# NMLS Exam Prep: MLO Practice — SAFE MLO loan officer license

> Study app for SAFE Mortgage Loan Originator National Test with practice questions and analytics. (iPhone/iPad app by Chris Tang.)

- Source: https://appshunter.io/ios/app/nmls-exam-prep-mlo-practice/id6775689136 (this page in markdown: same URL + `.md`)
- Developer: [Chris Tang](https://appshunter.io/developer/1892232824)
- Category: Education
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 43 MB
- Languages: American English
- Released: 2026-06-11
- Data updated: 2026-09-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/nmls-exam-prep-mlo-practice/id6775689136/reviews.md

## What is NMLS Exam Prep?

NMLS Exam Prep: MLO Practice — A focused study app for the SAFE Mortgage Loan Originator National Test with UST. Built for working professionals preparing for NMLS licensure.

WHAT'S INSIDE

1,240 practice and mock questions across the five SAFE test domains, weighted to match the official outline:
• Federal Mortgage-Related Laws (TILA, RESPA, ECOA, TRID, HMDA, GLBA, SAFE Act)
• Mortgage Loan Origination Activities (licensing, LO comp, ATR-QM, URLA, underwriting, HOEPA/HPML, appraisal, disclosures)
• General Mortgage Knowledge (LTV/PMI, DTI, PITI, points, ARM, conventional, FHA, VA, USDA, refinance)
• Ethics (UDAAP, fair lending, fraud, MAP/Reg N advertising, RESPA Section 8, GLBA privacy)
• Uniform State Test (state agencies, license law, compliance, advertising, enforcement)

DIFFERENT FROM OTHER NMLS APPS
• Every answer key cross-checked by independent LLM blind audit — the most common complaint about competing apps is wrong answer keys. We fix that as a baseline.
• 100% original questions written from public sources (eCFR, CFPB, HUD, VA, NMLS resource center). Not scraped from prior exams.
• Detailed explanations on every question, with citations to the underlying regulation.

HOW IT WORKS
• Practice mode — drill any subset of questions, see explanation immediately.
• Mock exam — 120-question timed test (190 min, matching real exam length and weighting).
• Performance analytics — weak-domain heatmap, mastery tracking, missed-question review.
• Bookmarks + flags — mark hard questions for spaced re-review.
• Works offline after first download.

PRICING
$9.99 monthly | $39.99 yearly | $59.99 lifetime (one-time purchase, never expires).

DISCLAIMER
Independent study aid. Not affiliated with, endorsed by, or sponsored by NMLS, CSBS, or any state regulator. The SAFE Act and the NMLS test are administered by the Conference of State Bank Supervisors (CSBS).

Terms of Use (EULA): https://preplicense.com/us/mortgage/terms/
Privacy Policy: https://preplicense.com/us/mortgage/privacy/

## Key features

- 1,240 practice and mock questions
- Detailed explanations with citations
- Performance analytics and mastery tracking
- Bookmarks and flags for review
- Works offline
- Timed mock exams

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| NMLS MLO Premium Yearly | $39.99 | per year |
| NMLS MLO Premium Monthly | $9.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| NMLS MLO Premium Lifetime | $59.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/nmls-exam-prep-mlo-practice/id6775689136/reviews.md

### 5/5 — Practicing Exam

*2026-06-18*

I like it when I answer a wrong answer to the question it will highlight the answer, also allow me to save the question for later to go back and review.

## Frequently asked questions about NMLS Exam Prep

### What is NMLS Exam Prep: MLO Practice?

NMLS Exam Prep: MLO Practice is a dedicated study application designed to help individuals prepare for the SAFE Mortgage Loan Originator National Test with UST. It provides a large question bank, detailed explanations, and performance tracking tools to aid in licensure preparation.

### How many practice questions are included in NMLS Exam Prep: MLO Practice?

The app contains 1,240 practice and mock questions. These questions are distributed across the five SAFE test domains and are weighted to align with the official test outline.

### Does NMLS Exam Prep: MLO Practice offer explanations for its questions?

Yes, every question in NMLS Exam Prep: MLO Practice comes with a detailed explanation. These explanations often include citations to the underlying regulations, providing a deeper understanding of the material.

### What kind of performance analytics does NMLS Exam Prep: MLO Practice provide?

The app offers performance analytics including a weak-domain heatmap, mastery tracking for each domain, and a review of missed questions. This helps users identify areas needing more study.

### Can I use NMLS Exam Prep: MLO Practice offline?

Yes, NMLS Exam Prep: MLO Practice works offline after the initial download. This allows for convenient study sessions without requiring a constant internet connection.

### What are the pricing options for NMLS Exam Prep: MLO Practice?

NMLS Exam Prep: MLO Practice offers multiple purchase options: $9.99 for a monthly subscription, $39.99 for a yearly subscription, and a lifetime purchase for $59.99. The lifetime option is a one-time payment that never expires.

### How often is NMLS Exam Prep: MLO Practice updated?

The app was last updated on June 11, 2026, with version 1.0. As it is a new release, future update frequency will depend on developer plans and user feedback.

### Is NMLS Exam Prep: MLO Practice affiliated with NMLS?

No, NMLS Exam Prep: MLO Practice is an independent study aid and is not affiliated with, endorsed by, or sponsored by NMLS, CSBS, or any state regulator. The SAFE Act and NMLS test are administered by the Conference of State Bank Supervisors (CSBS).

## Version history (last 2 releases)

### 1.1.0 — 2026-08-30

Seasonal plan added

Choose monthly, seasonal (3 months) or yearly. The three-month option fits a focused run-up to exam day.

If you own the lifetime unlock, your access is unchanged — tap Restore Purchases to keep using every feature.

### 1.0 — 2026-06-11

No release notes.

## More apps by Chris Tang

- [CentZero](https://appshunter.io/ios/app/centzero/id6762122633)
- [PrepLicense: HK Real Estate](https://appshunter.io/ios/app/preplicense-hk-real-estate/id6762238983)
- [PrepLicense: HK Insurance](https://appshunter.io/ios/app/preplicense-hk-insurance/id6763751797)
- [PrepLicense: HK MPF](https://appshunter.io/ios/app/preplicense-hk-mpf/id6767170713)
- [PrepLicense: HK SFC](https://appshunter.io/ios/app/preplicense-hk-sfc/id6767772866)
- [PrepLicense: TW Real Estate](https://appshunter.io/ios/app/preplicense-tw-real-estate/id6771188651)

All apps by Chris Tang: https://appshunter.io/developer/1892232824

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*