# Nomo - Digital Sharia Banking — Grow your wealth globally

> Sharia-compliant digital banking for global wealth growth and UK property finance. (iPhone/iPad app by BLME.)

- Source: https://appshunter.io/ios/app/nomo-digital-sharia-banking/id1550582839 (this page in markdown: same URL + `.md`)
- Developer: [BLME](https://appshunter.io/developer/571651277)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,630 App Store ratings · 139 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 166 MB
- Languages: American English, Arabic
- Released: 2021-07-21
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/nomo-digital-sharia-banking/id1550582839/reviews.md

## What is Nomo?

Think global, bank local, with a UK digital bank account from Nomo.

When you join Nomo you’ll have access to fee-free multi-currency spending, easy international transfers, UK-based savings accounts, and exciting property investment opportunities. Apply for an account in minutes from your smartphone.

TOP-UP 

No delays. No friction. Fund your Nomo account instantly using Apple Pay

SPEND

Pay like a local with your debit card or Apple Pay in six currencies – GBP, USD, EUR, KWD, AED, SAR – and avoid international card fees when you’re travelling abroad. 

SEND

Send money abroad in multiple currencies from the app. GBP transfers to UK personal and business bank accounts are fee-free, and transfers in other currencies have low, flat fees. 

SAVE

Diversify your income and earn multi-currency profits with GBP, USD and EUR Fixed Term Deposits. 

PROPERTY FINANCE

Receive finance to buy a UK property, either as an investment or as a home for your family. Joint and sole applications are available, as well as refinance for existing UK property owners.


Excluding properties in Northern Ireland. Your property may be at risk if you do not keep up with payments. T&Cs apply. 

Security with Nomo

Ensuring your money and data are safe is a top priority for us. Nomo is part of Boubyan Bank and a trading name of BLME (Bank of London and The Middle East plc), which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

Nomo deposits are held with BLME and are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000. Further information about FSCS protection is available on the FSCS website  at www.fscs.org.uk.

Why Nomo?

We believe that your international, fast-paced lifestyle should be matched with instant access to amazing banking products wherever you are in the world.

Nomo’s seamless banking tools allow you to live locally and think globally. Wherever our clients go, they take their financial freedom with them thanks to our Sharia-compliant digital banking app.

We’re working hard to bring digital excellence to the world of Islamic banking, through cutting-edge technology that lets customers manage their money on their terms.

It takes minutes to open a Nomo account, so download the app and begin your journey now!


Nomo by Bank of London and The Middle East plc (“BLME”) is a trading name of BLME. BLME is registered in England and Wales (no. 05897786), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. BLME’s Financial Services Register number is 464292 and registered office is at 20 Churchill Place, Canary Wharf, London E14 5HJ.

Bank of London and The Middle East plc DIFC Branch is regulated by the Dubai Financial Services Authority (“DFSA”) as a Category 4 Authorised Firm. The registered office is Office 2904, Level 29, Al Fattan Currency House, Dubai International Financial Centre, Dubai, UAE, PO Box 506557 is DFSA Firm Reference Number F0003552.

Find out how to close your account here: https://www.nomobank.com/help/accounts/how-can-i-close-my-nomo-account

## Key features

- Fee-free multi-currency spending
- International money transfers
- Sharia-compliant savings accounts
- UK property investment opportunities
- UK property finance

## What do users think of Nomo?

Overall sentiment: positive

**Pros**

- 🚀 Easy and quick setup
- 🔒 Secure and safe
- 👍 User-friendly app
- 👍 Excellent services
- 👍 Smooth banking experience

**Cons**

- 🐛 App crashes and freezes
- 🐛 Compatibility issues with older devices
- 🐛 Delayed or missing transactions

**Commonly reported bugs**

- Last update causes app to crash
- Faster payments not working
- Account opening process taking too long

**Most requested features**

- Add online helpline
- Integrate Apple Pay and other digital wallets
- Improve investment and fixed deposit options
- Expand to more countries

## Recent user reviews (10 of 139)

All indexed reviews: https://appshunter.io/ios/app/nomo-digital-sharia-banking/id1550582839/reviews.md

### 5/5 — Smoothness

*2026-08-04, version 5.13.0*

Very easy to use and useful

### 5/5 — Global savings and investments

*2026-08-03, version 5.13.0*

Highly recommended - great savings and investments options

### 5/5 — Highly recommended

*2026-07-15, version 5.12.0*

highly recommend downloading the Nomo application and opening a bank account with them. The process is straightforward and user-friendly! 
 you can upload your documents easily in just a few simple steps. Once set up, you’ll have access to your own dedicated bank account in either the UK or the US. In my view, Nomo offers one of the most convenient and reliable solutions currently available.

### 1/5 — Rejects passport

*2026-06-20, version 5.10.0*

A gulf resident my entire life yet no one has an explanation to why it doesn’t recognize my passport

### 5/5 — Good

*2026-06-14, version 5.10.0*

Nice bank

### 1/5 — Discriminative bank

*2026-05-20, version 5.10.0*

This bank is discriminatory against people with disabilities , they closed my account out of discrimination

### 5/5 — Great bank

*2026-03-09, version 5.4.0*

Amazing banking system with great customer service that can make your day better

### 1/5 — Closed Account

*2026-02-11, version 5.3.0*

They closed my account with no reason

### 4/5 — Great app for kuwaiti students studying abroad

*2025-11-04, version 2.47.0*

I can access this bank from anywhere even when I’m quite or the UK and it’s perfect. There’s multiple currency choices. But I really wish they would fix the appearance of the app. It looks kind of plain.

### 5/5 — Brilliant app

*2025-10-23, version 2.47.0*

It’s a nice app and does the job. Used the currency wallet when travelling in different countries

## Frequently asked questions about Nomo

### What does Nomo - Digital Sharia Banking do?

Nomo offers a Sharia-compliant digital banking experience that allows users to manage their wealth globally. It provides features like fee-free multi-currency spending, international transfers, UK-based savings accounts, and opportunities for UK property investment and finance.

### What are the key features of Nomo?

Key features include fee-free spending in six currencies (GBP, USD, EUR, KWD, AED, SAR), easy international transfers with low flat fees for most currencies, multi-currency fixed-term deposits for savings, and finance options for purchasing UK property.

### Is Nomo free to use?

The app itself is free to download and use for its core banking functionalities. While there are no fees for multi-currency spending or UK personal/business transfers, other international transfers may have low, flat fees. Property finance will have its own associated costs.

### What are the common use cases for Nomo?

Common use cases include traveling abroad and spending like a local without international card fees, sending money internationally at low costs, diversifying income through multi-currency savings, and securing finance to buy a UK property for investment or personal use.

### Is my money safe with Nomo?

Yes, Nomo prioritizes the safety of your money and data. It is part of Boubyan Bank and a trading name of BLME (Bank of London and The Middle East plc), which is regulated by the PRA and FCA. Deposits via BLME are protected by the FSCS up to £85,000.

## Version history (last 5 releases)

### 5.15.0 — 2026-08-17

Performance improvements and bug fixes.

### 5.14.0 — 2026-08-10

Performance improvements and bug fixes.

### 5.13.0 — 2026-07-20

Introduce a friend and access preferential rates on your Fixed-term deposits

### 5.12.0 — 2026-07-09

Performance improvements and bug fixes.

### 5.11.0 — 2026-06-24

Introduce a friend and access preferential rates on your Fixed-term deposits

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All apps by BLME: https://appshunter.io/developer/571651277

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*
