# NMLS Practice Test 2026 by ABC — user reviews

> 48 indexed App Store user reviews of NMLS Practice Test 2026 by ABC by Thanh Hung, rated 4.80/5 from 228 ratings.

- Source: https://appshunter.io/ios/app/nmls-practice-test-2026-by-abc/id6473520941/reviews
- App overview in markdown: https://appshunter.io/ios/app/nmls-practice-test-2026-by-abc/id6473520941.md
- Rating breakdown: 5★ 204 · 4★ 9 · 3★ 4 · 2★ 5 · 1★ 6

## What do users think of NMLS Practice Test 2026 by ABC?

Overall sentiment: mixed

**Pros**

- 👍 Essential for test preparation
- ✅ Practice tests are very important
- 💯 Practice test scores are good indicators
- 💡 Explanations for all questions
- 📚 Helps understand principles
- 🚀 Great for studying on the go
- 🧠 Makes sure users understand each topic
- 💪 Builds confidence
- 🌟 Allows creating custom exams
- ✅ Immediate feedback on answers
- 📈 Good for tracking progress
- 🎯 Questions are challenging
- 💡 Option to get more details before answering
- 💯 Helps pass on first attempt
- 📚 Detailed answers help learning
- 🚀 Great extra study tools
- 👍 Well-designed app
- 🎯 Questions formatted similarly to actual exam
- 🆓 Free content available
- 🧠 Best brain trainer

**Cons**

- 💰 Subscription issues and repeated requests for payment
- 🔄 Repetitive questions, leads to memorization
- ❓ Questions not similar to actual test
- 📉 Not enough variety of questions
- ❌ 'All of the above' always the correct answer
- 🚫 Some questions/answers don't make sense
- 💸 Paid version not unlocking features
- 📧 Difficulty contacting customer support
- 🚫 No refund option
- ⏳ Limited free questions per day
- 🤔 Questions are vague
- 😵 New update is confusing
- 👎 Poorly written questions
- ❓ Content not asked on actual test
- 🚫 Scam concerns due to high pass rates claim

**Commonly reported bugs**

- Explanation not showing after purchase
- Features not unlocked after payment
- App locked after first purchase
- New update ruined usability
- Confusing navigation after update

**Most requested features**

- More varied questions
- More questions in the premium version
- Improved customer service contact options (phone number)
- Fix for subscription issues where features are not unlocked
- Address the repetitive nature of questions
- Ensure questions are relevant to the actual exam
- Clarify question phrasing

## Newest reviews (13 of 48)

### 4/5 — it’s not free

*2026-02-10, version 4.4.6*

Installed cause many reviews said it was free, but i only got to answer 10 questions and it said my time was up and come back tomorrow. Not enough time to study. that is the 4 stars. 
I love the challenging questions,explanations to the incorrect answers and the option to get more details before answering- though i try to avoid this feature unless im very unsure. it’s still awesome. I plan to purchase the app in the near future because it does seem extremely useful. 4 stars cause the app isn’t free.

### 5/5 — Great app

*2025-09-07, version 4.2.3*

Very informative, and easy to use. This app really works, and has good questions.

### 5/5 — Helped to pass on first attempt

*2025-07-20, version 4.2.3*

I highly recommend this app to practice question . Helped me to pass on my first attempt with the score of 86

### 4/5 — Great learning tool

*2025-07-02, version 4.2.3*

A wonderful way to have test question to learn how to take the text. You get detailed answer so you learn if you are wrong as you go.

### 5/5 — Great extra study tools

*2025-05-23, version 4.0.7*

Enjoy using the app - it’s even better than most learning apps when it comes to learning :)

### 5/5 — Thank you!

*2025-04-30, version 4.0.7*

I passed the exam with an 80% after cramming hard all night with this app the night before the exam. This was after getting a 74% with a previous attempt after only taking the pre-licensing course without additional study materials.

### 5/5 — IL MLO

*2025-04-14, version 4.0.7*

Definitely purchase, you won’t regret it. Passing my MLO licensing exam with flying colors. IG @Georgetteelexus

### 5/5 — Great app

*2025-04-03, version 4.0.7*

Great app love it

### 3/5 — Great concept with subpar execution

*2025-03-23, version 4.0.7*

I like its simplicity and the intended purpose. It would be a great app, except about 10% of the questions don’t make sense, or the answers don’t make sense or are completely wrong. If you have no previous mortgage experience this might be especially detrimental to your exam prep experience.

### 3/5 — Lacks a Variety of Questions

*2025-03-18, version 4.0.7*

App performed well, but there’s some questions that are NOT remotely on the SAFE exam, specifically the match questions requiring you to calculate monthly mortgage payments without the use of financial calculator for the exam, the NMLS doesn’t ask you that, I spent excess time remembering mortgage factors when I should’ve been reading fine print of situational MLO activity…did I pass? Yes, but I used a variety of prep sources. The one benefit of this app is the questions are hard and they try & trick you like the SAFE exam, but more questions are needed because you start to burn through the content here out of sheer memory instead of thinking & studying further into the industry. Deleted the app the day I took my test

### 5/5 — Best app ever

*2025-03-07, version 4.0.7*

The app will ask you questions and will let you know the answer if you got it wrong but the best part is that additionally if you get the pro vertion you will see and explanation of the answer that you MUST read to understan the question. I will guive 1000% rate if posible to this app. Just what I was looking.

### 5/5 — Best app ever

*2025-02-27*

The app will ask you questions and will let you know the answer if you got it wrong but the best part is that additionally if you get the pro vertion you will see and explanation of the answer that you MUST read to understan the question. I will guive 1000% rate if posible to this app. Just what I was looking.

**Developer response:** Thank you very much for sharing your valuable and useful feedback. If you have other feedback or suggestions, please write to us at support@abc-elearning.org. We would love to hear from you!

### 4/5 — MLO CANDIDATE

*2025-02-19, version 4.0.7*

4 of 5

## Most critical reviews (10 lowest-rated)

### 1/5 — Wants you to purchase a year

*2026-03-25, version 4.4.6*

I purchased the month option but it stopped showing the explanation and wanted me to purchase the most expensive option. Even though it was showing the explanation once I first purchased. Save your money and try an MLO app. They don’t keep asking for more money and they show the explanation after you purchase the first time.

### 1/5 — I feel robbed

*2026-02-12, version 4.4.6*

I paid for this subscription on the 8th of February 2026. Nothing has changed in the app. No features has been unlocked. No explanations to the questions, no scores are shown. It will not allow me to get help through the app. Nothing has changed within the app no difference from unpaid version. I have been trying to contact their help desk, I’ve tried emailing support. I can’t find a customer service contact number. It will not give me a refund either. Very upsetting, very frustrating, big let down.

### 1/5 — Nope

*2025-06-06, version 4.0.7*

None of these questions are on the exam. Bunch of time wasted with this app

### 1/5 — Bad service

*2025-05-09, version 4.0.7*

I paid for 1 month PRO version already but when I practice, it is locked the explanation and asked to get pro version again.
Some answers of question with calculating is wrong, 
No phone number to call to contact customer service, only email

### 1/5 — Trash

*2024-12-16, version 3.10.2*

Reviews must be manufactured. I should get a refund. The app looks great but the content of the questions is horribly written and not useful in the slightest. Almost as if the questions and answers didn’t match at all but the explaination did, while simultaneously not addressing the answer at all. So dumb. This is most likely a fat scam. 90 whatever % of people passed?? For sure an unfounded claim.

### 2/5 — Repetitive questions-not like the rest

*2026-02-28, version 4.4.6*

I liked the format, but there wasn’t a large enough range of questions. Every question that said “all of the above” was always that answer. The test doesn’t have more than one answer. This is slightly helpful, but I switched to another app that has over 1600 various questions. 
By the time you are done with this app, you are in memorization mode because it’s very repetitive. The problem is I didn’t get similar questions on my test. I was one point away from passing and don’t think more time with this app would have helped

### 2/5 — Wrong answers

*2025-09-09, version 4.2.3*

It’s a pretty good app, and it has a lot of potential, but about 25% of the questions make absolutely no sense. Or the answers are wrong. And a lot of the questions are like “ What’s NOT a reason that this would NOT be an issue with a nonconforming loan “ that’s too many changes…. Just ask us a question normally

### 2/5 — New Update

*2025-02-11, version 4.0.7*

Before the app just recently updated everything was very helpful and educational. But the new update ruined everything and is confusing. The app was so easy to work around and everything made sence but now I’m just confused and I can’t find a lot of things anymore. So much is gone. Now I have to cancel my subscription and find another app that will help better.

### 2/5 — Fine, but beware

*2025-02-01, version 3.10.2*

They provide a lot of free content which is good, just be aware that the questions on this app are written poorly and way more difficult than the actual exam, and much of the content is not asked on the actual test. If you score poorly on these questions, don’t be discouraged

### 3/5 — It’s helps

*2026-02-13, version 4.4.6*

50/ 50 great for studying while at work and school but if you wanna
Pass the test you need another course

## Most praised reviews (10 highest-rated)

### 5/5 — Essential Tool

*2026-06-11, version 4.6.1*

Very thankful for this app. I found that it was an essential tool in my preparation for the test. I studied books and listen to video lectures but being able to take practice test was very important. It allowed me to understand where I needed more improvement. 
The test scores were a pretty good indicator for me. Once I started to get above 75 I help confidence to take the actual test. Once I took the test i passed it on the first try.

### 5/5 — Pretty good so far

*2026-05-13, version 4.6.1*

Studied a few test and the explanations to the answers are great. It’s Wednesday and my test is Friday so hopefully I can get a passing score. I’ll come back with an update

### 5/5 — Great!

*2026-02-23, version 4.4.6*

This app is great because it's free and it has explanations for all the questions!

### 5/5 — Studying

*2026-01-15, version 4.4.6*

I’ve been using this app everyday to study and i love how it teaches me and makes sure I fully understand each topic!  Feeling a lot more confident than before using this app for my exam

### 5/5 — It’s helps

*2025-12-05, version 4.4.6*

It’s helps I honestly don’t know any bad thing I can besides it too my time but that’s on me

### 5/5 — A question

*2025-11-24, version 4.2.3*

How many questions in the premium version?

### 5/5 — APP

*2025-11-04, version 4.2.3*

I just started using this app and it’s just what I was looking for……

### 5/5 — Great app

*2025-10-21, version 4.2.3*

Used this app for most of my studying, and the questions are not that easy but the explanations and the summaries at your disposal really help you understand the principles of the NMLS exam. 

A cool option is to create your own exams content. 

Highly recommended.

### 5/5 — Thank you!!!

*2025-10-20, version 4.2.3*

I’m the type of learner that needs to see an immediate right or wrong to my practice question answer, and your app is the only resource I have found so far that provides this feedback! Thank you very much.

### 5/5 — Great app

*2025-09-12, version 4.2.3*

I’m getting straight 90s on here.  Hope that means I can pass that test soon. I’ll be back here to let you know!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*
