# NiyoX - Digital Banking — Bank. Save. Invest.

> Digital banking app transitioning to a travel-focused platform with global financial services. (iPhone/iPad app by Niyo Solutions Inc.)

- Source: https://appshunter.io/ios/app/niyox-digital-banking/id1551109293 (this page in markdown: same URL + `.md`)
- Developer: [Niyo Solutions Inc](https://appshunter.io/developer/1147056100)
- Category: Finance, Travel
- Price: Free
- Rating: 3.25/5 from 16 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 32 MB
- Languages: English
- Released: 2021-03-11
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/niyox-digital-banking/id1551109293/reviews.md

## What is NiyoX?

- Important Update – NiyoX App is Being Sunset
As part of our journey to serve you better, we're retiring the NiyoX app and moving to a new experience designed especially for international travellers.

- Introducing our new app: Niyo: Global Cards for Travel

With this new platform, you’ll get:

- Zero Forex Markup Cards – Spend globally without hidden fees

- Buy Multi-Currencies  – Buy foreign currencies to travel abroad

- Flights & Hotels – Book your travel in one place

- eSIM for Travel – Stay connected in 100+ countries

- Instant Travel Insurance – Coverage at your fingertips

## Key features

- Zero Forex Markup Cards
- Buy Multi-Currencies
- Book Flights & Hotels
- eSIM for Travel
- Instant Travel Insurance

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/niyox-digital-banking/id1551109293/reviews.md

### 1/5 — pathetic

*2023-04-26*

they taking money away as well.. i don’t know why.. today my 200/- just debited from my account. my whole day just ruined because of that.

**Developer response:** Hello Joel! We're sorry to hear about your experience and apologize for any inconvenience caused. We would like to investigate this further and resolve the issue as soon as possible. Could you please provide us with more details about the transactions and your registered details by reaching out to our live chat support team through the app or by writing to us at niyox.escalations@goniyo.com with your registered email address? Rest assured, we'll do our best to assist you in resolving this issue. -ZG

### 1/5 — Crash

*2022-05-29*

Not working properly

**Developer response:** Hey there! We'd like to have a closer look into the issue you've been facing. Kindly request you to write to us at niyox.escalations@goniyo.com from your registered email ID attaching a screen recording or screenshot of the error or fill in the form through the link: https://tinyurl.com/niyox-userdetails so that we can look into it and resolve this for you at the earliest. -AD

### 4/5 — Still RTGS and FD missing

*2022-04-08*

Still options to do RTGS transaction and opening FD missing, else would be an 5 star.

**Developer response:** Hey Sathes! We've duly noted your feedback and it will be shared with our product team. Based on the possibility, we'll definitely try to add them in the future. For any further help, reach out to our Live Chat Support through the NiyoX app. -AD

### 4/5 — NiyoX

*2021-10-16*

It’s working awesome

**Developer response:** Hey there! We are thrilled to know that you are loving the experience in the app. We'd love to understand how else we can improve to make it a 5-star app for you. Thank you for your time. LK

### 1/5 — Not trust worthy

*2021-04-10*

Need lot of improvements

**Developer response:** Hey Pulumchi, we are always welcome to feedback and suggestions to make the product better. Kindly let us know what needs to be improved so that we can further proceed. SR

## Frequently asked questions about NiyoX

### Is NiyoX still available?

The NiyoX app is being sunset. Users are being transitioned to a new experience called 'Niyo: Global Cards for Travel' designed for international travelers.

### What are the main benefits of the new Niyo travel app?

The new app offers zero forex markup cards, the ability to buy multi-currencies, flight and hotel bookings, eSIMs for global connectivity, and instant travel insurance.

### What is the rating of the NiyoX app?

The NiyoX app has a rating of 3.3 stars based on 16 ratings.

### What devices does NiyoX support?

NiyoX is supported on iPhone and iPod devices.

### What is the age rating for NiyoX?

NiyoX has an age rating of 4+.

### When was the latest version of NiyoX released?

The latest version, 3.9.0, was last updated on May 31, 2025.

### Does NiyoX have ads?

No, NiyoX does not contain advertisements.

### Is NiyoX free to use?

Yes, NiyoX is a free application.

## Version history (last 5 releases)

### 3.9.0 — 2025-05-31

This version explains why NiyoX is being closed and how you can seamlessly move to the new app.

- Update now to read the full message and begin your upgrade journey.

Thank you for being part of NiyoX. We’re excited to welcome you to the next chapter -- Niyo: Global Cards for Travel.

### 3.8.9 — 2024-08-16

Bug fixes and improvements

### 3.8.8 — 2024-07-26

Bug fixes and improvements

### 3.8.7 — 2024-07-15

Bug fixes and minor Improvements

### 3.8.6 — 2024-07-04

-- Bug Fixes and Improvements

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| App | Rating | Price | Category |
| --- | --- | --- | --- |
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## More apps by Niyo Solutions Inc

- [Niyo DCB](https://appshunter.io/ios/app/niyo-dcb/id1451275528)
- [Niyo SBM - Old App](https://appshunter.io/ios/app/niyo-sbm-old-app/id1558111690)
- [Niyo: Global cards for travel](https://appshunter.io/ios/app/niyo-global-cards-for-travel/id1633946487)

All apps by Niyo Solutions Inc: https://appshunter.io/developer/1147056100

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*