# Noma - Multi-Currency Budget — Track expenses, savings, goals

> Track expenses, savings, goals (iPhone/iPad app by Dmitry Khorev.)

- Source: https://appshunter.io/ios/app/noma-multi-currency-budget/id6762905387 (this page in markdown: same URL + `.md`)
- Developer: [Dmitry Khorev](https://appshunter.io/developer/1895069861)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 37 MB
- Languages: American English
- Released: 2026-05-05
- Data updated: 2026-09-01
- User reviews in markdown: https://appshunter.io/ios/app/noma-multi-currency-budget/id6762905387/reviews.md

## What is Noma?

Noma is a personal finance tracker built for people who don't want a bank, an account, or an algorithm watching their money.

Track expenses, savings, and budgets in any currency. Designed for digital nomads who deal with multiple currencies and don't trust ad-funded apps with their financial data.

KEY FEATURES

? Local-first storage ? your data lives on your device, not in someone's cloud
? Multi-currency ? track and convert between any currencies, with offline-friendly exchange rates
? Custom categories and budgets ? organize spending the way you think about it
? Savings goals ? set targets, track progress
? 5 themes ? Light, Dark, Digital Nomad, 2077 Cyberpunk, Immigrant
? Export and import ? own your data, move it anywhere

PRIVACY

We don't collect anything. No account, no email, no analytics, no ads, no trackers. Your transactions never leave your device unless you explicitly export them.

The only network requests Noma makes are to public exchange rate APIs (Frankfurter, ExchangeRate-API) for currency conversion ? and only the currency pair is sent, never your data.

FOR WHO

? Digital nomads juggling multiple currencies
? Privacy-minded people who don't want a bank app or finance startup tracking them
? Anyone wanting a simple, fast, local expense tracker that works offline

WHAT'S DIFFERENT

Most finance apps want your bank login, your email, your behavior patterns, and your eyeballs on ads. Noma wants none of that. It's a tool, not a service. You install it, you use it, you uninstall it. We never know.

Made by one developer. No team, no investors, no roadmap pressure. Just an app that does the thing.


## Version history (last 5 releases)

### 1.0.327 — 2026-08-20

- Investments now chart your real contribution history next to the forecast, so you can see how your money actually grew.
- A new column shows how each month's growth compares with what you put in.
- Budget limits and savings targets can change month to month, so past months are measured against the limit you had then.
- Fixed a crash on the investments chart.
- Transactions now land on the correct calendar day, whatever your time zone.
- Importing a backup keeps your settings.
- The dashboard and monthly views feel faster.

### 1.0.311 — 2026-07-29

- Your base currency now shows correctly across every screen, instead of always showing a dollar sign.
- Amounts use the right symbol for each currency, with clearer spacing for currencies written as codes.
- Add a new currency straight from the expense screen, without entering an amount first.
- Choose extra currencies during setup, now including Swiss francs and Canadian dollars.
- The keyboard no longer covers the currency box while you set up.

### 1.0.307 — 2026-07-15

- Small improvements and polish.

### 1.0.306 — 2026-07-06

- Set start and end dates for recurring incomes — income now counts only while it's active.
- New badges show whether each income is active, upcoming, or ended.
- Group savings targets carry over missed months more accurately — past overpayments no longer hide missed contributions.

### 1.0.291 — 2026-06-21

- New Investments projection in your Health section — see how your money could grow over time.
- Set up investments in a quick Configure step and group categories your way.
- Fine-tune the monthly contribution used for projections.
- Cleaner table with monthly growth, grouped amounts, and fewer decimals.
- More accurate projections, plus clearer guidance notes on the Health and Investments screens.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*