# Nkwa — Savings via Mobile Money > Licensed finance app for disciplined savings towards financial goals. (iPhone/iPad app by Nkwa tech LTD.) - Source: https://appshunter.io/ios/app/nkwa/id1535681910 (this page in markdown: same URL + `.md`) - Developer: [Nkwa tech LTD](https://appshunter.io/developer/1535681909) - Category: Finance - Price: Free - Rating: 4.30/5 from 561 App Store ratings · 46 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 86 MB - Languages: American English, French (France) - Released: 2020-10-22 - Data updated: 2026-09-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/nkwa/id1535681910/reviews.md ## What is Nkwa? ****FR**** A propos de l'appli Nkwa est une appli de finance agréée, qui vous aide à planifier et épargner de l'argent de manière disciplinée vers l’atteinte des objectifs financiers que vous vous êtes fixés. Nous sommes fiers d'avoir aidé nos clients à épargner plus de 2 milliards de FCFA ; Il s’agit des fonds qu'ils auraient été tentés de dépenser et qu'ils auraient peut-être regretté plus tard. Pour utiliser notre appli, tout ce dont vous avez besoin, c'est d'un smartphone et d'un compte mobile money (OM/MOMO) actif. Fonctionnalités de l’appli : Nkwa Goals vous permet de définir des objectifs financiers spécifiques (intitulé, montant cible, durée cible et amende pour indiscipline), de définir des rappels d’épargne et même de verrouiller les objectifs d'épargne afin que vous puissiez résister à toute tentation d'y déroger. Nkwa Reserves vous permet d'épargner pour des événements imprévus avec jusqu'à quatre (4) jours de retrait gratuits répartis sur chacun des 04 trimestres que compte l'année. Nkwa flip, le portefeuille virtuel dans notre appli, vous permet d’entrer en possession de votre épargne (en l’envoyant directement dans votre compte mobile money ) ou en le transférant vers un plan d’épargne actif ou votre Réserves Nkwa . Lorsque vous épargnez votre argent sur Nkwa, soyez assuré qu'il est en sécurité ! Nous sommes une coopérative financière avec conseil d’administration (Coop-CA) affiliée au réseau RAINBOW CAM, et conformément à la réglementation N°01/17/CEMAC/UMAC/COBAC. Nous avons également mis en place une sécurité de niveau militaire de type 2FA ; cela signifie que votre argent n'est accessible qu'à vous et vous seul ! Nous sommes impatients de connaître votre opinion. C'est la raison pour laquelle nous restons disponibles 24 heures sur 24 et 7 jours sur 7 sur tous les réseaux sociaux en plus de nos bureaux, numéros de contact (237) 670830723 | (237) 658021051 et d'une fonction de chat en direct disponible dans l’appli. *****EN***** Nkwa is a licensed finance app that helps you plan & save money in a diligent manner towards financial goals you want to accomplish. We’ve proudly assisted our customers save over XAF 2 Billion; this is money they would have been tempted to spend elsewhere and maybe regret later. To use our app, all you need is a smartphone and a mobile money wallet. App features include; Nkwa Goals: define (name, target amount, withdrawal date & indiscipline fine) specific financial goals, set up reminders to save and even lock saving goals so you can resist the temptation to break. Nkwa Reserves: lets you save for unforeseen events with up to four (4) free withdrawal days split between every quarter of the year Nkwa flip: a virtual wallet in our app that lets you withdraw your saved funds (into a mobile money wallet) or transfer them. When you save your money on Nkwa, be rest assured it is safe! We are a registered financial cooperative with board of directors (Coop-BOD) affiliated to RAINBOW CAM in accordance with regulation N°01/17/CEMAC/UMAC/COBAC. We have also implemented military grade security alongside 2FA; that means your money is only accessible to you! We are keen to hear your opinion; reason why we remain available 24/7 on all social media in addition to our offices, contact numbers (237) 670830723 | (237) 658021051 and a live chat feature available in our app. To find out more, visit: www.mynkwa.com For service inquiries, contact info@mynkwa.com Suivez-nous sur: Facebook - @mynkwa Twitter - @mynkwa Instagram - @mynkwa_ ## Key features - Define specific financial goals - Set savings reminders and lock goals - Save for unforeseen events - Virtual wallet for withdrawals and transfers - Secure mobile money integration - 24/7 customer support ## What do users think of Nkwa? Overall sentiment: positive **Pros** - 💰 Effective savings tool and money management - 🚀 Fast and reliable withdrawal process - 👍 User-friendly interface and easy deposits - 🔒 Trustworthy and secure platform - 📈 Helps achieve financial goals and discipline - ✨ Good bonus percentages and incentives - 🇨🇲 Pride in Cameroonian fintech solution - 💡 Practical UI with impeccable design - 📱 Transparent operations and transparency **Cons** - ⏱️ Slow app performance and data consumption - 🔧 Difficult withdrawal process requiring patience - 😞 Poor customer service responsiveness - 🚫 Unexpected charges on free withdrawal days - 🗺️ Unclear company location and legitimacy - ❌ Cannot update personal information after signup - ⚠️ Navigation challenges despite good design **Commonly reported bugs** - OTP not received with no resend option - Unable to change email and phone number after signup - Cannot delete account after creation - ID verification issues with alternative documents - Date of birth input problems - Update notification loop preventing savings - Account verification taking excessive time - Sign-up failures for some users **Most requested features** - Credit card integration - Resend OTP code option - Account deletion functionality - Better customer support availability - Improved app speed and reduced data usage ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/nkwa/id1535681910/reviews.md ### 4/5 — THE BEST OF ALL TIME CANEROON SAVINGS PLATFORM *2026-05-21* Been using Nkwa for the past 4 years and have never had an issue with it. I love it cause ones your goal is blocked till withdrawal date, it is blocked no going back to break and there’s nothing you can do 😂😂😂🤏🏾 **Developer response:** Thank you for being part of the Nkwa family for the past 4 years! 😊 We're thrilled to hear that you've had a great experience with us. Our goal-lock feature is designed to help users stay disciplined and committed to their savings goals, and we're glad it's working exactly as intended for you 😄. Thank you for your trust and continued support. Here's to achieving even more financial goals with Nkwa! 🎉 ### 5/5 — Perfect *2026-05-20* The App works perfectly. Best savings app in Cameroon. 🇨🇲💚 **Developer response:** Thank you for your feedback. ### 4/5 — Review *2026-05-10, version 3.0.0* Perfect !! But I’ll suggest it has more security very strict security rules so you can luck in better ### 5/5 — App review *2026-02-24* Good saving experience and withdrawal was quick. Nice **Developer response:** Hello, thank you for your kind feedback 😊 We’re glad you had a great saving experience and a smooth, quick withdrawal. Your satisfaction means a lot to us, and we’re always here to support you. ### 4/5 — Good *2026-01-30, version 2.2.74* Fast and reliable ### 4/5 — Great *2025-12-25* Helps a lot especially for business owners **Developer response:** Hello, thank you for your feedback 😊 We’re glad to hear that Nkwa is helping you, especially as a business owner. We’re committed to helping you manage and grow your finances with ease. ### 5/5 — Good app. *2025-10-16, version 2.2.73* It is easy to deposit money on this platform but withdrawing is rocket science. It needs patience and it is reliable. I left money on it 1 year ago and I cashed it out today. Forgotten money taste.” ### 1/5 — Nkwa app is not trustworthy *2025-09-12* No transaction details my money got deducted for no reason, i complained and nothing was done.I’m so disappointed and I’ll be willing to save others from this scam **Developer response:** Hello! We’re truly sorry for the experience you had. Please note that Nkwa is a legitimate and secure platform. Kindly share your registered phone number or reach out to us via WhatsApp at 673415967 so we can immediately review and resolve your issue. 🙏 ### 5/5 — It’s helping me be more represented *2025-08-28* I really love this app I saved money in 5 days that I could’ve waisted **Developer response:** Hello, thank you for your feedback and review. ### 5/5 — Best saving platform *2025-08-07* Best saving app in Cameroon, they offer good services and help u plan and save money **Developer response:** Hello Agnes! Thank you very much for your feedback. ## Frequently asked questions about Nkwa ### What does Nkwa do? Nkwa is a licensed finance app designed to help users plan and save money in a disciplined manner towards achieving their financial goals. It allows for setting specific savings targets, managing unexpected expenses, and securely storing funds. ### What are the key features of Nkwa? Key features include Nkwa Goals for setting specific financial targets with reminders and lock options, Nkwa Reserves for saving for unforeseen events with free withdrawal days, and Nkwa flip, a virtual wallet for withdrawals or transfers. The app also emphasizes strong security measures. ### How much does Nkwa cost? Based on the provided information, the app is free to use. There is no mention of subscription fees, paid features, or in-app purchases. ### What are the requirements to use Nkwa? To use the Nkwa app, you need a smartphone and an active mobile money wallet (OM/MOMO). The app is designed for easy integration with these services. ### How is my money secured on Nkwa? Nkwa is a registered financial cooperative with board of directors affiliated to RAINBOW CAM and adheres to relevant regulations. It employs military-grade 2FA security to ensure that your funds are only accessible by you. ## Version history (last 5 releases) ### 3.0.22 — 2026-08-26 Nkwa App Update – Better, Faster, Smarter! We’ve made some important improvements to enhance your experience: Performance upgrades for a smoother app experience Bug fixes to keep everything running perfectly UI and design enhancements for better usability Exciting new features to help you save smarter and stay consistent ### 3.0.21 — 2026-08-23 Bug fixes ### 3.0.20 — 2026-08-18 Nkwa App Update – Better, Faster, Smarter! We’ve made some important improvements to enhance your experience: Performance upgrades for a smoother app experience Bug fixes to keep everything running perfectly UI and design enhancements for better usability Exciting new features to help you save smarter and stay consistent ### 3.0.8 — 2026-08-06 Bug fixes ### 3.0.7 — 2026-08-06 Bug fixes ## Apps similar to Nkwa | App | Rating | Price | Category | | --- | --- | --- | --- | | [Yunlen](https://appshunter.io/ios/app/yunlen/id6751148625) | 2.3 (31) | Free | Finance | | [QuickGrab Mobile](https://appshunter.io/ios/app/quickgrab-mobile/id6748948212) | — | Free | Finance | | [Neero, paie transfert recharge](https://appshunter.io/ios/app/neero-paie-transfert-recharge/id6449452176) | 4.3 (145) | Free | Finance | | [PaySika](https://appshunter.io/ios/app/paysika/id1610534886) | 3.6 (286) | Free | Finance | | [Shashap: from Noupia](https://appshunter.io/ios/app/shashap-from-noupia/id6744865355) | 1.0 (1) | Free | Finance | | [Eversend: Send Money, USD Card](https://appshunter.io/ios/app/eversend-send-money-usd-card/id1438341192) | 3.8 (1,083) | Free | Finance | ## Related topics [nkwa](https://appshunter.io/ios/topics/nkwa) · [cfan decapolis finance](https://appshunter.io/ios/topics/cfan-decapolis-finance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*