# NMLS Prep - Mortgage Exam 2026 — SAFE MLO License Test Practice

> SAFE MLO License Test Practice (iPhone/iPad app by Shanghai Xushu Information Technology Co., Ltd..)

- Source: https://appshunter.io/ios/app/nmls-prep-mortgage-exam-2026/id6761251885 (this page in markdown: same URL + `.md`)
- Developer: [Shanghai Xushu Information Technology Co., Ltd.](https://appshunter.io/developer/1733615663)
- Category: Education, Utilities
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 17.0 · 29 MB
- Languages: English
- Released: 2026-03-31
- Data updated: 2026-06-26
- User reviews in markdown: https://appshunter.io/ios/app/nmls-prep-mortgage-exam-2026/id6761251885/reviews.md

## What is NMLS Prep?

MortgagePass is the #1 NMLS SAFE MLO exam prep app designed to help you pass your Mortgage Loan Originator licensing exam on the first try.   

  ■ PASS GUARANTEE                                                                              
  Complete 7500+ questions and 3 mock exams, and if you don't pass, get 90 days of free Pro    
  access. We're that confident in our platform.                                                 

  ■ REALISTIC MOCK EXAMS                                                                        
  Simulate the real NMLS exam experience with timed, full-length practice tests. Track your   
  score, review every answer, and identify weak areas with detailed post-exam analytics.        

  ■ SMART PRACTICE MODES                                                                        
  • Topic Practice — Focus on specific MLO exam domains                                       
  • Smart Practice — AI picks your optimal question mix (40% weak areas, 30% new, 30% review)   
  • Wrong Book — Target your mistakes for faster improvement                                    
  • Challenge Mode — Compete with other exam candidates                                         

  ■ ALL 5 NMLS EXAM DOMAINS + UST                                                             
  • Federal Laws & Regulations                                                                  
  • General Mortgage Knowledge                                                                
  • Mortgage Loan Origination Activities                                                        
  • Ethics, Fraud & Consumer Protection
  • Uniform State Test (all 50 states)                                                          

  ■ AI-POWERED LEARNING                                                                         
  • AI Tutor — Get instant, personalized explanations for any question
  • AI Study Plan — Custom calendar-based schedule tailored to your exam date                   
  • AI Analysis — Deep insights into your strengths and weaknesses                              
  • AI Chat — Ask anything about mortgage licensing

  ■ COMPREHENSIVE STUDY TOOLS                                                                 
  • Flashcards with spaced repetition for every topic                                           
  • Study Guide with in-depth concept breakdowns                                                
  • Mortgage Math Calculator
  • Glossary of key terms and definitions                                                       
  • Educational Videos with transcripts                                                         
  • Audio Podcasts for on-the-go learning
  • HD Infographics for visual learners                                                         

  ■ STAY MOTIVATED                                                                              
  • Daily Missions to build consistent study habits
  • Study Streaks to track your consistency                                                     
  • XP & Level System to measure progress                                                     
  • Achievements (Bronze → Platinum)                                                            
  • Leaderboard to compete with peers nationwide
  • Pass Prediction to know when you're exam-ready                                              
                                                                                                
  ■ TRACK YOUR PROGRESS                                                                         
  • Knowledge Radar Chart showing topic mastery                                                 
  • Weekly Performance Reports every Monday                                                   
  • Exam Countdown Timer
  • Diagnostic Quiz to find your starting point  
  Privacy Policy URL  
  https://www.estatepass.ai/privacy
  Support URL
  https://www.estatepass.ai

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MortgagePass Pro Quarterly | $19.99 | per 3 months |
| MortgagePass Pro | $9.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| MortgagePass Pro — Lifetime | $39.99 | one-time |



## Version history (last 5 releases)

### 1.1.4 — 2026-06-23

A major refresh of your study experience:

  • Redesigned interface centered on your Readiness Score
  • New 5-section navigation: Today, Practice, Mock, Review, Profile
  • Visual Recall upgraded with a browsable card gallery and mastery filters
  • New Visual Guides — learn key concepts through clear diagrams
  • Smarter mock exams: recommended next exam, score trends, refreshed pass/fail results
  • Improved study plan & wrong-answer repair; Math Drill fixed
  • Many UI and performance refinements

  Keep getting exam-ready for the SAFE MLO test.

### 1.1.2 — 2026-05-15

Smarter Quick 10 — Now picks from your weak spots first: questions you've missed → fresh ones → review of what you     
  know. Replaces the old random draw.                                                                                    
   
  Math Drill — New practice mode for the exam's math questions (DTI, LTV, PITI, points, APR). Filter by category or drill
   them all.                                                                                                           
                                                                                                                         
  Topic Detail page — Tap any topic to choose session length (10–100 questions), focus mode (all / weak areas / new      
  only), and drill into specific NMLS sub-sections like "TILA — Right of Rescission".
                                                                                                                         
  CE Log & Study Plan — Track NMLS continuing education credits against the 8-hour federal requirement, and build a      
  personalized study plan that adjusts daily targets based on your exam date and intensity.
                                                                                                                         
  Mock Exam fidelity — Mock exams now use only NATIONAL questions (matching the real SAFE MLO test). State-specific      
  questions stay in practice mode where they belong.
                                                                                                                         
  Cleaner onboarding — Brighter, higher-contrast layout based on customer feedback. Splash logo and app icon now appear  
  correctly on all screens.
                                                                                                                         
  Under the hood — Cross-device sync for your state, onboarding status, and quiz history; faster question loading via    
  batch enrichment prefetch; better progress tracking that no longer inflates "questions answered" counts on retries.

### 1.1.1 — 2026-04-11

What's New

  Personalized Onboarding
  Tell us your journey stage, exam date, and state — we'll build a study plan just for you. Take a
  5-question diagnostic to see your strengths and weaknesses before you even start.

  Smarter State Content
  Questions are now filtered to your selected state. Practice and mock exams only show national + your
  state's questions — no more irrelevant content from other states.

  True/False Reimagined
  Each statement now combines the full question context with the answer, so every swipe tests real
  knowledge — not random fragments.

  Flashcards That Work
  Flashcards now auto-generate from your question bank. Every card shows the question on the front and
  the correct answer with full explanation on the back.

  Cleaner Practice Tab
  Simplified layout with real-time progress sync. Your topic progress updates instantly after every
  practice session.

  Bug Fixes & Polish
  - Fixed layout overflow on topic cards
  - Removed outdated features and dead code
  - Improved home page spacing and readability

### 1.1 — 2026-04-01

What's New in Version 1.1
A fresh new look and a smoother start.                                                                                       

- New App Icon — A vibrant new design that stands out on your home screen                                                      
- Guided Onboarding — Set your testing state and daily study goal in seconds so your experience is personalized from day one
- Refreshed Splash Screen — A polished launch experience that matches our new visual identity                                  
                                                                                                                                   
Your progress and data are fully preserved. Keep studying — you've got this!

### 1.0 — 2026-03-31

No release notes.

## More apps by Shanghai Xushu Information Technology Co., Ltd.

- [Logo设计软件 - Logo创意商标制作](https://appshunter.io/ios/app/logo-logo/id6478654269)
- [宅地建物取引士一問一答• 模試对策](https://appshunter.io/ios/app/id6757780918)
- [EstatePass: Real Estate Exam](https://appshunter.io/ios/app/estatepass-real-estate-exam/id6758002727)
- [기출문제 - 공인중개사 시험 기출](https://appshunter.io/ios/app/id6760986723)
- [Contractor Exam Prep&Practice](https://appshunter.io/ios/app/contractor-exam-prep-and-practice/id6761413123)

All apps by Shanghai Xushu Information Technology Co., Ltd.: https://appshunter.io/developer/1733615663

## Related topics

[nmls safe mlo exam](https://appshunter.io/ios/topics/nmls-safe-mlo-exam)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*
