# NJ MEL App

> New Jersey municipal government shared services program communication and education tool. (iPhone/iPad app by Municipal Excess.)

- Source: https://appshunter.io/ios/app/nj-mel-app/id1298717255 (this page in markdown: same URL + `.md`)
- Developer: [Municipal Excess](https://appshunter.io/developer/1715987999)
- Category: Reference
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 12+
- Requires: iOS 8.0 · 32 MB
- Languages: Arabic, Azerbaijani, Catalan, Czech, Danish, Dutch, English, Finnish, French, German and 21 more
- Released: 2017-10-26
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nj-mel-app/id1298717255/reviews.md

## What is NJ MEL App?

Since 1985, the MEL system has become one of the most successful shared services programs in the state's history - saving New Jersey taxpayers over $1.1 billion to date. The MEL is a governmental entity that provides excess insurance and services to 19 local Joint Insurance Funds (JIFs) representing over 72% of local governments in New Jersey including 375 municipalities, 72 utility authorities, 89 housing authorities and 39 Fire/First Aid Districts. With an annual budget of $210 million and a statutory surplus of over $175 million, New Jersey's MEL system is the largest municipal property/casualty risk pool in the country.

This mobile app facilitates communication, education, and response.

## Key features

- Facilitates communication
- Provides education
- Enhances response
- Information on savings
- Details on member entities


## Frequently asked questions about NJ MEL App

### What is the NJ MEL App?

The NJ MEL App is a mobile application designed to facilitate communication, education, and response for New Jersey's Municipal Excess Liability (MEL) system. It provides information on a successful shared services program saving taxpayers billions.

### Who is the NJ MEL App for?

This app is primarily for local government officials and employees in New Jersey who are part of the 19 Joint Insurance Funds (JIFs) represented by the MEL system.

### How much does the NJ MEL App cost?

The NJ MEL App is available for free download on supported devices. There are no associated costs to access its features.

### What devices support the NJ MEL App?

The NJ MEL App is compatible with iPhones, iPads, and iPods. It is also supported on Apple Watch devices.

### When was the NJ MEL App last updated?

The NJ MEL App was last updated on October 31, 2017, with version 1.1. The initial release date was October 26, 2017.

### What is the age rating for the NJ MEL App?

The NJ MEL App has an age rating of 12+. This indicates it is suitable for users aged 12 and older.

### Does the NJ MEL App have ads?

The provided data does not specify whether the NJ MEL App contains advertisements. It is listed as free with no in-app purchases.

### What is the MEL system?

The MEL system is a governmental entity in New Jersey that provides excess insurance and services to local Joint Insurance Funds (JIFs). It has saved New Jersey taxpayers over $1.1 billion since 1985.

## Version history (last 1 release)

### 1.1 — 2017-10-31

Iinitial Upload

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## More apps by Municipal Excess

- [NJ MEL](https://appshunter.io/ios/app/nj-mel/id6472263918)

All apps by Municipal Excess: https://appshunter.io/developer/1715987999

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*