# Nivio Ahead — Financial clarity, made simple > Financial clarity, made simple (iPhone/iPad app by Abner Silva.) - Source: https://appshunter.io/ios/app/nivio-ahead/id6761444122 (this page in markdown: same URL + `.md`) - Developer: [Abner Silva](https://appshunter.io/developer/1889690842) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 15.1 · 51 MB - Languages: American English - Released: 2026-06-26 - Data updated: 2026-08-02 - User reviews in markdown: https://appshunter.io/ios/app/nivio-ahead/id6761444122/reviews.md ## What is Nivio Ahead? Financial clarity, made simple. Nivio helps you understand what's truly safe to spend today—not just what's sitting in your account. Most finance apps show balances. Nivio helps you make better decisions. By tracking your accounts, upcoming bills, recurring payments, and future obligations, Nivio calculates how much money is actually available to spend right now. Know before you spend • See your Safe to Spend amount at a glance • Stay ahead of bills, subscriptions, and recurring expenses • Understand upcoming credit card payments • Get a clear view of your financial timeline • Avoid running short before payday Built for real life • Multiple accounts and currencies • Cash, debit, and credit card support • Recurring income and expenses • Timeline-based financial planning • Fast manual entry with no complexity Designed for clarity No overwhelming dashboards. No confusing charts. Just the information you need to make confident financial decisions every day. ## Version history (last 2 releases) ### 1.0.6 — 2026-07-03 - Improved numpad UX - Improved Tutorial UX - Added Tutorial step for teaching how to censor numbers - Fixed Spanish wording for recurring expenses ### 1.0 — 2026-06-26 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*