# ninosBank: Family Bank — Virtual Bank for Families

> Virtual family bank and pocket money manager for financial education. (iPhone/iPad app by Encode Consultancy Ltd.)

- Source: https://appshunter.io/ios/app/ninosbank-family-bank/id6444909802 (this page in markdown: same URL + `.md`)
- Developer: [Encode Consultancy Ltd](https://appshunter.io/developer/1806810716)
- Category: Finance, Productivity
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 10 MB
- Languages: English
- Released: 2022-12-07
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ninosbank-family-bank/id6444909802/reviews.md

## What is ninosBank?

Welcome to ninosBank - a complete virtual family bank, pocket money
manager, chores app, piggy bank, family budget tracker, kids reward app and
savings tracker.

It’s completely free for adults and kids aged 6+, made to help families teach
kids about money and preparing them for future.

ninosBank provides complete banking experience to kids, by enabling multiple
accounts (pots), and calculating credit score like Experian, Equifax and other
real world credit score providers. This helps kids understand what credit score
is and why it matters.

ninosBank not only brings banking experience and financial education to kids,
but also provides exciting platform to families to manage pocket money, assign
chores and reward kids for the same. Based on kids’ performance, ninosBank
calculates Credit Score for the kids and explain why it is important.

Features for Parents:
- Parents can add multiple kids (up to 4) and can manage their accounts
easily from their Home Screen
- Multiple Guardians can be added to manage family finances & budget
easily
- Parents can create chores & tasks for kids on Daily, Weekly, Monthly
basis or can schedule for a specific date
- Parents can assign reward for each chore
- Once chores are completed by kids, rewards are allocated only once
they are approved by Parents, and giving complete control to parents to
ensure kids have completed task
- Parents can set chores to “Auto Approve” as well. In that case any
reward will be awarded automatically on completion.
- Rewards can be Money, Hours (TV or Gaming Hours), Stars or Points
- Parents can Boost or Deduct funds (Money, Hours, Stars or Points) from
kids account anytime.
- Each family member has its own Pin number, so same iPhone can be
used or kids can use their own iPhone as well.

Features for Kids:

- Kids can create multiple pots to manage funds (Money, Hours, Stars and
Points)
- All transactions and statement for each pot are shown under each pot
on Child’s home screen.
- Funds can be transferred between similar reward pots
- Kids can complete assigned Chores from Chores tab
- Credit score for kids is calculated on regular basis based on kids
performance and can be seen on credit score tab.

Financial education is a key in day-to-day life, but unfortunately this is not
taught in schools. ninosBank aim to provide Banking experience to kids so that
they are confident in managing money in exciting manner.

ninosBank is FREE, so download it now and help kids become money masters!

ninosBank is app from Ninos Finance Limited, which is registered company in
England and Wales (Company Number – 14509216)

Any question for suggestion, you can reach out to us at hello@ninosbank.com. We would love to hear from you.

## Key features

- Virtual banking for kids
- Pocket money management
- Chore assignment and rewards
- Family budget tracking
- Kids credit score calculation
- Multiple accounts (pots)
- Parental approval for rewards

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/ninosbank-family-bank/id6444909802/reviews.md

### 5/5 — Game changer!

*2025-05-14, version 1.0*

I don’t normally write reviews but i felt this app deserves it. Why this app doesn’t have more great reviews baffles me! If you want to teach your kids the value of money by doing chores and rewarding them for there actions this is the app. I set it up and was up and running in minutes. I as admin setup repeating chores for my son, some recur daily others recur weekly. My son completes his chores and requests his pocket money for each chore. 20p for hovering, 50p for training class, 30p polish/tidy bedroom. Small amounts that seem insignificant on there own but they add up and over a week he ears around £5-£7 a week depending how good he does. He can then choose to spend it on whatever he wants and he is already after just 3 weeks learning to save it and save it for the important things he wants. Chores get done and my son get’s rewards. What’s not to like!

### 3/5 — Feedback

*2025-03-24, version 1.0*

1. It would be nice for a reward entry area to kinda see what they can possibly use there points or money towards . 2. The calendar dates (numbers) are one in the same as backdrop which is the same color as background which is white . 3 a subtle error is on the app, Once the task is done for approval or rejection it keeps repopulating the same prompt .4.Auto toggle is stuck and will not turn off for manually approval  tasks , I wanted to use the manual option to keep the task approval from regenerating in the inbox for approval or rejection 

 I truly do I like the app so far, especially the current version for majority of iPhone users

### 3/5 — Something is missing

*2023-11-16, version 1.0*

Loaded the app and set up a family.   But I can’t seem to see any tasks.   There’s no button to add them.  I’m running the app on an iPhone 13 Pro.

### 5/5 — Wow…amazing app

*2022-12-07, version 1.0*

Exactly what I was looking for kids. Cool thing I like is able to create hours pot. Now I can reward kids with Gaming hours in Chores and we can track it easily. Kids loved the feel of actual card as they keep on comparing with my bank card from purse. Loved it.

## Frequently asked questions about ninosBank

### What is ninosBank?

ninosBank is a virtual family bank designed to teach children about money management. It allows parents to set up accounts for up to four kids, assign chores with rewards, and track family budgets.

### Is ninosBank free to use?

Yes, ninosBank is completely free for adults and children aged 6 and above. There are no in-app purchases or advertisements.

### How does ninosBank teach kids about credit scores?

ninosBank calculates a credit score for kids based on their performance with chores and account management. It explains the importance of this score, similar to real-world credit providers like Experian and Equifax.

### What types of rewards can parents assign in ninosBank?

Parents can assign rewards such as money, TV or gaming hours, stars, or points for completed chores. Rewards are allocated after parental approval, though an 'Auto Approve' option is available.

### What devices does ninosBank support?

ninosBank is available on iPhone, iPad, and iPod. It allows each family member to have their own PIN for secure access on shared or individual devices.

### How often is ninosBank updated?

The app was last updated on December 7, 2022, with version 1.0. Further update frequency information is not provided.

### What is the age rating for ninosBank?

ninosBank has an age rating of 4+, making it suitable for younger children to begin learning about finances with parental guidance.

### How can I contact ninosBank for support or suggestions?

You can reach out to ninosBank with any questions or suggestions via email at hello@ninosbank.com. The developers are keen to hear user feedback.

## Version history (last 1 release)

### 1.0 — 2022-12-07

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*