# NJM SafeDrive > App tracks driving behavior for insurance discounts and feedback. (iPhone/iPad app by New Jersey Manufacturers Insurance Company.) - Source: https://appshunter.io/ios/app/njm-safedrive/id1358728332 (this page in markdown: same URL + `.md`) - Developer: [New Jersey Manufacturers Insurance Company](https://appshunter.io/developer/1358728331) - Category: Finance - Price: Free - Rating: 1.77/5 from 74 App Store ratings · 57 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 101 MB - Languages: Arabic, English, French, German - Released: 2018-07-23 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/njm-safedrive/id1358728332/reviews.md ## What is NJM SafeDrive? “What is NJM SafeDrive? NJM SafeDrive is a voluntary program designed to encourage safer driving and it provides a discount on your car insurance premium if you choose to participate. It uses a smartphone app to capture driving behavior and provide feedback on your acceleration, braking, cornering, distracted driving, and speed. How does it work? NJM SafeDrive runs in the background while you drive. It captures your driving behaviors and assigns scores for acceleration, speed, braking, cornering, and distracted driving (handling or interaction with the smartphone while the vehicle is in motion). The app provides an overall score for each trip, which is uploaded to your account. You don’t have to worry about using any data – the app allows you to upload your trip information only over a Wi-Fi connection. Users can review past trips in the app’s logbook to see how their driving scores have changed over time. How do I enroll? NJM car insurance customers should contact us at 1-800-232-6600. Once you’re enrolled in the program, you’ll receive an email with instructions for downloading and setting up the app. Sign up for NJM SafeDrive and start saving today!” ## Key features - Tracks acceleration, braking, cornering, speed - Monitors distracted driving - Provides trip scores and feedback - Uploads trip data over Wi-Fi - Review past trip logs - Encourages safer driving habits ## Recent user reviews (10 of 57) All indexed reviews: https://appshunter.io/ios/app/njm-safedrive/id1358728332/reviews.md ### 1/5 — Terrible, not worth the discount given. *2024-08-03* It wants every thing running all the time. Trips don’t register because the apps not actually on, or some other setting. If I turn them all on when I start the trip, it still doesn’t want to count the trip. Having them on all the time runs my battery down constantly. I am very tired of having to recharge five times a day. ### 1/5 — Unprofessional *2024-07-27* If NJM can’t even keep there app running properly how can I trust they run there company properly. All they have to do is update there app. Everyone else seems to do so. Might have to start looking for a new insurance company. ### 1/5 — Buggy and Annoying *2024-02-15* Hasn’t been updated in 3 years and crashes when trying to edit vehicle options. Also constantly asks me to change my settings and the window can’t be dismissed. It’s a constant babysitting job. Like other apps of this kind it doesn’t know enough to be truly accurate. For example when it is still recording a drive but you’re at a drive thru window and you need to use your phone to pay for your purchase. I’m going to pause or turn off njm each time? Right. So now my coffee stop is distracted driving. I could go on but the tech is not there yet. ### 1/5 — Horrible app *2023-12-28* Stopped working in July on my wife’s phone and two weeks ago on my phone. Have called NJM safe drive people several times and what they tell me is what my phone shows is already done. They keep saying they will pass my concerns on to their tech dept but nothing changes. Also the app is silly. You are pdnslized if someone cuts you off and you have yo swerve to avoid an accident or if you have to jam on your brakes. They seem to penalize you if you break hard when a light changes and you decide to stop quickly. If you run the light no penalty. So really with all the things they can’t know about what is this app really good for? ### 1/5 — Frequent Reinstall Needed *2023-11-30* The app stops without warning for no reason and needs to be reinstalled to work again. There is a message about incorrect settings when, in fact, they are correctly set. Very unreliable tool. ### 1/5 — Constantly thinks I am distracted *2023-10-02* I use a dash mount so that I can use my phone as a GPS…the stupid app thinks I am constantly using my phone while driving. Must’ve been designed by five year olds. ### 3/5 — The algorithm needs to be updated. *2023-06-05* As a new NJM SafeDrive app user, I am waiting for more than a month to give my impression and review. The app tracks your driving via smart phone GPS and gyroscope, which measures driving speed and turning speed/angle. The math behind can be complicated. But starting from middle of May 2023, my accumulated scores by the end of May was half the rest app users in Leaderboard, who use the app from beginning of May. Simply put, the algorithm doesn’t compare average daily score. It compares the total scores. It seems the more you drive the higher your score is. ### 1/5 — Battery addiction *2023-02-07, version 3.12.0* Honestly not that bad of scoring system but the sole fact I need my phone for work and every time I needed it it died on me. For a whole week I did not understand why my phone was dying by 12:00 my day starts at 6-7 I use GPS don’t have it plugged in as it’s unnecessary early in the morning and by the time I get to my first location I’m already at 10% sometimes get stranded because Apple takes so long to boot up but the real issue is why this app takes so much when it’s not supposed to. ### 1/5 — What have I gotten myself into? *2023-02-02, version 3.12.0* I just downloaded this app thinking, since I loved NJM when I had them years ago, that they’d have a topnotch app to go along with their topnotch service. What I find is an app with a 1.7 rating WORSE than the park NYC App which is worse than HORRIBLE. Issues ongoing for over THREE YEARS? “Jessica” either isn’t sending reports over to the development team like she says she is, or said team is a bunch of mouth breathers too busy playing World of Warcraft in mom’s basement to bother to get any effect coding done. ### 1/5 — The worst! *2023-01-26, version 3.12.0* It can’t tell if you’re a passenger or driver or if you’re on a bus! Drains my battery like crazy. I’m not sure it’s worth the discount ## Frequently asked questions about NJM SafeDrive ### What does NJM SafeDrive do? NJM SafeDrive is a voluntary program that uses a smartphone app to monitor your driving behaviors. It tracks acceleration, braking, cornering, speed, and distracted driving. The app provides feedback on each trip and can help you improve your driving habits, potentially leading to car insurance discounts. ### How do I enroll in NJM SafeDrive? NJM car insurance customers can enroll by contacting NJM directly at 1-800-232-6600. Once enrolled, you will receive an email with instructions on how to download and set up the NJM SafeDrive app on your smartphone. ### Does NJM SafeDrive use my mobile data? No, you do not have to worry about using your mobile data. The app is designed to allow you to upload your trip information only over a Wi-Fi connection, ensuring it doesn't consume your data plan. ### What driving behaviors are tracked? The app captures and scores several key driving behaviors, including acceleration, speed, braking, cornering, and distracted driving. Distracted driving is specifically monitored for handling or interacting with the smartphone while the vehicle is in motion. ### Can I see my past driving performance? Yes, users can review their past trips in the app's logbook. This feature allows you to see how your driving scores have changed over time, providing insights into your progress and areas for improvement. ## Version history (last 5 releases) ### 3.12.0 — 2021-12-21 - Added Configuration Helper to ensure all settings are correctly configured - Improved journey capture detection rate - Improved error messaging throughout the app - Bug fixes & performance improvements ### 3.9.1.2 — 2020-06-04 updates and bug fixes ### 3.7.0 — 2020-06-03 Support for iOS 13 Updated Driver Profile Screen Fixed translation messaging ### 3.6.1 — 2019-08-20 This update includes: •Performance improvements and bug fixes •Improved location and movement tracking See More -The permissions required for the app to work have been updated. The permissions are listed below: • App Location Services allows the app to determine the route for the trips. • Motion and Fitness allows the app to determine whether movement is related to driving, and if so, to record the trip start and stop. -See more information on the Trip Details screen, including your trip speed over time and overall trip score. -The app will notify you if the current smartphone is not designated to record trips, meaning the trips will not be recorded by this phone. This can be changed in Settings. -See your monthly and yearly driving trends and progress in the Stats tab of your user profile. -Fixed: Trips marked as “Passenger” no longer show events. -Fixed: Addresses for the Trip Start and Finish now include only the street, town, and state. -Fixed: Improved Trip Start/Finish and length of trip detection. -Fixed: Public transportation methods are now automatically detected. ### 3.1.3 — 2019-04-03 Bug fix to eliminate delays in trip processing. ## Apps similar to NJM SafeDrive | App | Rating | Price | Category | | --- | --- | --- | --- | | [First Harvest CU Mobile App](https://appshunter.io/ios/app/first-harvest-cu-mobile-app/id966324088) | 4.7 (2,895) | Free | Finance | | [CU of NJ](https://appshunter.io/ios/app/cu-of-nj/id468151479) | 4.8 (3,353) | Free | Finance | | [PFFCU Mobile Banking](https://appshunter.io/ios/app/pffcu-mobile-banking/id954363005) | 4.7 (19,383) | Free | Finance | | [EmployeeXperience](https://appshunter.io/ios/app/employeexperience/id441995323) | 2.1 (61) | Free | Finance | | [OCA Mobile](https://appshunter.io/ios/app/oca-mobile/id1436709634) | 4.6 (1,246) | Free | Finance | | [Columbia Bank Mobile Banking](https://appshunter.io/ios/app/columbia-bank-mobile-banking/id624665667) | 4.8 (4,632) | Free | Finance | ## More apps by New Jersey Manufacturers Insurance Company - [NJM SafeDrive Go](https://appshunter.io/ios/app/njm-safedrive-go/id1566418670) All apps by New Jersey Manufacturers Insurance Company: https://appshunter.io/developer/1358728331 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*