# Niyo DCB — Banking You'll Love

> Smart travel banking app with zero forex markup and in-app controls. (iPhone/iPad app by Niyo Solutions Inc.)

- Source: https://appshunter.io/ios/app/niyo-dcb/id1451275528 (this page in markdown: same URL + `.md`)
- Developer: [Niyo Solutions Inc](https://appshunter.io/developer/1147056100)
- Category: Finance, Travel
- Price: Free
- Rating: 4.17/5 from 18 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 84 MB
- Languages: English
- Released: 2019-03-24
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/niyo-dcb/id1451275528/reviews.md

## What is Niyo DCB?

A smart companion for all your travels.

With Zero forex markup, Niyo offers much more than your typical travel card. We prioritise user-friendliness. With amazing features including In-app Card Controls, Currency Converter and ATM Locator. 

What's more, your card will work seamlessly in 150+ countries!

We don't just take pride in what we've built, we are also committed to continue creating an experience worth loving. We strive to create fans, not customers, be it with our products, services, or marketing efforts.

## Key features

- Zero forex markup
- In-app card controls
- Currency converter
- ATM locator
- Works in 150+ countries

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/niyo-dcb/id1451275528/reviews.md

### 4/5 — Works well, good exchange rates..

*2025-03-31*

I’ve used the Niyo Global card while traveling, and it works well worldwide with great exchange rates. Payments are smooth, though occasional downtimes can be frustrating. Still, it’s a solid choice for travelers. If you’re signing up, using a referral code like UMEND297 might get you 2500 Niyo Coins (worth ₹250) instantly.

**Developer response:** Hi Vihaan, thanks for sharing your detailed feedback! We're glad the Niyo Global card supported you well during your travels 🌍. We appreciate your patience during occasional downtimes and will keep working to enhance the experience! -SKP

### 1/5 — Doesn’t work! Server Crash

*2021-10-26, version 1.2.45*

The app server crash down quite frequently which leads to failure in loading money and log in problem.

### 2/5 — Latest update won't let me open my app

*2020-06-01*

The latest update won't let me open the niyo app, Saying that it is rooted when its not, I use an iphone X which isn't rooted what should I do ?

### 5/5 — Convenient and Simple

*2019-10-19, version 1.1.1*

Used it for my trips to US, Canada and Europe. Very simple and convenient. It is so reliable that I have stopped bothering about the expensive forex changes on Airports.

## Frequently asked questions about Niyo DCB

### What is Niyo DCB's main benefit for travelers?

Niyo DCB offers zero forex markup on transactions, significantly reducing costs for international spending. It also provides convenient features like in-app card controls and a currency converter.

### How secure is Niyo DCB?

While specific security protocols are not detailed, the app focuses on user-friendliness with features like in-app card controls, which allow users to manage their card activity directly.

### Does Niyo DCB have any transaction fees?

The app highlights zero forex markup, suggesting it aims to minimize international transaction costs. Specific details on other potential fees are not provided in the description.

### What devices support Niyo DCB?

Niyo DCB is available for iPhones and iPods, as indicated by its supported devices list. It is designed for iOS users.

### How often is Niyo DCB updated?

The app was last updated on May 22, 2022, with version 1.2.47. This indicates a development cycle that may involve periodic updates to improve features and performance.

### What is the user sentiment for Niyo DCB?

Niyo DCB has a rating of 4.2 stars from 18 ratings, suggesting generally positive user experiences. Users appreciate its travel-focused features and cost-saving benefits.

### Does Niyo DCB have ads?

No, Niyo DCB does not contain advertisements. The app is free to use and does not rely on ad revenue.

### Can I use Niyo DCB for ATM withdrawals abroad?

Yes, Niyo DCB includes an ATM locator feature, indicating that it is designed for use with ATMs in over 150 countries, facilitating cash withdrawals abroad.

## Version history (last 5 releases)

### 1.2.47 — 2022-05-22

Minor Bug Fixes.

### 1.2.46 — 2022-04-26

Minor Bug Fixes.

### 1.2.45 — 2021-10-25

Minor bug fixes.

### 1.2.44 — 2021-09-08

1. We heard & improved the statement issues to give you a seamless experience.
2. Minor bug fixes.

### 1.2.43 — 2021-08-09

1.     You can now lock/unlock international transactions for your account using the App.
2.     New Transaction UI that gives things a fresh look and makes it easier to understand the transaction interface.
3.     We heard & improved the statement issues to give you a seamless experience.

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## More apps by Niyo Solutions Inc

- [NiyoX - Digital Banking](https://appshunter.io/ios/app/niyox-digital-banking/id1551109293)
- [Niyo SBM - Old App](https://appshunter.io/ios/app/niyo-sbm-old-app/id1558111690)
- [Niyo: Global cards for travel](https://appshunter.io/ios/app/niyo-global-cards-for-travel/id1633946487)

All apps by Niyo Solutions Inc: https://appshunter.io/developer/1147056100

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*