# NoMo - Debt Payoff Calculator — Budget & Pay Off Debt Fast

> Budget & Pay Off Debt Fast (iPhone/iPad app by Christopher Mayberry.)

- Source: https://appshunter.io/ios/app/nomo-debt-payoff-calculator/id6751278279 (this page in markdown: same URL + `.md`)
- Developer: [Christopher Mayberry](https://appshunter.io/developer/1390482166)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 3 MB
- Languages: American English
- Released: 2025-08-21
- Data updated: 2026-09-09
- User reviews in markdown: https://appshunter.io/ios/app/nomo-debt-payoff-calculator/id6751278279/reviews.md

## What is NoMo?

NoMo - Credit Card Debt
Your First Step Toward Becoming Debt-Free

Are you overwhelmed by credit card balances, high APRs, and endless interest charges? NoMo - Credit Card Debt is the smart, simple, and stylish app designed to help you take control. With a powerful debt dashboard, payoff strategies, and budgeting tools, NoMo turns financial stress into a clear plan toward freedom.

Why NoMo?
NoMo is more than just a tracker—it’s a powerful credit card debt calculator and financial coach. Visualize all your cards, see how much interest you’re really paying, compare different payoff strategies, and carve out a personalized budget to speed up your debt payoff timeline.

Core Features

Clear Debt Dashboard: View all of your cards with balances, APR, credit limit, minimum payments, and utilization percentage in one place.

Powerful Budget Calculator: Carve out the maximum you can safely put toward your debt each month while still covering your living expenses.

Smart Payoff Strategies: Compare Avalanche (highest interest first), Snowball (smallest balance first), Balanced, and Custom strategies. See how much time and money each will save you.

Interactive Visualizations: Colorful charts and timelines make it easy to see your progress, track interest paid, and understand the light at the end of the tunnel.

Payment Tracking & History: Enter payments manually, watch your payoff date adjust instantly, and keep a full searchable history.

Reminders & Notifications: Get alerts before payment due dates so you never miss a minimum payment again.

Rewards & Motivation: Celebrate every payment with confetti, haptics, and motivational messages to keep you moving forward.

Modern Design: Built with SwiftUI, NoMo combines a fun, sleek, and animated UI with real financial intelligence.

Subscription Options
NoMo offers flexible plans to fit your needs:

Free Tier – Add your first card, explore basic payoff strategies, and get started.

Monthly Plan – $4.99 per month. Unlock unlimited cards, advanced payoff comparisons, and all premium features.

Annual Plan – $29.99 per year. Save more with a discounted yearly subscription.

Lifetime Plan – $49.99 one-time payment. Pay once, own NoMo forever, and receive all updates.

Why Download Today?

Take the first real step toward financial freedom.

See exactly how long it will take to become debt-free—and how much faster you can get there with smarter strategies.

Save hundreds or even thousands in interest with a personalized payoff plan.

Build momentum and motivation with every payment you make.

Privacy Policy: https://kbkidsapp.com/nomocreditcarddebt/privacy.html

Apple Terms & Conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Download NoMo - Credit Card Debt today and start your journey toward freedom. The sooner you begin, the sooner you’ll be debt-free.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| NoMo Premium - Monthly | $3.99 | per month |
| NoMo Premium - Yearly | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Nomo Premium - Lifetime | $59.99 | one-time |



## Version history (last 3 releases)

### 1.1.8 — 2025-08-28

- bug fixes and improvements
- new 'about app' page

### 1.1.7 — 2025-08-25

- New Credit Card Payoff Calculator Tool
- Colors added to credit card backgrounds
- Bug Fixes & Improvements

### 1.1 — 2025-08-21

No release notes.

## Apps similar to NoMo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Magic: Payoff Planner](https://appshunter.io/ios/app/debt-magic-payoff-planner/id6747996437) | 4.9 (16) | Free | Finance |
| [Debt Payoff Planner - Snowball](https://appshunter.io/ios/app/debt-payoff-planner-snowball/id6737506623) | 4.1 (22) | Free | Finance |
| [Debt Payoff Planner: Tracker](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524) | — | Free | Finance |
| [PaidOff: Debt Tracker](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566) | 5.0 (7) | Free | Finance |
| [Debt Tracker App by UnDebt](https://appshunter.io/ios/app/debt-tracker-app-by-undebt/id6744000488) | 5.0 (4) | Free | Finance |
| [ClearDebt: Snowball Planner](https://appshunter.io/ios/app/cleardebt-snowball-planner/id6753349222) | 3.5 (2) | Free | Finance |

## More apps by Christopher Mayberry

- [Switch Forum](https://appshunter.io/ios/app/switch-forum/id1390482167)
- [KB Kids - Video Player](https://appshunter.io/ios/app/kb-kids-video-player/id6748621811)
- [KB Speech Professional AAC](https://appshunter.io/ios/app/kb-speech-professional-aac/id6748882177)
- [KB Volume Lock & Limiter](https://appshunter.io/ios/app/kb-volume-lock-and-limiter/id6749469745)
- [Damobo ADHD Time Block Planner](https://appshunter.io/ios/app/damobo-adhd-time-block-planner/id6749634736)

All apps by Christopher Mayberry: https://appshunter.io/developer/1390482166

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*