# NMB Mkononi — Benki mkononi

> Mobile banking app for personal finance management, card control, and financial tools. (iPhone/iPad app by NMB Bank PLC.)

- Source: https://appshunter.io/ios/app/nmb-mkononi/id1262481453 (this page in markdown: same URL + `.md`)
- Developer: [NMB Bank PLC](https://appshunter.io/developer/1262481452)
- Category: Finance
- Price: Free
- Rating: 3.16/5 from 38 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 188 MB
- Languages: English
- Released: 2018-08-15
- Data updated: 2026-07-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nmb-mkononi/id1262481453/reviews.md

## What is NMB Mkononi?

Welcome to the New NMB Mkononi Super App! 

We’ve completely reimagined your banking experience. This update brings a fresh look, smarter features, and more control—whether you are in Tanzania or anywhere across the globe.

A Fresh, Modern Experience
• New UI/UX: Enjoy a sleek, intuitive design with a revamped interface and seamless navigation.
• Seamless Journeys: Faster, smoother flows for fund transfers, bill payments, and account opening.

NEW: Personal Finance Management (PFM)
• Smart Analytics: Track your spending habits with real-time visual reports and automated expense categorization.
• Budgeting Tools: Set financial goals and get deep insights into your money to help you spend smarter and save more.

Complete Card & Limit Control
• Advanced Card Management: Full control of your Debit, Credit, Virtual, and Prepaid cards. Block/unblock, link cards, or enable/disable online payments instantly.
• Custom Limits: Set your own daily transaction limits for enhanced security and peace of mind.

Smart Financial Tools
• Mshiko Fasta: Need a quick boost? Access instant micro-loans directly from the app.
• Spend to Save: Save as you spend by automatically rounding up or setting a percentage of your transactions aside.
• Scheduled Transactions: Set it and forget it! Let the app handle your recurring payments and transfers.
• Investment & FDR: Grow your wealth with easy access to UTT, DSE, and Fixed Deposit Receipts (FDR).
• Link Other NMB Accounts: View and manage all your NMB accounts in one unified dashboard.

Global & Accessible
• Diaspora Banking: Whether you're at home or abroad, access your account and register seamlessly using biometrics.
• Financial Board: Stay updated with a live Forex board and use the Loan Calculator to plan your future.
• Locator Feature: Find the nearest ATM, Agency, or NMB Branch with our integrated map.

Mini-Apps & Lifestyle
• Kikundi (Group Accounts): Easily manage and contribute to your groups and social circles.
• Umebima: Purchase and manage your insurance policies and payments directly.
• Travel & Transport: Book and pay for your SGR tickets in just a few taps.

Security First: Secure your app with advanced biometric login (Fingerprint & Face ID).

## Key features

- Personal finance management
- Card and limit control
- Instant micro-loans
- Scheduled transactions
- Investment and FDR access
- Diaspora banking
- Mini-apps for lifestyle

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/nmb-mkononi/id1262481453/reviews.md

### 1/5 — Biometrics security for IOS

*2026-05-15*

We are trying to merge our accounts and use of the biometric account its fails several times time, its not me alone its majority of IOS users please can you upate it for us to be able to use it in IOS 26.2

### 2/5 — Not as useful as it used to be

*2026-01-16*

Used to be my go to app but since 29/10/2025 it’s not working for me, notifying me that my profile is blocked. Nimehangaika sana kupata msaada lakini inaonekana hawajali wateja wao wanaosafiri mara kwa mara!

### 3/5 — My NMB mkononi is not opening

*2024-09-27*

Hey NMB I have been trying to access nmb mkononi but with no answers nilidownload ili niweze kumonitor my acc n ol those issues naomba mtusaidie Maana since juzi sijaweza itumia

### 1/5 — The app crashes

*2023-10-02*

The app has crashed and cannot open on my phone anymore.. I have tried several time to delete the app and reinstall again but not working.

### 1/5 — Unhappy

*2023-07-12*

I can’t seem to enter any number above 10000 when I want to send money or transfer from one account to another, please fix this asap. I’m unhappy with this version.

### 1/5 — Disappointed

*2023-07-07*

I downloaded the update last. Surprise: I can’t access my account. Was the old issue I had with the up fixed? I don’t know.

### 3/5 — new version has too many crash

*2023-07-06*

i have opened several times it says your profile has been blocked and sometimes it reject send money Mobile services. Kindly fix

### 1/5 — doesn't work

*2023-07-03*

this app doesnot show my balance.,,too much Errors, i prefer the previous version

### 1/5 — NMB Mkononi

*2021-08-21*

Kindly sort out your app issues.....it has been a while for iPhone users! Why deploying unreliable app like this!??

### 1/5 — Disappointing

*2021-08-16*

I downloaded this app for more than 7 months now, it doesn’t work despite updating it twice

## Frequently asked questions about NMB Mkononi

### Is NMB Mkononi secure for banking transactions?

Yes, NMB Mkononi prioritizes security with advanced biometric login options like Fingerprint and Face ID. The app also offers custom daily transaction limits for enhanced peace of mind.

### Can I manage my cards with NMB Mkononi?

Absolutely. NMB Mkononi provides complete control over your Debit, Credit, Virtual, and Prepaid cards. You can instantly block/unblock, link cards, or enable/disable online payments.

### Does NMB Mkononi offer loans?

Yes, NMB Mkononi features 'Mshiko Fasta' which allows you to access instant micro-loans directly from the app for a quick financial boost.

### How does NMB Mkononi help with saving money?

NMB Mkononi includes a 'Spend to Save' feature that helps you save automatically by rounding up transactions or setting aside a percentage. It also offers budgeting tools and smart analytics to track spending.

### Can I access my NMB accounts from outside Tanzania using NMB Mkononi?

Yes, NMB Mkononi supports Diaspora Banking, allowing you to access your account and register seamlessly from anywhere across the globe using biometrics.

### What are the investment options available on NMB Mkononi?

NMB Mkononi provides easy access to grow your wealth through investments in UTT, DSE, and Fixed Deposit Receipts (FDR).

### How often is NMB Mkononi updated?

The latest version of NMB Mkononi is 5.5.81, and it was last updated on March 29, 2026, indicating regular updates to improve features and security.

### What is the user rating for NMB Mkononi?

NMB Mkononi has a rating of 3.1 stars based on 35 ratings. This suggests a mixed but generally positive user reception.

## Version history (last 5 releases)

### 5.5.87 — 2026-07-30

Mkononi Patamu, Maisha Matamu. We're constantly improving your banking experience!
 • Digital Receipt Validation: You can now verify the authenticity of your receipts
 • TANQR: Security on QR payment is enhanced with transactional limits 
 • LIPA Loyalty Discounts: Enjoy exclusive discounts when making payments
 • Smarter Standing instructions: Set recurring transactions
 • Self Account Opening: You can now open an account via NMB Mkononi

### 5.5.85 — 2026-05-27

NMB Mkononi Reimagined
• Fresh new look — redesigned from the ground up for a faster, smoother, and more intuitive experience
• Personal Finance Manager — track spending and see insights
• Mini Apps — DSE stocks, Kikundi group savings, Umebima, and SGR all in Mkononi
• Open an account with no boarders — In minutes—no paperwork, no queues. Available for both local and Diaspora customers.
• Let your app handle your payments with automated transactions with Standing Instructions
• Link and manage your prepaid, credit cards and NMB Accounts to your profile
• Buy telecom bundles
• Find the closest ATM, Branch, or Agent in seconds.
• Faster, safer, smarter — all-new platform

### 5.5.81 — 2026-03-29

NMB Mkononi Reimagined
• Fresh new look — redesigned from the ground up for a faster, smoother, and more intuitive experience
• Personal Finance Manager — track spending and see insights
• Mini Apps — DSE stocks, Kikundi group savings, Umebima, and SGR all in Mkononi
• Open an account with no boarders — In minutes—no paperwork, no queues. Available for both local and Diaspora customers.
• Let your app handle your payments with automated transactions with Standing Instructions
• Link and manage your prepaid, credit cards and NMB Accounts to your profile
• Buy telecom bundles
• Find the closest ATM, Branch, or Agent in seconds.
• Faster, safer, smarter — all-new platform

### 5.5.80 — 2026-03-29

NMB Mkononi Reimagined
• Fresh new look — redesigned from the ground up for a faster, smoother, and more intuitive experience
• Personal Finance Manager — track spending and see insights
• Mini Apps — DSE stocks, Kikundi group savings, Umebima, and SGR all in Mkononi
• Open an account with no boarders — In minutes—no paperwork, no queues. Available for both local and Diaspora customers.
• Let your app handle your payments with automated transactions with Standing Instructions
• Link and manage your prepaid, credit cards and NMB Accounts to your profile
• Buy telecom bundles
• Find the closest ATM, Branch, or Agent in seconds.
• Faster, safer, smarter — all-new platform

### 5.5.71 — 2025-05-12

Experience Seamless Banking with the Latest NMB Mkononi App Update

•	Seamless International Money Transfers: Sending money to loved ones abroad is now easier than ever directly from NMB Mkononi app.
•	SGR Payments Made Easier: Pay for your SGR tickets conveniently, without hassle.
•	Additional Upgrades: Enhanced app security and general improvements for a smoother experience.

## More apps by NMB Bank PLC

- [NMB Soft Token](https://appshunter.io/ios/app/nmb-soft-token/id1485986872)

All apps by NMB Bank PLC: https://appshunter.io/developer/1262481452

## Related topics

[nmb bank plc](https://appshunter.io/ios/topics/nmb-bank-plc) · [nmb](https://appshunter.io/ios/topics/nmb) · [nmb mobile bank](https://appshunter.io/ios/topics/nmb-mobile-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*
