banks. Even B grade bank would be better than this.

### 1/5 — First fix bugs

*2024-07-04, version 6.7.87*

Not good app yasko kam xaina yasma dherai login garda ni error charge fail number blocked vanxa kam xaina yo app ko yaslai na chalako nai ramro vannu chanxu yo vanda tw esewa khalti nai ramro ho

### 2/5 — NIBL can do better?

*2024-01-31, version 6.7.72*

Honestly the services of NIBL is only downgrading. App NEVER works well, jailey kei na kei problem dekhaucha transactions garda, the Coustomer Service is only getting worse and they never pick up the call. I am totally disappointed with the service.

### 1/5 — FIX YOUR APP

*2024-01-03*

It says to change the transaction pin and whenever I try to it doesn’t work, fix this app it’s such a pain to get any basic task done.

**Developer response:** Dear Sir, The Transaction PIN gets expired within 3 months. You can change your PIN through ‘Forgot Password’. Please email us at digital@nimb.com.np for the assistance.

### 5/5 — Great experience

*2023-12-07, version 6.7.67*

Great app to go with..

## Frequently asked questions about NIMB Smart

### What does NIMB Smart do?

NIMB Smart is the official mobile banking application for Nepal Investment Mega Bank Limited. It allows users to manage their bank accounts, make bill payments, perform fund transfers, and utilize QR code payments directly from their handheld devices.

### What are the key features of NIMB Smart?

Key features include banking on the go, simplified bill payments and top-ups, easy fund transfers, QR code scanning for payments, instant online and retail payments via the Fonepay Network, and secure access to account information. The app also emphasizes user-friendliness, safety, and security with 128-bit SSL encryption.

### Is NIMB Smart free to use?

The application itself is free to download and use. However, to utilize its services, users must have a valid account with Nepal Investment Mega Bank Limited and subscribe to their Mobile Banking Service.

### What are the compatibility requirements for NIMB Smart?

The description does not explicitly state compatibility requirements such as specific operating system versions (e.g., iOS or Android versions). However, it is designed for 'hand held devices,' implying it is a mobile application.

### How can I use NIMB Smart for payments?

NIMB Smart facilitates various payment methods. You can make bill payments, top-ups, and fund transfers directly through the app. Additionally, it supports QR code scanning for instant online and retail payments through the Fonepay Network.

## Version history (last 5 releases)

### 7.5.49 — 2026-08-12

- Bug fixes and performance improvements

### 7.5.46 — 2026-07-27

- Bug fixes and performance improvements

### 7.5.43 — 2026-07-01

- Bug fixes and performance improvements

### 7.5.36 — 2026-03-31

- Bug fixes and performance improvements

### 7.5.29 — 2026-02-22

- Bug fixes and performance improvements

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## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*