# NLB Pay — A way to pay with your phone

> Mobile wallet for contactless payments, instant transfers, and card management. (iPhone/iPad app by NLB d.d..)

- Source: https://appshunter.io/ios/app/nlb-pay/id1509897528 (this page in markdown: same URL + `.md`)
- Developer: [NLB d.d.](https://appshunter.io/developer/1478872160)
- Category: Finance
- Price: Free
- Rating: 4.45/5 from 74 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 75 MB
- Languages: English
- Released: 2020-06-10
- Data updated: 2026-08-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews.md

## What is NLB Pay?

ABOUT (ENG)

This application enables contactless payments with your phone and the execution of Flik instant payments.
Try the free NLB Pay mobile wallet for simple and secure payments.

What does NLB Pay allow you to do?
- Pay for purchases in stores and withdraw cash at contactless ATMs using Google Pay or Apple Pay. Simply unlock your mobile phone with NFC enabled, hold it near the POS terminal, and wait for the sound signal.
- View all payments and withdrawals under “Transactions” section of NLB Pay.
- Confirm online card payments. When paying with a card online, you will receive a notification on your phone and can easily confirm the transaction directly in the mobile wallet (using facial recognition, fingerprint, or the numeric password used to access NLB Pay).
- Send money to family and friends. With Flik instant payments, you can transfer money to other Flik users via their phone number. The funds will appear in their account within seconds — even if they use another bank.
- Use Flik functionalities such as bill splitting and recurring payments.
- Manage card security settings. You can limit card usage at ATMs, online, abroad, and lock or unlock the card if needed.
- Add all merchant loyalty cards to NLB Pay.

Supported devices
NLB Pay is available to users of smartphones running Android 9.0 or iOS 15 and above.

Security first.
Due to card system security requirements, NLB Pay does not operate on mobile phones with modified factory settings or devices with altered system software (rooted phones). It also does not work if your phone is not secured/locked with at least one security element — PIN, pattern, fingerprint, facial recognition, etc.


O TEJ APLIKACIJI (SLO)

Aplikacija omogoča brezstično plačevanje s telefonom in izvajanje Flik plačil.
Preizkusite brezplačno mobilno denarnico NLB Pay za enostavno in varno plačevanje.

Kaj vam omogoča NLB Pay?
- Plačevanje nakupov v trgovinah in dvigovanje gotovine na brezstičnih bankomatih z uporabo storitve Google Pay, Apple Pay. Mobilni telefon z vklopljenim NFC le odklenete, prislonite in počakate na zvočni signal.
- Pregled vseh plačil in dvigov se v NLB Pay pregledno shranjujejo v razdelku "Transakcije".
- Potrjevanje spletnih nakupov s karticami. Ob plačilu s kartico na spletu prejmete na telefon sporočilo in plačilo preprosto potrdite kar v mobilni denarnici (s prepoznavo obraza, prstnega odtisa ali številčnim geslom za vstop v NLB Pay).
- Nakazovanje denarja sorodnikom in prijateljem. S takojšnjimi plačili Flik lahko drugim Flik uporabnikom denar nakažete kar prek njihove telefonske številke. Denar bo na njihovem računu že v nekaj sekundah tudi, če imajo osebni račun odprt pri drugi banki.
- Flik funkcionalnosti razdeli račun in ponavljajoča plačila
- Upravljanje z varnostnimi nastavitvami kartic. Omejite delovanje kartice na bankomatih, spletu, v tujini ter po potrebi odklenite ali zaklenite kartico.
- Dodajanje vseh kartic zvestobe trgovcev v NLB Pay

Na katerih telefonih lahko uporabljate NLB Pay?
NLB Pay je na voljo uporabnikom pametnih telefonov z operacijskim sistemom Android 9.0. ali iOS 15 in višje.

Varnost je na prvem mestu.
NLB Pay zaradi varnostnih zahtev kartičnih sistemov ne deluje na mobilnih telefonih s spremenjenimi tovarniškimi nastavitvami oziroma telefonih, ki imajo spremenjeno prednastavljeno programsko kodo (zlom zaščite - »rootani« mobilni telefoni). Ravno tako ne deluje, če telefona nimate zavarovanega / zaklenjenega z vsaj enim varnostnim elementov – PIN, vzorec, prstni odtis, prepoznava obraza …

## Key features

- Contactless payments with NFC
- Instant money transfers via Flik
- Online payment confirmation
- Card security management
- Add loyalty cards
- View transaction history

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews.md

### 1/5 — A torture for the users

*2026-03-10, version 9.5.0*

Very slow and constantly lagging. It takes 5 minutes to sign in if you are lucky- until then the payment request is expired. App crashes constantly

### 5/5 — Nlb review

*2026-02-17, version 9.5.0*

Very good, fast, efficient.

### 5/5 — Wrong status

*2026-02-12*

It does not register the payment of the bill on the same day, it gives the wrong status of the bill

### 1/5 — Sign in

*2026-02-08, version 9.5.0*

The app doesn’t have the option to log in, only to activate but when i try to activate it says : Maximum number of devices exceeded. Please remove one of the existing registered devices before continuing.
Please fix this so we can sign in and then remove devices!

### 1/5 — Katastrofa

*2026-01-23*

Nema potreba od volku gluposti za apple pay registracija. Moze so dva klika da se napravi na zapad. 10 koda staviv i 5 min se zamarav.

### 5/5 — Great app

*2026-01-14*

I’m completely satisfied with app and functionality

### 1/5 — Nepraktična i nefunkcionalna

*2025-12-25*

Aplikacija koja nema mnogo smisla. Za prepaid karticu ne možete da vidite stanje računa. Krajnje nepregledna i u suštini beskorisna.

### 5/5 — Nlb Pay

*2025-08-14, version 8.38.0*

Vrlo jasno i praktično :-)

### 5/5 — Goce

*2025-08-05*

Great Bank and app pay

### 1/5 — Бестолочи

*2025-07-13, version 8.34.0*

Вы с чего вдруг решили, что я обязана ставить пароль на сам телефон, чтобы попасть в само приложение? ЭТО МОЙ ТЕЛЕФОН И МНЕ НЕ НУЖЕН ПАРОЛЬ!!!! достаточно пароля в само ваше приложение!!! Как же вы бесите со своим скудным умом !!!!

## Frequently asked questions about NLB Pay

### Is NLB Pay secure to use?

Yes, NLB Pay prioritizes security. It requires a phone lock (PIN, pattern, fingerprint, facial recognition) and does not operate on rooted devices to ensure card system security requirements are met.

### What devices are supported by NLB Pay?

NLB Pay is available for smartphones running Android 9.0 or iOS 15 and above. It is supported on iPhones and iPods.

### How often is NLB Pay updated?

The latest version of NLB Pay is 9.11.0, and it was last updated on March 24, 2026. This indicates a commitment to regular updates and maintenance.

### Can I use NLB Pay to send money to people who bank with different institutions?

Yes, with Flik instant payments, you can transfer money to other Flik users via their phone number. The funds appear in their account within seconds, even if they use another bank.

### What types of transactions can I view in NLB Pay?

You can view all payments and withdrawals made through NLB Pay in the 'Transactions' section. This includes contactless purchases, cash withdrawals, and Flik transfers.

### Can I manage my card's security settings with NLB Pay?

Yes, NLB Pay allows you to manage card security settings. You can limit card usage at ATMs, online, and abroad, and lock or unlock your card as needed.

### What is the user rating for NLB Pay?

NLB Pay has a strong user rating of 4.4 stars based on 64 ratings, indicating a generally positive user experience.

### Does NLB Pay support adding loyalty cards?

Yes, you can add all your merchant loyalty cards to NLB Pay, consolidating them within the app for easy access during purchases.

## Version history (last 5 releases)

### 9.32.0 — 2026-07-15

Nova različica NLB Pay prinaša:
-Lokator poslovalnic in bankomatov v celotni NLB Skupini
-Druge sistemske izboljšave in nadgradnje

The new version of NLB Pay brings:
-A locator for branches and ATM devices across the entire NLB Group
-Other system improvements and enhancements

### 9.28.0 — 2026-06-17

The June update of NLB Pay brings improved accessibility with enhanced support for screen readers. It also adds support for two new premium card products, Mastercard 3v1 World and Mastercard 3v1 World Elite. The update includes general performance improvements and bug fixes.
 
Support for Visa Click to Pay and Visa ADS for NLB cards is now also available.

### 9.14.0 — 2026-04-23

- Instalment payments in the NLB Pay app (with a push notification after a credit card purchase) - NLB Ljubljana
- Small updates and improvements

### 9.11.0 — 2026-03-24

- Minor fixes and improvements,
- Improved Flik Contacts, Favorite contacts are available again.

### 9.5.0 — 2025-12-22

Minor updates and improvements

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## More apps by NLB d.d.

- [NLB Klik Slovenija](https://appshunter.io/ios/app/nlb-klik-slovenija/id882836624)
- [NLB Klikpro Slovenija](https://appshunter.io/ios/app/nlb-klikpro-slovenija/id1123672203)
- [NLB Trading](https://appshunter.io/ios/app/nlb-trading/id6746642386)
- [NLB Private](https://appshunter.io/ios/app/nlb-private/id6748948644)

All apps by NLB d.d.: https://appshunter.io/developer/1478872160

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*